frugal wrote: ↑Sun Mar 23, 2025 8:33 am Where you get 3% ?
Is it online banking?

Advanzia, a bank in Luxembourg, offers this rate.

frugal wrote: ↑Sun Mar 23, 2025 8:37 am Bonds are not in your PP?

No... I started with those in 2017 but when zero interest rate policies hit, they became very dangerous to hold. Perhaps it's time start thinking about it, once more.

Are you keeping it in a high-yield savings account, If you can call 3% "high-yield", then yes ;) Regarding art investment I haven't really evaluated it thoroughly, no math or something. But I did learn some stuff. The lack of liquidity hasn't been an issue for me, since it's such a small ...

Gold 17% Total world stock 58% Art via masterworks 6% Cash 11% Bitcoin 8% Small update. Like many, I've done well in 2023/24. The portfolio changed as follows: Gold 19% Total world stock 53% Art via masterworks 4% Cash 5% Bitcoin 19% I planned to increase the art portion, but after thinking about i...

As an EU citizen, I've always had my doubts about the bonds portion of the PP and that was five years ago. And I tried but two years later, I gave them up. One of the friendly people here asked me for an update of my portfolio. It's doing fine. Roughly, my portfolio is now looking as follows: Gold 1...

In my European country, you also don't pay VAT on gold.

We have this in The Netherlands. You definitely must bring your ID card or your passport. On these, the issuing city is printed. But then again, we don't havea huge illegal immigrants groups here. We do have immigrants from our former colonies, but they're not illegal and more or less integrated mea...

Prior to covid, my family would get together twice a month for dinners and it would be paid out of that fund. My instructions were to invest it in a way that it would be able to pay for dinners in perpetuity. Wow, that is pretty nifty. By far the best combination of finance and family that I've hea...

I don't understand...who is holding japanese and european bonds then? Is it all being held by the central banks? Old topic, but I figured it's worth replying. As I understand, here in The Netherlands, insurance companies, pension funds and housing cooperatives are tied to regulations that more or l...

my psychiatrist says as long as I take my meds at least twice a day I have nothing to worry about regarding my sanity. ;D he didn't start any new wars in four years in office and existing wars were scaled back I'm European and I don't have a dog in this race. But I was visiting mom and pop this wee...

Interesting, will read it. Yesterday, I sold all my Euro bonds and increased the size of my world stock market.

What have investors been doing in germany We're confused and don't know what to do: https://www.gyroscopicinvesting.com/forum/viewtopic.php?f=3&t=10957 https://www.gyroscopicinvesting.com/forum/viewtopic.php?t=9082 https://www.gyroscopicinvesting.com/forum/viewtopic.php?f=1&t=9770&p=172...

To be honest, I don't like these questions. What do you want with them, check the performance? The PP isn't about performance, it's about risk-adjusted performance.

That's a good one, and certainly puts things in perspective. What I always found weird, is that it may never really concern you. A couple of years ago, I quit my job and started subcontracting in IT. Before I started however, I asked experienced freelancers: "how hard were you hit in the 2009 r...

As a European, most topics look completely and utterly like, I don't know, an extremely biased yet very detailed review of the divorce of the neighbors next door.

I'm sure it's relevant when you're American, but even then, lots of topics are just link dumping.

By all means, use it in your variable portfolio if you wish. Exactly. The PP method doesn't say you should never use bitcoin. It just says that as the basis, stick to the usual suspects. You can actually make your VP as large as you want it to be. My VP is ~6% of my PP. Half of that is in Bitcoin.

Kevin K. wrote: ↑Thu Aug 27, 2020 3:42 pm https://movement.capital/the-largest-ar ... s-in-2008/

Fascinating read, thanks!

And there are indeed TIPS/ IL Bonds for the EU. For example: iShares € Inflation Linked Govt Bond UCITS ETF This is good news to me. The ISIN is IE00B0M62X26 and my broker (DEGIRO) does not charge costs when trading. The underlying assets aren't super great, though. France might be okay, but the re...

Very interesting, thanks for sharing.

What I find funny, is that people are no longer hide they have gold in their portfolio. For example on Reddit, posters used to be silent about it. No longer so.

That reminds me, I should really rebalance. I've got 25% in cash, 25% in stocks, 25% in bonds and 40% in gold

Hal wrote: ↑Thu Jul 30, 2020 10:46 am Just discovered there are Corporate Inflation Linked Bonds, perhaps that's what is being referred to?

Yeah, good find. That must be what he's referring to.

As for TIPS, we don't have those in the EU, as far as I know. Good graph. They're interesting.

I just read an interview with Russell Napier, a Scotsman who writes about the market for institutional investors: https://themarket.ch/interview/russell-napier-central-banks-have-become-irrelevant-ld.2323 The following bit caught my attention: As an investor, how do I protect myself? European inflat...

Curiously even distribution. We seem to have people of all ages here.

It's just an insult. You know what you do? You dig your heels in and fire off a clever comeback. You don't cry to the world just because you failed to think of one. That's just your opinion. I've been at the receiving end of an endless stream of cleverly "funny" disguised verbal abuse fro...

SCV = Small Cap Value?
MCB = ?

Nice! I, for one, very much appreciate your effort!