You made me smile as you listed off the first three books on my financial shelf: Fail-Safe Investing, Work Less, Live More and Your Money or Your Life.

I bet there are a lot of copies of those books in the homes of members of this board!

Hi Barrett,

It's possible that this is something different than what you are referencing, but I recently discovered and have been using the planner calculator at this site: https://i-orp.com/Plans/extended.html

I have found it to be very helpful.

Smells like it.

Hey Vinny, I feel your pain on this. That tax software can be quite a challenge if you want to do something that isn't what the programmers expected. I know it's too late for you this year, but just to give you an alternate data point, I use turbotax and have bought savings bonds with my refund with...

The article seems cluncky and uninspired to me.

I wonder if it was written by AI?

Y'all crack me up.

Understood. But, there has to be a market share inflection point, when the index funds have no underlying price discovery and things go crazy. I agree that, in principle, your assertion does make sense, Shrugged. One metric that I would take really seriously to indicate that such a think is happeni...

There is an inference that holding an S&P 500 index fund is more volatile than holding an actively traded fund but the author provides no data to back this up, whatsoever. The author addresses volatility of an S&P 500 index fund as though it is the only asset held in a portfolio and says it's really...

Thanks, Vinny. I like your challenge.
10.
(My son does have Autism, though.)

You guys crack me up.

I think it's intended as satire...

One other option that I forgot to mention is that Fidelity offers segregated allocated storage of Gold Eagles within both Roth and Traditional IRAs. While it is not as efficient, we also use that as a tool to hold physical while not having to withdrawl from the IRAs. As @flyingpylon mentions, earlie...

Hey Stuper1, I think it's a pretty common situation that many of us have: being heavy on the tax advantaged accounts and light on after-tax funds. On the other hand, funds in a Roth IRA are highly valuable. When I found myself in a similar situation to yours, I took a middle path. That is, I still c...

I've had multiple good experiences with California Numismatic Investments (golddealer.com). I have a great deal of trust in them. Conversely, I have had two experiences with JMBullion where they made annoying sloppy mistakes on orders and their customer service in making correction was unsatisfying....

As my wife and I are closing in on retirement, I went to see a fee-only financial planner for a sanity check. I told him I was confident in our situation and plan but I wanted him to give it a sanity check and poke holes in it where he could. We met virtually a couple times so he could understand o...

As my wife and I are closing in on retirement, I went to see a fee-only financial planner for a sanity check. I told him I was confident in our situation and plan but I wanted him to give it a sanity check and poke holes in it where he could. We met virtually a couple times so he could understand ou...

Hey Mr. Smith. It sounds like that was an interesting meeting. Those are pretty drastic recommendations. Just a few questions for your consideration: o How does the "financial planner" make his money? o Do I remember correctly that you live in B.C.? o Do you want to be a landlord? If so, why do you ...

I lurk but don't post much, but allin for PP/GB since 2008. I'm not dogmatic but just can't find anything better for my needs. I suspect there are a lot of us here. BTW, I've been following your posts/thought processes as you wrestle with portfolio/investment strategy. My advice would be to not jump...

We haven't met, Mr. Smith, but depression does, in fact, suck balls.

You are in my prayers.

Do you have a good therapist? If not, I very strongly encourage that.

Steve

I've been all-in for 14 years, switching to GB a while back based on things I learned here and on Tyler's site. Not thrilled about LT Treasuries, but they are an integral element of system. In my case, I have all I need so my primary goal is to not do something stupid AND a lower SD is important for...

Seemed too good to be true to me. Once I read this review, scratched it off my list: https://wantfi.com/masterworks-review.html " ... If you can get beyond the shady business practices, marketing, founder’s past business activities, fee grab where they act as an art hedge fund, and unique art risks,...

Thank you, JHogue. I appreciate the clarification, although I was hoping you had discovered some kind of magical, one-way capital appreciation aspect of EE bonds. Interestingly, I think there actually is another magical hack for the cash quadrant. For those of us who are federal employees, the G-fun...

@JHogue, could you expand on your comment, below, regarding ”EE-Bonds are for “Deep Bonds"? I have not previously heard that perspective.

I'm with you, Lordo, and would wager that there are a lot of us here. I started w/ PP in the late 80's but didn't go all-in until seeing what happened to my slice-and-dice portfolio in 2007, finding this forum about that time. I have learned a ton here, including enough to switch to GB. That was pro...

I'm mostly a lurker here; don't post much but have been following this forum for some time. Your question hit a nerve. I think you really have to be bought into whatever you're going to do. If you're not then you will end up subject to many forces to change your mind, bring you continual anxiety, an...