Hey I didn't know about AVUV, thanks for mentioning! It looks like FISVX (Fidelity's small cap value mutual fund) is lagging it quite significantly, and it gets worse and worse over time. What is everyone's favorite small cap value investment??? After lots of research it seems to be the new consens...

The caption to the picture made reference to a mouse but I'm convinced it was one of my beloved gerbils.

My cats were wary of my rats but are always fascinated / after the gerbils.

dualstow wrote: ↑Sun Apr 21, 2024 8:29 am Where has Mountaineer gone?

We have not heard from him in 16 days.

How unusual is that?

March 16 - April 5 - 9 days

January 16 - February 19 - a LOT of days

https://money.com/best-online-gold-dealers/?encoded_id=MOe4l&utm_source=newsletter&utm_medium=email&utm_content=Recurring%20%7C%202024-04-18%20%7C%20Daily%20Money&utm_campaign=daily_money 5 Best Online Gold Dealers of 2024 By: Susan Doktor Editor: Alison Tobin and Jordan Chussler Pub...

From Hot Dogs to Gold Bars: Costco's Latest Offering Is a Huge Hit By: Brenden Rearick Editor: Jordan Chussler Published: Apr 16, 20247 min read https://money.com/costco-is-selling-out-of-gold/?encoded_id=MOe4l&utm_source=newsletter&utm_medium=email&utm_content=Recurring%20%7C%202024-04-...

This represents an alternative view to the prevailing view among many in the United States, including our president. https://www.c-span.org/video/?535029-4/bradley-bowman-us-role-mideast-conflicts APRIL 21, 2024 | PART OF WASHINGTON JOURNAL 04/21/2024 Washington Journal Bradley Bowman on the U.S.' R...

Retirement Planning > Social Security > Claiming Strategies 7 Things to Know About Social Security and Taxes John Manganaro By John Manganaro https://www.thinkadvisor.com/2024/04/15/7-things-to-know-about-social-security-and-taxes/?kw=7%20Things%20to%20Know%20About%20Social%20Security%20and%20Taxes&...

Smith1776 wrote: ↑Sat Apr 20, 2024 4:15 pm https://www.politico.eu/article/ukraine ... ial-media/

Watch the video or you will be missing out.

Good one. Thanks!

There is a term for this as you can see from the below article. I assume you are somewhat unaware of this because you are not yet collecting Social Security. I was also oblivious to it until it became a reality for me. Ah, right, the dreaded SS tax torpedo that I see discussed on Bogleheads and for...

dualstow wrote: ↑Thu Apr 18, 2024 10:35 am Sounds like you’re not losing out buying insurance because your house has not yet caught fire.

I do not accept that as being an apt analogy.

dualstow wrote: ↑Thu Apr 18, 2024 8:38 am More importantly, are you buying 30-year treasuries?

Not yet. But my main point was that at this point I'm not losing out in locking in the long-term rates because they've still been available.

dualstow wrote: ↑Wed Apr 17, 2024 9:03 pm Depends on how far back you go.

I converted all my cash holdings to it in March 2020. From then until about January 2023 it paid nothing. I had owned some of it prior to then.

But prior to January 2023 and starting around October 2008 did any money market fund pay anything much above 0.0%?

dualstow wrote: ↑Wed Apr 17, 2024 9:05 pm

Amazing!

dualstow wrote: ↑Wed Apr 17, 2024 3:51 pm VUSXX is king

For 1+ years it has been. Prior to then all it offered was safety with near zero return.

ppnewbie wrote: ↑Tue Apr 16, 2024 9:24 pm Yield is going up!

So far at this point my ever-present investing procrastinating inertia is paying off. I am still get big-time returns off my significant cash holding by having it all in the Vanguard Treasury Money Market Fund (VUSXX), which I've got a lot of other people into.

Hey I didn't know about AVUV, thanks for mentioning! It looks like FISVX (Fidelity's small cap value mutual fund) is lagging it quite significantly, and it gets worse and worse over time. What is everyone's favorite small cap value investment??? After lots of research it seems to be the new consens...

dualstow wrote: ↑Tue Apr 16, 2024 6:58 pm

CLASSIC cat behavior!

Hey I didn't know about AVUV, thanks for mentioning! It looks like FISVX (Fidelity's small cap value mutual fund) is lagging it quite significantly, and it gets worse and worse over time. What is everyone's favorite small cap value investment??? I have been in Vanguard's Small Cap Value Index conti...

Good level-headed piece criticizing NPR, by a veteran insider. https://www.thefp.com/p/npr-editor-how-npr-lost-americas-trust …and they just suspended him. Read what he'd written. Did not know that. Gave up listening to them decades ago. They seemed to also become irrelevant once the internet took ...

I submitted my tax return on Sunday with a $5,000 purchase for iBonds. So far it's only worked half the times. 2 times they have been bought. The other two times they've refunded my $5,000.

There is a term for this as you can see from the below article. I assume you are somewhat unaware of this because you are not yet collecting Social Security. I was also oblivious to it until it became a reality for me. Ah, right, the dreaded SS tax torpedo that I see discussed on Bogleheads and for...

Vinny, You should also consider donating your RMD. That avoids the taxes if I'm understanding correctly. You understand correctly. However, that is not in my future for two main reasons. 1) I already have a significant amount in my Vanguard Charitable Donor Fund. 2) From being intimately involved i...

Vinny, You seem to be saying that if you have $10,000 taxed at 22% and another $10,000 also taxed at 22% that you now have $20,000 being taxed at 44%. The tax on that $20,000 is $4,400, not $8,800. Remember that you have $11,600 that is only taxed at 10% and that the next $35,550 is only taxed at 1...

If you're self-employed and therefore paying both halves of the FICA taxes, don't forget to deduct the employer half of it. That should reduce the effective tax rate a bit. I never forget that. In absolute terms the $$$ amount of taxes saved would be: Business Income X 13.5% X 0.5 X Marginal Tax Ra...