Search found 126 matches

by thisisallen
Wed Mar 03, 2021 6:15 pm
Forum: Permanent Portfolio Discussion
Topic: 33,3 + 33,3 +33,3 = USPP
Replies: 45
Views: 1181

Re: 33,3 + 33,3 +33,3 = USPP

mathjak107 wrote:
Wed Mar 03, 2021 5:26 pm

The portfolio I left is still doing fine and up ytd ...pp is kicking my butt
Yes, same :(
by thisisallen
Mon Dec 21, 2020 7:53 pm
Forum: Gold
Topic: Best Deal right now on Gold
Replies: 121
Views: 6138

Re: Best Deal right now on Gold

These are back on sale: https://sdbullion.com/5-us-commemorative-gold-coins-bu-proof?utm_source=findbullionprices.com fractional, US mint, legal US tender , collectible variety, about 2% over spot. It really doesn't get much better. My first two were the statue of liberty and an eagle. I'm going to...
by thisisallen
Mon Dec 14, 2020 5:52 pm
Forum: Cash
Topic: OnJuno
Replies: 7
Views: 504

Re: OnJuno

For a person living in India and planning to spend his money in India then the conversion from dollars earned in US to rupees is worth it. The rupee loses value to the dollar over time. So, on the other hand, if you later plan to convert the rupees back to dollars then you may easily find that you’v...
by thisisallen
Mon Dec 14, 2020 11:33 am
Forum: Cash
Topic: OnJuno
Replies: 7
Views: 504

Re: OnJuno

“ OnJuno, a challenger bank based in India, is catering to Indian and Asian immigrants to the U.S. with a high-interest checking account that rewards their propensity for saving. It’s also using some novel outreach efforts involving cricket and chess.” 2.15% guaranteed until April All above info fro...
by thisisallen
Sat Dec 12, 2020 12:24 pm
Forum: Other Discussions
Topic: The Permanent Tooth and Gum Care Regime
Replies: 215
Views: 144137

Re: The Permanent Tooth and Gum Care Regime

You can do "self-damage" by using a brush with too hard bristles or brushing (or flossing) too aggressively. At one point I was guilty of the latter and was causing self-damage. My dentist noticed this and advised me to back off some, which I did. Not me, no issues. I'm pretty sure I mastered brush...
by thisisallen
Thu Dec 10, 2020 11:32 am
Forum: Other Discussions
Topic: The Permanent Tooth and Gum Care Regime
Replies: 215
Views: 144137

Re: The Permanent Tooth and Gum Care Regime

This is a good place to buy the mints (and all vitamin/supplement oriented products). They regularly have sales at least 10% - they send emails to their mailing list - and free shipping on $50+ orders.

https://www.vitacost.com/productsearch. ... ol%20mints
by thisisallen
Wed Dec 09, 2020 12:01 pm
Forum: Gold
Topic: Sales tax expense on gold
Replies: 12
Views: 636

Re: Sales tax expense on gold

The high tax state of NJ charges sales tax on everything. “ The State of New Jersey requires JM Bullion to collect sales taxes on all products sold by JM Bullion and delivered to a New Jersey address.” Sounds like the key is “delivered to a NJ address.” May be good to find a mailing address in anoth...
by thisisallen
Tue Dec 08, 2020 7:03 pm
Forum: Gold
Topic: Sales tax expense on gold
Replies: 12
Views: 636

Sales tax expense on gold

Usually the discussion of physical vs ETF includes the premium of the physical. But there is hardly any discussion about the sales tax paid for physical gold. That expense is on top of the cost of the physical plus the premium. It could raise that entire cost by 5-10%, can’t it? Why is that expense ...
by thisisallen
Wed Nov 11, 2020 9:50 am
Forum: Gold
Topic: Pax Gold
Replies: 1
Views: 334

Pax Gold

I’ve only bought gold ETFs so it is difficult for me to evaluate this. Maybe it would be interesting to the people buying physical?
https://www.paxos.com/paxgold/
by thisisallen
Sat May 02, 2020 6:16 pm
Forum: Stocks
Topic: Stock scream room
Replies: 1415
Views: 329440

Re: Stock scream room

Explanation of what’s going on with the stock market from Pragmatic Capitalism
https://www.pragcap.com/what-the-hell-i ... ket-doing/
by thisisallen
Mon Mar 23, 2020 6:27 pm
Forum: Permanent Portfolio Discussion
Topic: Who's had to rebalance?
Replies: 18
Views: 2844

Re: Who's had to rebalance?

Rebalanced several days ago and gyroscope is working nicely again. No worries.
by thisisallen
Thu Mar 12, 2020 1:47 pm
Forum: Permanent Portfolio Discussion
Topic: Rebalance during these days of high volatility?
Replies: 25
Views: 4405

Re: Rebalance during these days of high volatility?

Not sure about market timing aspect. That’s why I started the conversation to ask for some help with this. HB encouraged investors not to pay a lot of attention to their PP because it is not necessary. However he said that if you happen to find out from the news or a friend, etc that a big event cou...
by thisisallen
Wed Mar 11, 2020 12:43 pm
Forum: Permanent Portfolio Discussion
Topic: Rebalance during these days of high volatility?
Replies: 25
Views: 4405

Re: Rebalance during these days of high volatility?

