As far as I can make out, there always seems to be a sweet spot that includes an element of home bias. Too much international, at least for a UK investor, results in deeper/longer draw-downs.

I'm a regular reader of various FI blogs and have noticed that many advocate for a higher allocation to stocks (80-100% in some cases) and specifically no gold. Fine. Each to their own. However, they seem to be suggesting that holding just a few years worth of cash or bonds to "smooth the ride&...

Hello, It's good to hear from other UK investors. I too am with iWeb and noticed they don't offer IGLN. I wasn't sure about holding SGLN for gold, so I opted instead for physical in the form of 1oz Britannias which are CGT and VAT free and have no ongoing charge. Yes I know there could be storage/in...