Search found 79 matches

by Jeffreyalan
Wed Feb 20, 2019 12:45 pm
Forum: Variable Portfolio Discussion
Topic: PP Inspired Leveraged Portfolios
Replies: 61
Views: 10656

Re: PP Inspired Leveraged Portfolios

I have never looked under the hood of TQQQ or TMF. How much at risk are these funds of going to zero (or getting shut down) like the XIV was?
by Jeffreyalan
Wed Feb 13, 2019 12:59 pm
Forum: Variable Portfolio Discussion
Topic: PP Inspired Leveraged Portfolios
Replies: 61
Views: 10656

Re: PP Inspired Leveraged Portfolios

Kbg wrote:
Fri Feb 01, 2019 1:28 pm
I'll post on the below from time to time:

2012-2018
UST/TQQQ/VGSH 70/20/10 (The Desertish Risk Parity bullet): 11.62/-14.33


Just because I like to know such things, how did you decide on 70/20/10 vs 60/30/10 or even just 70/30/0?
by Jeffreyalan
Sun Feb 03, 2019 4:34 pm
Forum: Stocks
Topic: What is "stock" any more?
Replies: 3
Views: 519

What is "stock" any more?

Since most people on this board invest in the PP or a similar portfolio, I assume that most believe in stocks as an asset class that respond to certain economic scenarios. Is the thought that stock is an individual ownership in a company and you reap the benefits and risks of that company sort of pa...
by Jeffreyalan
Fri Feb 01, 2019 1:32 pm
Forum: Variable Portfolio Discussion
Topic: PP Inspired Leveraged Portfolios
Replies: 61
Views: 10656

Re: PP Inspired Leveraged Portfolios

Hey it's the end of the month, time for some results reporting! I implemented a leveraged Desert portfolio-ish at the end of last year. The mix is 70% UST, 20% TQQQ and 10% VGSH. I'm adding a little bit each month to it that will auto rebalance into the portfolio on M1. YTD Starting mix w/no change...
by Jeffreyalan
Thu Jan 31, 2019 8:58 pm
Forum: Permanent Portfolio Discussion
Topic: PP/VP Strategy Sanity Check
Replies: 40
Views: 1758

Re: PP/VP Strategy Sanity Check

Just a thought but I have been using The Desert Portfolio for over a year and I am extremely pleased with the returns and low volitility. It has really helped me sleep at night and not be overly concerned with the daily market gyrations. I am in ETFs: IEF 60% MGC 15% SLY 15% GLDM 10% It may not be t...
by Jeffreyalan
Mon Jan 28, 2019 8:42 pm
Forum: Permanent Portfolio Discussion
Topic: Question on drawdowns
Replies: 1
Views: 267

Question on drawdowns

I have a question on drawdowns. I see a lot of concern about drawdowns. Pardon my ignorance but unless the drawdown happens in the first year or so then is it as much of a concern? I started doing a Desert Portfolio about 3-4 years ago. I am averaging about 4.5% a year, much better than the return o...
by Jeffreyalan
Mon Jan 21, 2019 6:19 pm
Forum: Bonds
Topic: Question on duration vs maturity
Replies: 4
Views: 360

Question on duration vs maturity

Can anyone educate me on what I should be looking at for a bond ETF when it comes to maturity vs duration? For example, I want to target the 10 year Treasury in an ETF. IEF has a duration of 7.39 and an avg maturity of 8.49. TLH has a duration of 10.84 and an avg maturity of 15.02. Which of those nu...
by Jeffreyalan
Fri Jan 11, 2019 7:38 am
Forum: Variable Portfolio Discussion
Topic: PP Inspired Leveraged Portfolios
Replies: 61
Views: 10656

Re: PP Inspired Leveraged Portfolios

Not related, I moved a small amount of money as a test case to M1 Finance. Thus far, I like it a a lot. However, I’m not committing much until I see how their executions are. I have been using M1 Finance for a while now. I think it is perfect for a PP or something similar! Have you done any trade a...
by Jeffreyalan
Wed Jan 09, 2019 3:46 pm
Forum: Variable Portfolio Discussion
Topic: PP Inspired Leveraged Portfolios
Replies: 61
Views: 10656

Re: PP Inspired Leveraged Portfolios

Kbg wrote:
Fri Dec 28, 2018 9:03 am

Not related, I moved a small amount of money as a test case to M1 Finance. Thus far, I like it a a lot. However, I’m not committing much until I see how their executions are.
I have been using M1 Finance for a while now. I think it is perfect for a PP or something similar!
by Jeffreyalan
Mon Jan 07, 2019 6:39 pm
Forum: Permanent Portfolio Discussion
Topic: Desert Portfolio Question
Replies: 28
Views: 4639

Re: Desert Portfolio Question

I think funds like BIL or SHY are brilliant replacements for cash. How do you feel about the safety of ETFS that hold Treasuries? I am contemplating keeping a stash of cash there and sucking up the .15 expense ratio instead of having to managing a 1-2 year treasury ladder. VGSH is .07. If you go wi...
by Jeffreyalan
Mon Jan 07, 2019 8:53 am
Forum: Permanent Portfolio Discussion
Topic: Desert Portfolio Question
Replies: 28
Views: 4639

Re: Desert Portfolio Question

Kbg wrote:
Sat Jan 05, 2019 5:40 pm


I think funds like BIL or SHY are brilliant replacements for cash.
How do you feel about the safety of ETFS that hold Treasuries? I am contemplating keeping a stash of cash there and sucking up the .15 expense ratio instead of having to managing a 1-2 year treasury ladder.
by Jeffreyalan
Sat Jan 05, 2019 10:51 am
Forum: Permanent Portfolio Discussion
Topic: Desert Portfolio Question
Replies: 28
Views: 4639

Re: Desert Portfolio Question

I think what I am struggling with are the "risk" factors. Now that we are a one-income family, we can less afford to take financial hits. But we also need to make our money grow as much as possible. That is the dilemma. Should I just put our money in the local bank money market account, earn 2.35% ...