I may not be explaining it clearly but in my case all positions would have rebalanced evenly by rebalancing stocks and bonds. But the original question arose as to the utility/futility of it in these days of such great volatility - one day rebalancing is necessary, next day it is not, and so on.
by thisisallen
Wed Mar 11, 2020 9:05 am
Forum: Permanent Portfolio Discussion
Topic: Rebalance during these days of high volatility?
Replies: 25
Views: 4405

Re: Rebalance during these days of high volatility?

In my PP, 4x25, LTT is at least 15% above stocks, as of today’s closing prices. Is there any advice on whether to rebalance between the 2 immediately or wait until the volatility calms down a bit? My reading of The Permanent Portfolio book is that the recommended time to rebalance is when one asset...
by thisisallen
Tue Mar 10, 2020 5:36 pm
Forum: Permanent Portfolio Discussion
Topic: Rebalance during these days of high volatility?
Replies: 25
Views: 4405

Re: Rebalance during these days of high volatility?

Today’s reversal (stocks up/bonds down) was enough to return the positions to normal, i.e., within the bands. So if I would not have checked my portfolio yesterday then I would have avoided any worry about rebalancing at this time. Maybe there’s a lesson in that...
by thisisallen
Mon Mar 09, 2020 3:22 pm
Forum: Permanent Portfolio Discussion
Topic: Rebalance during these days of high volatility?
Replies: 25
Views: 4405

Rebalance during these days of high volatility?

In my PP, 4x25, LTT is at least 15% above stocks, as of today’s closing prices. Is there any advice on whether to rebalance between the 2 immediately or wait until the volatility calms down a bit?
by thisisallen
Sat Dec 14, 2019 4:26 pm
Forum: Cash
Topic: Vanguard Treasury Money Market Fund (VUSXX) Questions!
Replies: 21
Views: 5817

Re: Vanguard Treasury Money Market Fund (VUSXX) Questions!

vnatale wrote:
Thu Dec 12, 2019 8:04 pm
Many thanks for this!

1. How did you find it? I.e., what path did you take to get there?]


Google search
by thisisallen
Sun Oct 13, 2019 10:40 am
Forum: Stocks
Topic: Stock and ETF brokerage costs plunge
Replies: 79
Views: 57062

Re: Stock and ETF brokerage costs plunge

Fidelity will reimburse the fee that another brokerage may charge you to transfer funds to Fidelity. Just need to show Fidelity your statement from the other company confirming the fee/charge. Where do present the statement? Online or at a branch? Definitely online. Don’t know about the branch. htt...
by thisisallen
Sat Oct 12, 2019 10:34 pm
Forum: Stocks
Topic: Stock and ETF brokerage costs plunge
Replies: 79
Views: 57062

Re: Stock and ETF brokerage costs plunge

Fidelity will reimburse the fee that another brokerage may charge you to transfer funds to Fidelity. Just need to show Fidelity your statement from the other company confirming the fee/charge.
by thisisallen
Thu Mar 21, 2019 10:09 pm
Forum: Other Discussions
Topic: Ally bank website and other problems
Replies: 40
Views: 7192

Re: Ally bank website and other problems

Similarly, I just used the app easily and read a message.
by thisisallen
Wed Mar 20, 2019 10:34 am
Forum: Bonds
Topic: FNBGX vs. individual bonds at Fidelity
Replies: 23
Views: 8464

Re: FNBGX vs. individual bonds at Fidelity

Thx pugchief. I feel fortunate to have found the PP (simplicity) and this forum (Q&A.
by thisisallen
Wed Mar 20, 2019 10:17 am
Forum: Bonds
Topic: FNBGX vs. individual bonds at Fidelity
Replies: 23
Views: 8464

Re: FNBGX vs. individual bonds at Fidelity

Is it correct to think FNBGX and TLT are the same? Today, 11:15 and TLT is up yet FNBGX is down. ??

Also, if you have bonds at Fidelity on auto roll then Fidelity will buy the new bond at the next auction.
by thisisallen
Fri Mar 01, 2019 10:08 am
Forum: Variable Portfolio Discussion
Topic: Tactical Asset Allocation + HBPP an intriguing combo
Replies: 499
Views: 168749

Re: Tactical Asset Allocation + HBPP an intriguing combo

Seems that the machines are struggling to keep pace with the changes in momentum.

https://www.bloomberg.com/news/articles ... ow-failing
by thisisallen
Fri Jan 18, 2019 8:10 am
Forum: Variable Portfolio Discussion
Topic: Tactical Asset Allocation + HBPP an intriguing combo
Replies: 499
Views: 168749

Re: Dual Momentum GEM + HBPP a great combo, easy to test

https://www.dualmomentum.net/2019/01/whither-fragility-dual-momentum-gem.html [/quote] Gary makes a compelling defense. I just learned that Novell's model is already just about ready to go back to equities based on a weekly close above the 13 week EMA. That's way too quick for me. That's short-term...