Search found 87 matches

by europeanwizard
Fri Jun 07, 2019 3:16 am
Forum: Permanent Portfolio Discussion
Topic: Yearly balancing or 15/35?
Replies: 13
Views: 493

Re: Yearly balancing or 15/35?

You check once a year. And only rebalance when the boundaries were hit.
by europeanwizard
Tue May 07, 2019 3:01 pm
Forum: Other Discussions
Topic: Puri.sm
Replies: 2
Views: 182

Re: Puri.sm

I really like them. Very privacy-friendly, no communication with the mothership or external parties. Due to work, I'm using a Mac but this would definitely be my next choice.
by europeanwizard
Sun Apr 28, 2019 1:55 pm
Forum: Other Discussions
Topic: Wonder how the PP acts in this scenario....
Replies: 13
Views: 619

Re: Wonder how the PP acts in this scenario....

76 minutes? I would need an executive summary. :) I think it's too long as well, however -- in the first couple of minutes, he refers to a debate he had with Christopher Joye: https://www.youtube.com/watch?v=nQuKMsmVq5c It's about 25 minutes long and very fast paced. What I like, is that both sides...
by europeanwizard
Sat Apr 27, 2019 1:42 am
Forum: Bonds
Topic: TLT Study - Inverting History
Replies: 28
Views: 1260

Re: TLT Study - Inverting History

Interesting... so even if interest rates would rise, we won't get the same performance from bonds -- due to the drag inherent in bonds. Anyway, to counteract this, they say they do the following: We take a different approach. Our portfolios are designed by “currentizing” historical bond returns. Thi...
by europeanwizard
Sun Apr 21, 2019 12:24 am
Forum: Other Discussions
Topic: The left should resist the siren song of ‘modern monetary theory’
Replies: 5
Views: 254

Re: The left should resist the siren song of ‘modern monetary theory’

When I read this stuff, I'm so glad a decent portion of my portfolio is gold.
by europeanwizard
Thu Apr 11, 2019 7:53 am
Forum: Other Discussions
Topic: BOA - $20 an hour
Replies: 19
Views: 590

Re: BOA - $20 an hour

Some weeks back, Peter Schiff analyzed this in a podcast. He figured that this benefits the big boys, because they have enough money for robotization/automation. They either replace workers, or augment them, such that they can do with a smaller workforce. Smaller companies can only downsize when the...
by europeanwizard
Wed Apr 10, 2019 12:52 am
Forum: Cash
Topic: For JeffreyAlan
Replies: 4
Views: 398

Re: For JeffreyAlan

Wow, that's an extremely interesting thread. Fascinating how the topic author, "Calais", updates his topic over the years. Also interesting: he jumps out of equities, and then most recently, reveals how he's been taking pretty huge risks which lost 45% of his usually very steady 2% yields: (...) my ...
by europeanwizard
Mon Apr 08, 2019 1:37 pm
Forum: Variable Portfolio Discussion
Topic: Schwab Financial Decoder episodes
Replies: 1
Views: 189

Re: Schwab Financial Decoder episodes

Pretty good podcast on diversification https://www.schwab.com/resource-center/insights/content/financial-decoder-season-2-episode-1?cmp=em-QYD I'm always on the lookout for good financial podcasts, added it straight away! Edit: so I listened to it. Basically it's a very, very well done overview of ...
by europeanwizard
Sat Feb 23, 2019 1:08 pm
Forum: Permanent Portfolio Discussion
Topic: Viability of HBPP with perpetually low interest rate Fed
Replies: 21
Views: 2787

Re: Viability of HBPP with perpetually low interest rate Fed

How has Euro PP performed in that environment? Gold: 1,7% Bonds: 0,9% Stocks: -0,5% Cash: 0,7% So an average of 0.7% in 2018, thanks to gold. I'm switching out of a Euro PP, and taking steps toward a global PP. I've already moved out of EU stocks, and taken a global stocks fund. I'll probably do th...
by europeanwizard
Sat Feb 23, 2019 12:31 am
Forum: Permanent Portfolio Discussion
Topic: Viability of HBPP with perpetually low interest rate Fed
Replies: 21
Views: 2787

Re: Viability of HBPP with perpetually low interest rate Fed

These low (or for EU zero) interest rates have been likened to drugs by Peter Schiff.
by europeanwizard
Mon Feb 11, 2019 2:59 am
Forum: Gold
Topic: Good Podcast On Gold
Replies: 3
Views: 480

Re: Good Podcast On Gold

I listened to it, and it's pretty good. I'll listen to it twice, to be honest. A lot of information that requires me to "let it sink in".

Great tip!
by europeanwizard
Fri Jan 04, 2019 12:31 am
Forum: Permanent Portfolio Discussion
Topic: Where to Start Out...
Replies: 24
Views: 3618

Re: Where to Start Out...

Just to make sure, you're based in the US? Because if not, then you'd get different advice.