Search found 1159 matches

by Tortoise
Wed Jan 15, 2020 6:42 pm
Forum: Other Discussions
Topic: Hello From Snowy Vancouver!
Replies: 17
Views: 233

Re: Hello From Snowy Vancouver!

Smith1776 wrote:
Wed Jan 15, 2020 5:21 pm
A picture from our neighbourhood! I'm nice and cozy inside with my coding and coffee.
TIL Canadians spell "neighbourhood" with a u.

For some reason, I thought Canadians shared the American spellings like neighbor, color, etc.
by Tortoise
Tue Jan 07, 2020 3:43 pm
Forum: Permanent Portfolio Discussion
Topic: Putting your mouth in the money: What is your current allocation?
Replies: 45
Views: 9202

Re: Putting your mouth in the money: What is your current allocation?

Is anyone else on the forum doing the the two fund route when implementing the PP? A simple Vanguard stock/bond fund plus a gold fund? What about Treasury bonds? Er, what about them? 8) PP requires Treasuries (they make up 50% of the portfolio). Vanguard stock/bond mix funds typically include mainl...
by Tortoise
Tue Jan 07, 2020 3:40 pm
Forum: Other Discussions
Topic: YouTube Junkie
Replies: 649
Views: 141008

Re: YouTube Junkie

Ad Orientem wrote:
Tue Jan 07, 2020 11:21 am
dualstow wrote:
Mon Jan 06, 2020 8:26 pm
Gervais’ Opening Monologue at the 2020 Golden Globes. Savage!
https://youtu.be/LCNdTLHZAeo

That was awesome. But seriously? Can't a man be bothered to put on a tie at a black tie event?
He was even drinking a beer instead of the traditional glass of water. Zero f***s given ;D
by Tortoise
Tue Jan 07, 2020 3:37 pm
Forum: Permanent Portfolio Discussion
Topic: Putting your mouth in the money: What is your current allocation?
Replies: 45
Views: 9202

Re: Putting your mouth in the money: What is your current allocation?

Smith1776 wrote:
Tue Jan 07, 2020 1:49 pm
Is anyone else on the forum doing the the two fund route when implementing the PP?

A simple Vanguard stock/bond fund plus a gold fund?
What about Treasury bonds?
by Tortoise
Tue Jan 07, 2020 3:31 pm
Forum: Bonds
Topic: Auto-rollover for Treasuries and CDs at Schwab
Replies: 4
Views: 575

Re: Auto-rollover for Treasuries and CDs at Schwab

I noticed that the other day, too! Very nice. The problem I have is that I like to buy 1-year T-bills, but 90% of the time, when it's time for me to buy the T-bill, the next auction only offers 3-month, 6-month, and 2- or 3-year, completely skipping over 1-year. Auctions for 1-year T-bills seem less...
by Tortoise
Thu Jan 02, 2020 2:37 am
Forum: Permanent Portfolio Discussion
Topic: Portfolio simplification vs. diversification
Replies: 7
Views: 393

Re: Portfolio simplification vs. diversification

Anyone else experiencing portfolio clutter?? Yup! It's something I have to actively counter. As an engineer, I typically change jobs every few years, so I get new accounts for my 401k, HSA, and brokerage for RSUs. So I usually consolidate by transferring the accounts from my old job into my new acc...
by Tortoise
Thu Jan 02, 2020 2:24 am
Forum: Permanent Portfolio Discussion
Topic: What % of your Total Portfolio is the PP?
Replies: 26
Views: 5380

Re: What % of your Total Portfolio is the PP?

Close to 100% for almost 10 years now.
by Tortoise
Thu Jan 02, 2020 2:20 am
Forum: Other Discussions
Topic: Maintaining Coding Skills During Break
Replies: 16
Views: 733

Re: Maintaining Coding Skills During Break

For math-related recreational programming challenges that are relatively structured and don't take a huge amount of time, there's Project Euler: https://projecteuler.net/ Whenever you have some spare time, you can solve one or two of the problems by writing a program in the language of your choice. ...
by Tortoise
Sun Dec 29, 2019 2:42 am
Forum: Other Discussions
Topic: Homelessness on the Rise?
Replies: 38
Views: 1085

Re: Homelessness on the Rise?

Has anyone acknowleged ahrunforthehills’ charts? interesting. Whoever invented the term “booger sugar” is a poet. I’ve only heard Will Ferrell say it. Cheaper, more widely available drugs actually sounds plausible as a potential root cause. We've certainly seen a lot of news over the past few years...
by Tortoise
Thu Dec 26, 2019 12:41 pm
Forum: Other Discussions
Topic: Homelessness on the Rise?
Replies: 38
Views: 1085

Re: Homelessness on the Rise?

Regarding the homeless encampments that are growing noticeably all over the U.S., where are the additional homeless people coming from? Where did they live before they joined the homeless encampments? Were they previously more nomadic, wandering between less visible, out-of-the-way areas since polic...
by Tortoise
Tue Dec 24, 2019 3:48 am
Forum: Other Discussions
Topic: Homelessness on the Rise?
Replies: 38
Views: 1085

Re: Homelessness on the Rise?

Those are all good points, boglerdude, but they are all long-term trends that have been advancing for decades.

What has happened in the last few years that could explain why homelessness seems to have increased so rapidly over that short timeframe?
by Tortoise
Tue Dec 24, 2019 12:21 am
Forum: Other Discussions
Topic: Homelessness on the Rise?
Replies: 38
Views: 1085

Re: Homelessness on the Rise?

This report is worth your time: Seattle is Dying I actually watched that report a while back when someone on this board (maybe you? don't remember) first posted it. It opened my eyes to the effect that law enforcement (or lack thereof) can have on the homeless problem, but the overall impression I ...