Search found 18 matches

by D.J.
Sun Oct 18, 2020 2:28 am
Forum: Permanent Portfolio Discussion
Topic: European PP - short bonds
Replies: 14
Views: 609

Re: European PP - short bonds

Thanks for the discussion, guys. And you are totally correct, you are looking for a safe haven for cash, even if the return is worse than the alternative. If this is the only reason, then there are other ways to do it, besides potentially splitting it between multiple local banks. You can sign up to...
by D.J.
Sat Oct 17, 2020 4:14 am
Forum: Permanent Portfolio Discussion
Topic: European PP - short bonds
Replies: 14
Views: 609

Re: European PP - short bonds

The shorter the duration the better, like the 0-1 year Gov't Bonds in the attachment. The 1-3 years ETF's are still OK, but typically more volatile. Senecaa's approach is the ultimate as the listed ETF's can have a fair slice of Italian Bonds. Edit: As for Government guarantees ->https://en.wikiped...
by D.J.
Thu Oct 15, 2020 11:43 am
Forum: Permanent Portfolio Discussion
Topic: European PP - short bonds
Replies: 14
Views: 609

Re: European PP - short bonds

@Hal, isn't this C13 what you mean? The FTSE MTS Eurozone Government Broad Investment Grade 1-3 Year index tracks eurozone’s largest and most widely traded outstanding sovereign debt securities. So if I understand Hal's and senecaaa's comments, I'd be investing into this because cash go down with a ...
by D.J.
Thu Oct 15, 2020 2:07 am
Forum: Permanent Portfolio Discussion
Topic: European PP - short bonds
Replies: 14
Views: 609

Re: European PP - short bonds

EU money market ETF:

Image

JustETF

I don't think we should use a US treasury fund in EU because it's USD-based.
by D.J.
Wed Oct 14, 2020 12:30 pm
Forum: Permanent Portfolio Discussion
Topic: European PP - short bonds
Replies: 14
Views: 609

European PP - short bonds

I'm having doubts again about the short-term bonds (again). In the past I've had C3M (0-6m gov bonds) but the losses were pretty bad, so I moved to plain cash. https://i.postimg.cc/3w1YjL0x/c3m.png A fellow EUPP in a thread mentioned C13 which looks a bit better, kind of. https://i.postimg.cc/zBPN6V...
by D.J.
Sun Jan 26, 2020 10:18 am
Forum: Permanent Portfolio Discussion
Topic: [EU] Value of short-term bonds as "cash"
Replies: 5
Views: 820

Re: [EU] Value of short-term bonds as "cash"

I'm currently trying to stick as much a possible to the recommended permanent portfolio, localized for EU. For the mid-term future, I'll be looking at either global PP (so global stocks+bonds, gold and cash EUR/USD) or a split between EU and US. I'm not at that stage yet though.
by D.J.
Sun Jan 26, 2020 4:11 am
Forum: Permanent Portfolio Discussion
Topic: [EU] Value of short-term bonds as "cash"
Replies: 5
Views: 820

Re: [EU] Value of short-term bonds as "cash"

Thanks! That solves it. I'll be moving to regular cash.
by D.J.
Sat Jan 25, 2020 5:23 am
Forum: Permanent Portfolio Discussion
Topic: [EU] Value of short-term bonds as "cash"
Replies: 5
Views: 820

[EU] Value of short-term bonds as "cash"

I've been really happy with PP for the last two years or so. My current allocation is: - physical gold - long-term bonds DBXG - stocks XD5E - and cash in the form of short-term bonds C3M My question is regarding the last ETF. C3M has been performing worse than cash . Is there a specific reason to ke...
by D.J.
Fri Jun 07, 2019 5:24 am
Forum: Permanent Portfolio Discussion
Topic: Yearly balancing or 15/35?
Replies: 13
Views: 3081

Re: Yearly balancing or 15/35?

Got it, thanks. What about when investing more? Rebalance? Or add invested amount in 25%x4?
by D.J.
Fri Jun 07, 2019 1:48 am
Forum: Permanent Portfolio Discussion
Topic: Yearly balancing or 15/35?
Replies: 13
Views: 3081

Yearly balancing or 15/35?

I'm coming around a year with my PP. Should I rebalance once a year or only when one asset hits 15/35?

Thanks 8)
by D.J.
Mon Mar 05, 2018 11:58 am
Forum: Gold
Topic: Dealer fees on gold - bar cheaper than coin
Replies: 5
Views: 2481

Re: Dealer fees on gold - bar cheaper than coin

Ah, yes. That's closer.

36.05 EUR /g. So a premium over the bar but a lot cheaper.

Thanks, not sure how I missed that.
by D.J.
Mon Mar 05, 2018 6:01 am
Forum: Gold
Topic: Dealer fees on gold - bar cheaper than coin
Replies: 5
Views: 2481

Dealer fees on gold - bar cheaper than coin

So I'm looking at a well-known local gold dealer. Prices per gram (1 g). 34.6 EUR is the current gold price 39.4 EUR is the price I get for buying 20x Vienna Philharmonic coins (3.1103g) - that's 13.8% higher than gold price; their buy price is 36.68 EUR (diff: 7%) 35.61 EUR is the price I get for b...