A. Where you live does not require some minimum mandatory insurance? B. Driving without insurance IS financially QUITE dangerous. I have extremely high liability limits but no coverage for my car except for comprehensive and I pay less than $325 a year. Yes, I misspoke. It's absolutely required! My...

I hope everyone is having a good start to their weekend. ^-^ Watching some comedy in Downtown Vancouver tonight. After to moving to my new residence I've started to play with the idea of cancelling the insurance on my car and not driving pretty much at all. I'm right next to a major train station an...

Have you guys listened to the John Carmack interview Lex did?

5 hours long but worthy of attention every minute!

https://youtu.be/I845O57ZSy4

vnatale wrote: ↑

Sat Aug 13, 2022 9:36 am

As a vegetarian (when eating outside of home) and I am choosing pizza by the slice I'm happy for many, many choices as I'm first automatically excluding any that have meat on them. So I'm happy to have more than one choice of just cheese pizza.

Stuffed crust for the win!

It seems like quite an efficient portfolio, though 50% stocks is not for everyone. I get the sense that people on this board are generally more risk averse than the typical Boglehead with a concentrated 60/40 portfolio. This gets somewhat close. If I were American I would embrace TIPS. As a Canadia...

It seems like quite an efficient portfolio, though 50% stocks is not for everyone. I get the sense that people on this board are generally more risk averse than the typical Boglehead with a concentrated 60/40 portfolio. This gets somewhat close. If I were American I would embrace TIPS. As a Canadian...

That makes it easier having only one value fund option. I became more discouraged as I reviewed value funds. They all have their own little way to try to market time. I decided I don't like the stress of picking the best fund. I sympathize with ochotona on RSP but would rather just use FZROX with 0...

> I became more discouraged as I reviewed value funds. They all have their own little way to try to market time. And can be front run, as they are forced to sell by rigid metrics. Paying Vanguard active managers to take a holistic look at a company, and decide if it's "value" isnt a crazy idea. Van...

For those of you who watch/listen to the excellent Rational Reminder podcast, I made a request for them to do an episode on strategies like the PP and GB. Who knows, maybe Harry Browne will get his due.

That makes it easier having only one value fund option. I became more discouraged as I reviewed value funds. They all have their own little way to try to market time. I decided I don't like the stress of picking the best fund. I sympathize with ochotona on RSP but would rather just use FZROX with 0...

The more and more I reflect on it, the more I'm inclined to say that the GB is the best "default" portfolio out there.

Yeah, I mean, I think we've all kind of known he's had issues before even running for president.

It's just that.. he's been president for so long now. I would have expected someone at a CNN desk by now to capitulate and be like "Yo, maybe we should, like, uhhhhhh.. say something?"

I just want to mention how amazing the hypocrisy of the left wing media is. Every time Trump would do something even slightly out of line with a perceived behavioural norm, the press was more than ready to pounce on it as newsworthy. This included completely innocuous things like typos in a tweet, o...

Which small cap value funds are you using Smith? I am having trouble staying the course with small cap value myself. As I have reviewed the different indexes and funds more and more I don't have the faith that they will outperform or lower risk. I am now contributing to larger stock allocation with...

whatchamacallit wrote: ↑

Wed Aug 10, 2022 5:55 pm

Discussion on Paul Merriman's favorite thing, small cap value

Rob Berger Interview with Paul Merriman | Live Q&A

https://www.youtube.com/watch?v=HI4kRHrWyh0

Merriman is great. Small cap value is also great.

Uhhhhhh…

If it helps at all, Browne did give his blessings in Best Laid Plans to deviate from the neutral 4x25 percentages. In that case the idea was that if the investor had strong inclinations regarding a particular economic condition that he could tilt within certain bounds. The GB would have had Browne's...

That's some story! Were there any negative aspects to it? There's an increasing amount of published studies on positive benefits very similar to what you're reporting. Honestly, no real negative impacts that I've been able to discern. The next day I was a little tired, but that was pretty much it. ...

It may be a coincidence, but today has been one of the most productive and optimistic days I've had in a long while. I don't think it is. I find it useful when I'm feeling stuck. Just the same patterns over and over again and I can't seem to improve things. Not much happens the day of, but over the...

I've been hearing about research into psilocybin for treating depression. And other uses I've mostly heard from a podcast I like -- The Tim Ferris Show https://tim.blog/2021/03/31/psychedelics-101/ Indeed! The gf and I had this particular bag of shrooms in one of our dresser drawers for a while now...

Oh, I forgot to answer your other questions. My girlfriend and I ended up taking the trip together. We consumed it in tea form, which is my preferred method. Surprisingly pleasant tasting when combined with a traditional tea. Not sure about dosage because the lady friend prepared it... it wasn't a l...

Doing psilocybin tonight. See you guys when I come back from my trip! 8) Oh my god. Why is everything awesome. Uhhhhhh. Well, that was something. Haha, nice! Did you eat some mushrooms? Or some other method? Dosage? Was it a meaningful experience? I haven't done a proper psychedelic dose in awhile,...

Uhhhhhh. Well, that was something.