Search found 31 matches

by pmward
Tue Feb 12, 2019 8:02 am
Forum: Cash
Topic: Treasury Direct account security discussion at Bogleheads
Replies: 13
Views: 475

Re: Treasury Direct account security discussion at Bogleheads

Nobody has lost anything as of yet, they are just looking at the policies that TD has if it were to get hacked. It's a very poor policy that basically holds them with no accountability for reimbursement if the account was compromised by using the username and password (and usernames and passwords ge...
by pmward
Tue Feb 12, 2019 7:57 am
Forum: Gold
Topic: Good Podcast On Gold
Replies: 3
Views: 234

Re: Good Podcast On Gold

Yeah, it's very cheap. Honestly, it might even be cheaper than holding physical gold, all things considered. Currently, since I'm doing DCA accumulations, I'm going into IAU since it has no commissions. But once a year I'm planning on either liquidating some IAU for physical or pay a commission to d...
by pmward
Sat Feb 09, 2019 8:35 am
Forum: Gold
Topic: Good Podcast On Gold
Replies: 3
Views: 234

Good Podcast On Gold

Came across this podcast episode this week which focused on gold. Interviewed a few people discussing gold, it's recent performance, expected future performance, it's role in a portfolio, central banks recent gold binge, and why Bitcoin is not the new gold. Enjoy: https://etfstore.com/?powerpress_pi...
by pmward
Sat Feb 09, 2019 8:24 am
Forum: Permanent Portfolio Discussion
Topic: Today I call on the PP for a service
Replies: 8
Views: 427

Re: Today I call on the PP for a service

Yeah if there is no closing costs I see no reason to drain your cash position to nothing. Cash has actually been a valuable asset over the last year with rising interest rates and all the volatility in the markets. So if you were to drain your cash, I would say that you should rebalance, which would...
by pmward
Fri Feb 08, 2019 2:17 pm
Forum: Permanent Portfolio Discussion
Topic: Gyroscopic Portfolios Is Now Under Construction
Replies: 24
Views: 4212

Re: Gyroscopic Portfolios Is Now Under Construction

Yes well the common advise on bogleheads also tends to vary based on the weather. The recency bias runs very strong in the bogleheads hive mind. I mean half the people there these days recommend going 100% equities. If a relatively conservative investing group like the bogleheads starts getting that...
by pmward
Thu Feb 07, 2019 2:53 pm
Forum: Permanent Portfolio Discussion
Topic: PP/VP Strategy Sanity Check
Replies: 40
Views: 1379

Re: PP/VP Strategy Sanity Check

There has been a fairly significant debate on this very issue academically. I think it a no-brainer to go with the S6 over the R2K as having a "crap filter" clearly helps. How the two indexes are managed also helps, but the S6 is active/quantish as all S&P indexes are. It's debatable SCV provides a...
by pmward
Thu Feb 07, 2019 10:58 am
Forum: Permanent Portfolio Discussion
Topic: PP/VP Strategy Sanity Check
Replies: 40
Views: 1379

Re: PP/VP Strategy Sanity Check

Haha, thanks Sophie!
by pmward
Thu Feb 07, 2019 10:53 am
Forum: Permanent Portfolio Discussion
Topic: PP/VP Strategy Sanity Check
Replies: 40
Views: 1379

Re: PP/VP Strategy Sanity Check

Looks like I got some nice unintentional market timing. I decided to pull the trigger on my modified GB. I just sold stock over the last 2 days to reallocate into my gold, bond, and cash holdings. I also rebalanced my 401k 2 days ago from 100% equities into 60/40. Today the market is down 1.5% so fa...
by pmward
Thu Feb 07, 2019 10:48 am
Forum: Bonds
Topic: The Bond Dream Room
Replies: 350
Views: 69028

Re: The Bond Dream Room

Yeah there are a lot of people betting on a cut right now, which is why yields have fallen so sharply over the last few weeks. We will see. Powell was against being so aggressive on both quantitative easing and low interest rates a few years back, it would be very surprising to see him be the one to...
by pmward
Tue Feb 05, 2019 4:43 pm
Forum: Bonds
Topic: Fidelity Bond and Bill Direct Purchase ?'s
Replies: 10
Views: 236

Re: Fidelity Bond and Bill Direct Purchase ?'s

For 30y, I personally prefer to spread my contributions in no more than 2-3k$ each when they go on action, so I feel I have more flexibility when it comes to tax loss harvesting. I guess it's purely psychological... since I think you could sell any an integral portion of each bond holding (i.e. if ...
by pmward
Tue Feb 05, 2019 4:36 pm
Forum: Bonds
Topic: Fidelity Bond and Bill Direct Purchase ?'s
Replies: 10
Views: 236

Re: Fidelity Bond and Bill Direct Purchase ?'s

Regarding question 1, the bond price on Fidelity is updated just once per day, at around 8 pm eastern. You don't get the real-time prices during the day as you do for stocks. As anato noted, the auto-roll feature can't be turned off on the website, but you can make a call and they'll do it for you....
by pmward
Tue Feb 05, 2019 1:03 pm
Forum: Bonds
Topic: Fidelity Bond and Bill Direct Purchase ?'s
Replies: 10
Views: 236

Re: Fidelity Bond and Bill Direct Purchase ?'s

Excellent! Well that seems like a pretty good deal then, and not anymore hassle than an ETF. I just wanted to make sure that this was as good as it sounds, and that there isn't any hidden gotchas. I think I'm gonna give it a go! It's kind of fun trying out new things like this. I've never actually p...