Search found 13 matches

by mase
Mon Apr 02, 2018 4:11 pm
Forum: Gold
Topic: Physical v ETF %
Replies: 11
Views: 13166

Physical v ETF %

Quick question - to help with rebalancing what % of gold would you hold in physical v ETF ?

At the moment I have no ETF but it would be a nightmare selling physical when that day comes.
by mase
Tue Jan 19, 2016 1:47 am
Forum: Permanent Portfolio Discussion
Topic: Phase 2 of going PP
Replies: 11
Views: 6748

Re: Phase 2 of going PP

I am from the UK, 25/75 what average returns would I be looking at.
by mase
Mon Jan 18, 2016 5:11 pm
Forum: Permanent Portfolio Discussion
Topic: Phase 2 of going PP
Replies: 11
Views: 6748

Re: Phase 2 of going PP

That's the only option I could think of but it would make rebalancing extremely difficult.
by mase
Mon Jan 18, 2016 12:37 pm
Forum: Permanent Portfolio Discussion
Topic: Phase 2 of going PP
Replies: 11
Views: 6748

Re: Phase 2 of going PP

Boglehead is new to me, time for some reading  :)
by mase
Mon Jan 18, 2016 12:35 pm
Forum: Permanent Portfolio Discussion
Topic: Phase 2 of going PP
Replies: 11
Views: 6748

Re: Phase 2 of going PP

Mid 30s, deep down I know these pensions are rigged to take away as much commission from my pot as possible but it's in 5% salary match and higher rate tax advantages. It's a small pot now but I'm not rich (yet). There are very similar equity options and also long term bonds. There is a cash fund bu...
by mase
Mon Jan 18, 2016 2:26 am
Forum: Permanent Portfolio Discussion
Topic: Phase 2 of going PP
Replies: 11
Views: 6748

Phase 2 of going PP

I have already setup my PP funded by my spare income but I now want to move onto phase 2 but I have a problem. Phase 2 aims to allocate the money held in my works pensions (1 with Fidelity, 1 with Scottish Widows) to the closest match I can get for PP. The problem I have is its almost impossible to ...
by mase
Mon Sep 28, 2015 4:41 pm
Forum: Permanent Portfolio Discussion
Topic: PP UK Pension is it possible ?
Replies: 0
Views: 1263

PP UK Pension is it possible ?

I have deployed by PP and I'm happy, but I have been wondering if it's possible to deploy PP with my works pensions, I have two one with Fidelity and the other with Scottish Widows, after looking at the funds available  I can't seem to get anywhere near the mix for PP. anybody else having the same i...
by mase
Thu Sep 03, 2015 1:34 pm
Forum: Permanent Portfolio Discussion
Topic: New portfolio sense check(UK)
Replies: 16
Views: 13856

Re: New portfolio sense check(UK)

I bought them at �3.95 per transaction, TD direct were offering a special rate, but they offer the same rate as stocks purchases normally, around �10 a transaction. Much cheaper than a Bond ETF, since there are no ongoing charges. I can see that working if your investing larger amounts, but that ch...
by mase
Mon Aug 31, 2015 10:18 am
Forum: Permanent Portfolio Discussion
Topic: New portfolio sense check(UK)
Replies: 16
Views: 13856

Re: New portfolio sense check(UK)

How much did it cost you to buy through bonds direct?
by mase
Tue Aug 18, 2015 9:53 am
Forum: Permanent Portfolio Discussion
Topic: New portfolio sense check(UK)
Replies: 16
Views: 13856

Re: New portfolio sense check(UK)

Considered that option on the gold gizmo, I kind of went for a half way house approach. I basically put my gold money into cash for about 3 -4 months to let it build up and then buy a decent sized coin of gold to keep the charges to a minimum. Because gold earns no interest I did not want ETF erodin...
by mase
Mon Aug 17, 2015 2:40 pm
Forum: Permanent Portfolio Discussion
Topic: New portfolio sense check(UK)
Replies: 16
Views: 13856

Re: New portfolio sense check(UK)

I would imagine the cost of buying a fund would outweigh any gains this approach may yield. I don't think I am investing enough to make that strategy work, but I'm open to suggestions - I must admit the cash part was a bit confusing. Hi, I started my portfolio 5 months ago after reading plenty of bo...
by mase
Tue Aug 04, 2015 9:38 am
Forum: Permanent Portfolio Discussion
Topic: New portfolio sense check(UK)
Replies: 16
Views: 13856

Re: New portfolio sense check(UK)

It's all good, a couple of minor points to think about; Check your broker's fee structure is a good fit for your portfolio size and holdings http://monevator.com/compare-uk-cheapest-online-brokers/ Unless you have an overriding reason for using the Vanguard find you might consider holding the Bonds...
by mase
Mon Aug 03, 2015 3:30 pm
Forum: Permanent Portfolio Discussion
Topic: New portfolio sense check(UK)
Replies: 16
Views: 13856

New portfolio sense check(UK)

Hi, I started my portfolio 5 months ago after reading plenty of books, forum posts and blogs. Now I am up an running I would like a sense check on my options to see if I have grasped the correct principals and choices available to me. My investment: �700 per month, from a zero balance Based: UK Stoc...