Search found 530 matches

by jhogue
Fri Sep 11, 2020 5:18 pm
Forum: Cash
Topic: Best current options for cash and STT's?
Replies: 22
Views: 836

Re: Best current options for cash and STT's?

I think your VUSXX/ STTs/ I-bonds formula will work out well for you. My target Cash position, consisting of equal parts FDLXX/ 1 yr. T-bills/ I-Bonds, is very similar. Over the past year I have stopped buying T-bills and shifted toward FDLXX/ 0 / I-bonds as T-bill yields have fallen to close to 0%....
by jhogue
Thu Sep 10, 2020 9:19 am
Forum: Cash
Topic: Best current options for cash and STT's?
Replies: 22
Views: 836

Re: Best current options for cash and STT's?

EE Bonds look like a terrific current buy at 3.53% yield, but it requires holding them for 20 years. For that reason, I would only consider them after I had bought my full quota of I Bonds for the year-- and in conjunction with an explicit liability matching strategy. I bonds really are uniquely pos...
by jhogue
Wed Sep 09, 2020 11:16 am
Forum: Cash
Topic: Best current options for cash and STT's?
Replies: 22
Views: 836

Re: Best current options for cash and STT's?

I think it is more than a cliché to advise PP investors to take their risk in equities, not Cash. With three out of the four assets in positive territory year to date, it is practically a given that Cash is the worst yielding asset. As a matter of fact, I wonder if there has ever been a period where...
by jhogue
Tue Sep 08, 2020 8:52 pm
Forum: Bonds
Topic: EDV???
Replies: 6
Views: 304

Re: EDV???

1. If the government offered 50 or 100 year bonds, I would buy them gradually to replace my current T-bonds. Why not? They would have a higher yield and volatility than current 30 year T-bonds, which PP investors should find encouraging. I think that the US issued 100 year bonds to finance the const...
by jhogue
Tue Sep 08, 2020 8:00 pm
Forum: Cash
Topic: Best current options for cash and STT's?
Replies: 22
Views: 836

Re: Best current options for cash and STT's?

Try this: What do I do if I don't get my paper savings bonds? The first step is to check the status of your refund by going to " Where's My Refund" on www.irs.gov or calling 800-829-1954. According to the IRS, you can check the status within 24 hours of when the IRS receives your e-filed return, or ...
by jhogue
Tue Sep 08, 2020 9:14 am
Forum: Cash
Topic: Best current options for cash and STT's?
Replies: 22
Views: 836

Re: Best current options for cash and STT's?

Kevin, Once you and your wife have bought your annual quota of I-bonds, you have already made the best current investment there is in terms of safety, liquidity and yield for Cash for the PP. Having the discipline to stick with high quality Treasury securities when real yields are going negative is ...
by jhogue
Mon Aug 31, 2020 4:21 pm
Forum: Other Discussions
Topic: Gun Poll
Replies: 35
Views: 498

Re: Gun Poll

I would like to buy a guy but everybody else got to Cabela's before I did; the cases are picked clean; and the sales people don't know when the new stock will come in. You can also check Palmetto State Armory if you decide to order online. Both of them sell Glock's, the most familiar gun to me afte...
by jhogue
Sun Aug 30, 2020 8:09 pm
Forum: Other Discussions
Topic: Gun Poll
Replies: 35
Views: 498

Re: Gun Poll

I guess you might have added even another box:

I would like to buy a guy but everybody else got to Cabela's before I did; the cases are picked clean; and the sales people don't know when the new stock will come in.
by jhogue
Sun Aug 30, 2020 2:36 pm
Forum: Other Discussions
Topic: Gun Poll
Replies: 35
Views: 498

Re: Gun Poll

I would like to have checked two boxes. I bought and carried my own Colt .45 Combat Commander and a Walther PPK when I was on active duty in the 1980s. I sold them both when I left active duty years ago. After the George Floyd riots, I got a concealable Walther CCP .380, went for a refresher on a lo...
by jhogue
Fri Aug 28, 2020 5:07 pm
Forum: Permanent Portfolio Discussion
Topic: POLL: How did you overcome the fear of tracking error?
Replies: 62
Views: 1961

Re: POLL: How did you overcome the fear of tracking error?

@ ppnewbie: Please note that negative interest rates ARE possible in the US. As I write, a 3 month Zero is going for a nominal rate of -0.02%. Real interest rates are actually lower than that (depending how you choose to measure inflation, of course.) What is a prudent investor to do? One way to he...
by jhogue
Fri Aug 28, 2020 3:30 pm
Forum: Cash
Topic: Vanguard money market changes (Aug 2020)
Replies: 12
Views: 355

Re: Vanguard money market changes (Aug 2020)

At the moment, I am about 50-50 in FDLXX and I-bonds for Cash. FDLXX yields close to zero; I am holding it for safety and liquidity, not yield. I-bonds are presently yielding 1.06%- better than the 10-year bellwether Treasury note. My present mix has become my "barbell within a barbell." Normally, I...
by jhogue
Fri Aug 28, 2020 2:00 pm
Forum: Other Discussions
Topic: CNN is going to regret carrying so much of the RNC convention
Replies: 29
Views: 434

Re: CNN is going to regret carrying so much of the RNC convention

The Insurrection Act of 1807 did not overturn the Militia Act of 1792. Washington did not ask the governor of Pennsylvania for permission to deploy other states' militias in his state. Lincoln acted under a similar understanding and cited Washington's example on several occasions. Nor were the actio...