Search found 73 matches

by Jeffreyalan
Mon Jan 21, 2019 6:19 pm
Forum: Bonds
Topic: Question on duration vs maturity
Replies: 4
Views: 122

Question on duration vs maturity

Can anyone educate me on what I should be looking at for a bond ETF when it comes to maturity vs duration? For example, I want to target the 10 year Treasury in an ETF. IEF has a duration of 7.39 and an avg maturity of 8.49. TLH has a duration of 10.84 and an avg maturity of 15.02. Which of those nu...
by Jeffreyalan
Fri Jan 11, 2019 7:38 am
Forum: Variable Portfolio Discussion
Topic: PP Inspired Leveraged Portfolios
Replies: 50
Views: 8762

Re: PP Inspired Leveraged Portfolios

Not related, I moved a small amount of money as a test case to M1 Finance. Thus far, I like it a a lot. However, I’m not committing much until I see how their executions are. I have been using M1 Finance for a while now. I think it is perfect for a PP or something similar! Have you done any trade a...
by Jeffreyalan
Wed Jan 09, 2019 3:46 pm
Forum: Variable Portfolio Discussion
Topic: PP Inspired Leveraged Portfolios
Replies: 50
Views: 8762

Re: PP Inspired Leveraged Portfolios

Kbg wrote:
Fri Dec 28, 2018 9:03 am

Not related, I moved a small amount of money as a test case to M1 Finance. Thus far, I like it a a lot. However, I’m not committing much until I see how their executions are.
I have been using M1 Finance for a while now. I think it is perfect for a PP or something similar!
by Jeffreyalan
Mon Jan 07, 2019 6:39 pm
Forum: Permanent Portfolio Discussion
Topic: Desert Portfolio Question
Replies: 28
Views: 3958

Re: Desert Portfolio Question

I think funds like BIL or SHY are brilliant replacements for cash. How do you feel about the safety of ETFS that hold Treasuries? I am contemplating keeping a stash of cash there and sucking up the .15 expense ratio instead of having to managing a 1-2 year treasury ladder. VGSH is .07. If you go wi...
by Jeffreyalan
Mon Jan 07, 2019 8:53 am
Forum: Permanent Portfolio Discussion
Topic: Desert Portfolio Question
Replies: 28
Views: 3958

Re: Desert Portfolio Question

Kbg wrote:
Sat Jan 05, 2019 5:40 pm


I think funds like BIL or SHY are brilliant replacements for cash.
How do you feel about the safety of ETFS that hold Treasuries? I am contemplating keeping a stash of cash there and sucking up the .15 expense ratio instead of having to managing a 1-2 year treasury ladder.
by Jeffreyalan
Sat Jan 05, 2019 10:51 am
Forum: Permanent Portfolio Discussion
Topic: Desert Portfolio Question
Replies: 28
Views: 3958

Re: Desert Portfolio Question

I think what I am struggling with are the "risk" factors. Now that we are a one-income family, we can less afford to take financial hits. But we also need to make our money grow as much as possible. That is the dilemma. Should I just put our money in the local bank money market account, earn 2.35% ...
by Jeffreyalan
Sat Jan 05, 2019 10:04 am
Forum: Permanent Portfolio Discussion
Topic: Desert Portfolio Question
Replies: 28
Views: 3958

Re: Desert Portfolio Question

I think what I am struggling with are the "risk" factors. Now that we are a one-income family, we can less afford to take financial hits. But we also need to make our money grow as much as possible. That is the dilemma. Should I just put our money in the local bank money market account, earn 2.35% a...
by Jeffreyalan
Sat Jan 05, 2019 9:43 am
Forum: Permanent Portfolio Discussion
Topic: Desert Portfolio Question
Replies: 28
Views: 3958

Re: Desert Portfolio Question

For Desert I would mix IEI and IEF ETFs in order to arrive at a 5 year intermediate average duration. IEF 7-10 to me seems to be longer than what is meant by "intermediate". Yes, these things are not strictly defined. I thought that the Desert Portfolio specifically called for 10 year Treasuries as...
by Jeffreyalan
Sat Jan 05, 2019 9:11 am
Forum: Permanent Portfolio Discussion
Topic: Desert Portfolio Question
Replies: 28
Views: 3958

Re: Desert Portfolio Question

I am using ETFs for the portfolio: 60% IEF (iShares 7-10 Treasury) 10% IAU (iShares Gold) 15% MGC (Vanguard Large Cap) 15% SLY (SPDR Small Cap) I use M1 Finance as my broker. They are perfect to run such a portfolio. I can deposit $500 there and they will buy $500 in the exact percentages I specifie...
by Jeffreyalan
Fri Jan 04, 2019 7:42 pm
Forum: Permanent Portfolio Discussion
Topic: Desert Portfolio Question
Replies: 28
Views: 3958

Re: Desert Portfolio Question

Would most feel comfortable keeping 100% of your savings in the Desert Portfolio? Is it safe enough from major losses and wild swings? In the year I have been invested in it, it has been fairly docile.
by Jeffreyalan
Fri Jan 04, 2019 8:02 am
Forum: Permanent Portfolio Discussion
Topic: Desert Portfolio Question
Replies: 28
Views: 3958

Desert Portfolio Question

I have a question for the group. I decided about a year ago to run a Desert Portfolio (60% 10 year Treasury, 30% TSM, 10% Gold) for my savings instead of the traditional 4x PP. It just about broke even last year which is what you would expect given the market A backtest of this portfolio from 2008 s...
by Jeffreyalan
Wed Jan 02, 2019 8:46 pm
Forum: Permanent Portfolio Discussion
Topic: 2018 Results Post Here
Replies: 20
Views: 3370

Re: 2018 Results Post Here

Desert Portfolio

-1.15%

IEF (7-10 yr Treasury) 60%
IAU (Gold) 10%
VTI (US Stocks) 30%