Excellent Thread: FNBGX vs. individual bonds at Fidelity https://www.gyroscopicinvesting.com/forum/viewtopic.php?f=3&t=9866&hilit=FNBGX I can probably start with all FNBGX (.03% ER) and figure it out (.03% ER). Yep, that would be a good low cost fund. You can even do the same thing I'm doing with c...

Excellent Thread:
FNBGX vs. individual bonds at Fidelity
viewtopic.php?f=3&t=9866&hilit=FNBGX

I can probably start with all FNBGX (.03% ER) and figure it out (.03% ER).

Expanding the question to STT

Should I buy 1mo,3mo,6mo,1yr in equal proportions with autoroll enabled (see note). OR
Just put it all in 1 yr tbills with autoroll enabled.
Or maybe buy 1/12 for a year and have a permanent 1 year tbill.

Note: autoroll feature only rolls into the same duration tbill.

Trying to figure out how this works. The numbers magnitude I am talking about is in the hundreds of thousands of dollars - TLT will end up costing quite a bit per year nearly $1000 so want to just buy the bonds. Do I just buy a bunch of the longest 30 year bonds I can buy and not worry about a ladde...

Good article on Tax Loss Harvesting

https://www.kitces.com/blog/the-wash-sa ... -and-etfs/

https://seekingalpha.com/article/382584 ... etf?page=1

On page three it says that tax loss harvesting and moving into another gold etf is allowed. Not sure how accurate this is.

Goldman Sachs - marcus.com 2.25% savings ($1,000 minimum), 2.35% penalty free CD, 2.7% 1 year CD.

Thanks very helpful. I know an investment banker who pretty much tells me the same thing, that the IRS is not interested in every day investors.

pmward wrote: ↑

Tue May 21, 2019 4:27 pm

I have no idea, but it's forbidden on my work computer for malicious content FYI.

Just ran the url through virustotal.com - Nothing malicious.

Does www.peaktotrough.com have real or nominal returns?

Been looking around the forum. Has anyone tried finding two different but similar assets for each class and then harvesting a loss before rebalancing? For example if I was down on VTI and sold it could I purchase the same amount of SCHB (or ITOT) before rebalancing.

I've seen varied reports regarding the CAGR of the PP. I've seen in the 4.5ish range and also the 9ish range. Can someone point me to the best place to see the returns over any period of time I choose.

Also, has anyone used recipeinvesting.com?