Search found 266 matches

by jhogue
Mon Apr 22, 2019 10:22 am
Forum: Cash
Topic: New I Bond Rate 11/1/18 to 4/30/18
Replies: 51
Views: 4888

Re: New I Bond Rate 11/1/18 to 4/30/18

Kbg,

Can you explain your interest in corporates and munis? I think there is more than ratings risk involved in them.
by jhogue
Wed Apr 17, 2019 9:55 am
Forum: Other Discussions
Topic: Long Term Care
Replies: 53
Views: 1926

Re: Long Term Care

sophie, You have put your finger squarely on a dilemma we are all apt to face. I had a similar problem with my 89 year old mother only a few months before she died last year when she somehow got the notion to cancel her Medicare part B coverage out of the blue. It led to a very unpleasant and exaspe...
by jhogue
Wed Apr 17, 2019 9:35 am
Forum: Bonds
Topic: 30 Year TIPS Bonds
Replies: 6
Views: 1492

Re: 30 Year TIPS Bonds

Think of it this way: When deflation strikes the economy, you want to be holding LTTs. EE bonds would respond too, but the problem with them is the limitation on purchase plus the long term liquidity dilemma they pose in order to capture the guaranteed interest rate doubling effect at 20 years. LTTs...
by jhogue
Wed Apr 17, 2019 8:59 am
Forum: Cash
Topic: New I Bond Rate 11/1/18 to 4/30/18
Replies: 51
Views: 4888

Re: New I Bond Rate 11/1/18 to 4/30/18

Yup.

With the 1 year T bill currently at 2.43%, I bonds purchased after May 1 do not look appealing.
by jhogue
Tue Apr 16, 2019 6:52 pm
Forum: Cash
Topic: New I Bond Rate 11/1/18 to 4/30/18
Replies: 51
Views: 4888

Re: New I Bond Rate 11/1/18 to 4/30/18

You are probably right that for the long term holder of I-bonds, 30 year tax deferral and inflation protection might prove more valuable than their current yield. But given the propensity for politicians of all stripes to tinker with the tax code, anything is possible. That said, I think that the I ...
by jhogue
Mon Apr 15, 2019 2:19 pm
Forum: Cash
Topic: New I Bond Rate 11/1/18 to 4/30/18
Replies: 51
Views: 4888

Re: New I Bond Rate 11/1/18 to 4/30/18

Completed buying my full allocation of I bonds for 2019 last week. The 2.83% composite rate looked too good to pass up. In comparison, the 1 year Treasury is currently 2.43%, while the 5 year Treasury stands at 2.37%. The Treasury yield curve inverted in December 2018 and has since gotten wider and ...
by jhogue
Tue Apr 02, 2019 7:50 pm
Forum: Stocks
Topic: Stock scream room
Replies: 566
Views: 107233

Re: Stock scream room

Jeffreyallan, Being 100% in any one of the HBPP assets is bad. Being 100% in cash is much worse than you think. But don't take my word for it: Try out Tyler's charts at portfolio.com and enter any portfolio mix you can imagine, including all cash. Even if you don't stuff it all under your mattress, ...
by jhogue
Tue Mar 26, 2019 8:49 am
Forum: Other Discussions
Topic: Climate Change
Replies: 49
Views: 1137

Re: Climate Change

So who is doing the cherry picking? The climate change alarmists strike me as precisely the same crowd of "scientists" that tried to spread panic in the wake of the publication of Paul Ehrlich’s now-thoroughly refuted The Population Bomb in the late 1960s and early 1970s. As Yogi Berra used to say, ...
by jhogue
Fri Mar 22, 2019 3:48 pm
Forum: Other Discussions
Topic: Will Trump be Re-elected?
Replies: 210
Views: 11436

Re: Will Trump be Re-elected?

Newsflash!

Donald Trump is to blame for everything-- including the leftward lurch of the Democratic Party.



https://www.realclearpolitics.com/video ... party.html
by jhogue
Wed Mar 20, 2019 1:04 pm
Forum: Other Discussions
Topic: Will Trump be Re-elected?
Replies: 210
Views: 11436

Re: Will Trump be Re-elected?

So here is my 2nd post on "public" transportation in the USA: (Hopefully then we can get back on topic!) I. Unlike the Swiss, the American rail system (Amtrak) is expensive, inconvenient, and not well-connected. The USA will never be connected by a European-style rail network. The geographical dista...
by jhogue
Wed Mar 20, 2019 9:17 am
Forum: Bonds
Topic: FNBGX vs. individual bonds at Fidelity
Replies: 14
Views: 459

Re: FNBGX vs. individual bonds at Fidelity

foglifter: 1. Fidelity's secondary Treasury market is so liquid you can watch the yield changes by 0.01% increments in real time on their pop-out chart for bond yields.Try it some time. It is free. 2. There is a bid/ask spread for buying/selling Treasurys. That's how Fidelity makes money on its auto...
by jhogue
Mon Mar 18, 2019 6:58 pm
Forum: Bonds
Topic: FNBGX vs. individual bonds at Fidelity
Replies: 14
Views: 459

Re: FNBGX vs. individual bonds at Fidelity

I agree. It would be nice to have a cheaper TMMF from Fidelity. That said, anybody who has a Fidelity money market account should understand that this is a highly profitable business for the privately-held company. By one estimate, Fidelity, which is now the largest manager of money market funds in ...