Search found 49 matches

by ppnewbie
Fri Jun 07, 2019 4:47 pm
Forum: Bonds
Topic: Large LTT purchase
Replies: 18
Views: 1515

Re: Large LTT purchase

I am buying 1/4 of the LTT allocation to 30 year treasury bonds at auction
3/4 FNBGX with an average maturity of 24.1 years. So the total comes out to an average long term maturity of 25.575 years.
I may peel of a fourth of that FNBGX pile and get a 2048 bond. Anyway thanks for the help!
by ppnewbie
Wed Jun 05, 2019 2:23 pm
Forum: Bonds
Topic: Large LTT purchase
Replies: 18
Views: 1515

Re: Large LTT purchase

Assuming you can buy open market bonds (e.g. those already issued) via a brokerage account(s) I'd definitely ladder. You want to be able to reinvest if interest rates ratchet up. (But that's an implicit forecast for sure) Mathematically, is there really any difference between buying a ladder, or ju...
by ppnewbie
Sat Jun 01, 2019 1:48 pm
Forum: Bonds
Topic: TLT vs EDV vs ZROZ
Replies: 11
Views: 1256

Re: TLT vs EDV vs ZROZ

Thanks that is a very helpful perspective.
by ppnewbie
Sat Jun 01, 2019 12:13 am
Forum: Bonds
Topic: Large LTT purchase
Replies: 18
Views: 1515

Re: Large LTT purchase

This is in another thread...but very relevant. https://portfoliocharts.com/2019/05/27/high-profits-at-low-rates-the-benefits-of-bond-convexity/ There's really no right or wrong here. It comes down to convenience and understanding the trade offs of your decision and being good with them. If you read...
by ppnewbie
Sat Jun 01, 2019 12:10 am
Forum: Bonds
Topic: TLT vs EDV vs ZROZ
Replies: 11
Views: 1256

TLT vs EDV vs ZROZ

Has anyone used zero coupon bonds in the PP? Doing some back testing on portfoliovisualizer based on some previous responses to a question. It seems like EDV has a slightly higher return than TLT and has a low expense ratio of .07. It also seems less correlated with the US stock market. (In a tax de...
by ppnewbie
Tue May 28, 2019 3:32 pm
Forum: Permanent Portfolio Discussion
Topic: Desert Portfolio vs HBPP
Replies: 1
Views: 373

Desert Portfolio vs HBPP

I have been investigating the Desert Portfolio a bit. I've looked into a version that KBG mentioned 40% VTI, 40% LTT, 20% GLD. Using portfoliovisualizer it seems to do quite well with lower downside and higher upside than the PP. But when I look at portfoliocharts and put in the above allocation, it...
by ppnewbie
Thu May 23, 2019 4:07 pm
Forum: Bonds
Topic: Large LTT purchase
Replies: 18
Views: 1515

Re: Large LTT purchase

Excellent Thread: FNBGX vs. individual bonds at Fidelity https://www.gyroscopicinvesting.com/forum/viewtopic.php?f=3&t=9866&hilit=FNBGX I can probably start with all FNBGX (.03% ER) and figure it out (.03% ER). Yep, that would be a good low cost fund. You can even do the same thing I'm doing with c...
by ppnewbie
Thu May 23, 2019 3:50 pm
Forum: Bonds
Topic: Large LTT purchase
Replies: 18
Views: 1515

Re: Large LTT purchase

Excellent Thread:
FNBGX vs. individual bonds at Fidelity
viewtopic.php?f=3&t=9866&hilit=FNBGX

I can probably start with all FNBGX (.03% ER) and figure it out (.03% ER).
by ppnewbie
Thu May 23, 2019 2:47 pm
Forum: Bonds
Topic: Large LTT purchase
Replies: 18
Views: 1515

Re: Large LTT / STT purchase

Expanding the question to STT

Should I buy 1mo,3mo,6mo,1yr in equal proportions with autoroll enabled (see note). OR
Just put it all in 1 yr tbills with autoroll enabled.
Or maybe buy 1/12 for a year and have a permanent 1 year tbill.

Note: autoroll feature only rolls into the same duration tbill.
by ppnewbie
Thu May 23, 2019 1:55 pm
Forum: Bonds
Topic: Large LTT purchase
Replies: 18
Views: 1515

Large LTT purchase

Trying to figure out how this works. The numbers magnitude I am talking about is in the hundreds of thousands of dollars - TLT will end up costing quite a bit per year nearly $1000 so want to just buy the bonds. Do I just buy a bunch of the longest 30 year bonds I can buy and not worry about a ladde...