Search found 8 matches

by eldrinsson
Thu Mar 15, 2018 5:16 am
Forum: Permanent Portfolio Discussion
Topic: In a small country (Sweden) that has severe limitations, what is the "next best" to Permanent Portfolio?
Replies: 30
Views: 22601

Re: In a small country (Sweden) that has severe limitations, what is the "next best" to Permanent Portfolio?

AnotherSwede wrote:So, Xetra-Gold and ETFS Physical Swiss Gold is recommended now.

https://rikatillsammans.se/ombalanserin ... ljen-2018/
Yes, seems so. I'm still thinking that when my portfolio is big enough, physical gold and EFTs for balancing reasons might be the way to go for me.

How did you have yours?
by eldrinsson
Fri Mar 02, 2018 4:10 am
Forum: Permanent Portfolio Discussion
Topic: In a small country (Sweden) that has severe limitations, what is the "next best" to Permanent Portfolio?
Replies: 30
Views: 22601

Re: In a small country (Sweden) that has severe limitations, what is the "next best" to Permanent Portfolio?

Eldrinsson, What did you settle for? Do you have suggestions for gold ETFs that are allowed? SPDR is no longer. After thinking and reading and thinking and reading.... I decided not to go for the strict PP at the moment and maybe not even in the future , this because of several reasons: - I've had ...
by eldrinsson
Sun Jan 14, 2018 1:53 pm
Forum: Permanent Portfolio Discussion
Topic: In a small country (Sweden) that has severe limitations, what is the "next best" to Permanent Portfolio?
Replies: 30
Views: 22601

Re: In a small country (Sweden) that has severe limitations, what is the "next best" to Permanent Portfolio?

Why borrow at a rate of return higher than you know you will receive on at least half your portfolio? If your mortgage rate is 2%. You would be earning an effective 2% tax free on extra payments since your regular payments are with after tax kronor and you don't have to realize the 2% saved as a ga...
by eldrinsson
Sat Jan 13, 2018 4:19 am
Forum: Permanent Portfolio Discussion
Topic: In a small country (Sweden) that has severe limitations, what is the "next best" to Permanent Portfolio?
Replies: 30
Views: 22601

Re: In a small country (Sweden) that has severe limitations, what is the "next best" to Permanent Portfolio?

I can't accept there exists a swede without a mortgage. Paying ~1.2% interest and losing on the interest portion doesn't sound appealing. I find the euro debt / global stocks acceptable despite mortgage, at least you get volatility that way. I have to consider that one despite mistrusting the euro....
by eldrinsson
Sat Jan 13, 2018 4:10 am
Forum: Permanent Portfolio Discussion
Topic: In a small country (Sweden) that has severe limitations, what is the "next best" to Permanent Portfolio?
Replies: 30
Views: 22601

Re: In a small country (Sweden) that has severe limitations, what is the "next best" to Permanent Portfolio?

I would first take advantage of the deposit guarantee, combine your cash and long bonds into one bucket and get the best rate you can find. Even after you ran out of space in your deposit guarantee I would probably stick with the longest duration bond fund in kronor. With interest rates as low as t...
by eldrinsson
Sat Jan 13, 2018 3:55 am
Forum: Permanent Portfolio Discussion
Topic: In a small country (Sweden) that has severe limitations, what is the "next best" to Permanent Portfolio?
Replies: 30
Views: 22601

Re: In a small country (Sweden) that has severe limitations, what is the "next best" to Permanent Portfolio?

Part of being a HBPP investor is also being convinced/believing that we are basically unable to predict the future. So let’s use that as a base assumption when it comes to the currency problem. Ahh, yes. I totally agree with that assumption (not being able to predict the future). I think that's the...
by eldrinsson
Thu Jan 11, 2018 2:15 am
Forum: Permanent Portfolio Discussion
Topic: In a small country (Sweden) that has severe limitations, what is the "next best" to Permanent Portfolio?
Replies: 30
Views: 22601

Re: In a small country (Sweden) that has severe limitations, what is the "next best" to Permanent Portfolio?

I would probably go with a euro bond fund for the bond component and a world stock market fund for the stock component, given the constraints you are under. (Note: I have neither stocks nor bonds because I don't trust either of them, but I'm answering the question about the closest approach to the ...
by eldrinsson
Wed Jan 10, 2018 3:39 am
Forum: Permanent Portfolio Discussion
Topic: In a small country (Sweden) that has severe limitations, what is the "next best" to Permanent Portfolio?
Replies: 30
Views: 22601

In a small country (Sweden) that has severe limitations, what is the "next best" to Permanent Portfolio?

Hi all! First off, thank you for a great forum. I've been lurking around here for a couple of weeks really diving into a lot of old (and new) threads. It's such a great place to learn more about the permanent portfolio. I've just read The Permanent Portfolio, Harry Browne's long-term investment stra...