Search found 301 matches

by drumminj
Thu Apr 22, 2021 6:37 pm
Forum: Gold
Topic: Why isn't gold moving?
Replies: 43
Views: 2216

Re: Why isn't gold moving?

Let's look on the bright side here -- coffee prices are still reasonable!!
by drumminj
Sun Apr 18, 2021 6:50 pm
Forum: Other Discussions
Topic: You can't take it with you...
Replies: 18
Views: 670

Re: You can't take it with you...

Like international business class air travel. John McEnroe voice on: "Five thousand bucks, are you effing kidding me?" Totally worth it. I first did it on miles/free upgrades, but don't think I'll ever travel coach internationally again -- I'd rather not travel. Of course, then I got to fly interna...
by drumminj
Fri Apr 09, 2021 8:30 pm
Forum: Other Discussions
Topic: Daily "Check In" Thread For Us
Replies: 1480
Views: 106705

Re: Sweet home Alabama

Mark Leavy wrote:
Fri Apr 09, 2021 7:52 pm
I continue to be delighted at how much I enjoy basic polite conversation. Please and Thank You and Beg your pardon.
Everyone calls me 'sir' here in TN. Still freaks me out, but I appreciate the politeness/respectfulness.
by drumminj
Fri Apr 09, 2021 5:56 pm
Forum: Other Discussions
Topic: Reasons why I will not be getting injected for the Wuhan
Replies: 748
Views: 17117

Re: Reasons why I will not be getting injected for the Wuhan

I once had a vaccine passport. It wasn't called that, but it was a yellow passport sized booklet that listed my vaccinations for diseases in third world countries. I misplaced it at some point. It did function like a passport. I can't recall if I had to show it at borders, or send it to embassies i...
by drumminj
Fri Apr 09, 2021 12:55 pm
Forum: Other Discussions
Topic: Fun Coding Projects
Replies: 1
Views: 127

Re: Fun Coding Projects

No spaces between the // and the text of the comment? C'mon man!
by drumminj
Mon Mar 29, 2021 11:10 am
Forum: Other Discussions
Topic: Mileage taxes, carbon taxes
Replies: 9
Views: 314

Re: Mileage taxes, carbon taxes

I actually would very much like to see a national sales tax implemented. Taxing consumption rather than income & savings makes a huge amount of sense. For those of us who were already taxed on the income that is now in our savings, you're suggesting we get taxed again based on this shift...isn't th...
by drumminj
Fri Mar 26, 2021 7:06 pm
Forum: Other Discussions
Topic: Privacy
Replies: 13
Views: 487

Re: Privacy

Perhaps one of the biggest things we can do to maintain some semblance of privacy is to use cash payment at retailers. I only use cash in restaurants / bars. By keeping cash alive, at least a small amount of privacy can be maintained. +1. It also keeps the banks from taking a cut of the transaction...
by drumminj
Wed Mar 24, 2021 7:00 pm
Forum: Gold
Topic: I need to buy some gold!
Replies: 31
Views: 1179

Re: I need to buy some gold!

I Shrugged wrote:
Wed Mar 24, 2021 8:28 am
Now I need to learn the details of where I would be wiring money to, and whether the cash account with them is a foreign bank account.
I just use the bill pay function of my local credit union to get funds there...haven't had an issue with it/need to use wire transfers.
by drumminj
Wed Mar 24, 2021 6:58 pm
Forum: Gold
Topic: I need to buy some gold!
Replies: 31
Views: 1179

Re: I need to buy some gold!

sophie wrote:
Wed Mar 24, 2021 6:14 pm
But you still have to file FBAR and the income tax form when your holdings hit the appropriate thresholds.
My CPA advised me otherwise. Not saying the IRS will agree, but when I inquired about bullion held overseas I was told such reporting wasn't required.
by drumminj
Tue Mar 23, 2021 2:15 pm
Forum: Gold
Topic: I need to buy some gold!
Replies: 31
Views: 1179

Re: I need to buy some gold!

For those of you who have gold offshore, or even further than a drive, do you have something in place where your spouse or heirs can recover it without complications? Recover doesn't have to mean taking physical possession; recognition by the company you're working with is enough. Does having the a...
by drumminj
Tue Mar 23, 2021 10:37 am
Forum: Gold
Topic: I need to buy some gold!
Replies: 31
Views: 1179

Re: I need to buy some gold!

I looked at them a lot. I never like to be a pioneer. So I take it you like them? So far I've been happy, but it's easy to be happy in "good" times. I've never withdrawn money, or physical metal, so I can't speak to that. For now, they're just a place I've sent money and they tell me they're holdin...
by drumminj
Tue Mar 23, 2021 7:10 am
Forum: Gold
Topic: I need to buy some gold!
Replies: 31
Views: 1179

Re: I need to buy some gold!

Would you consider something like BullionVault, which has storage in Singapore, Switzerland, etc? You can have your holdings in specific reserved bars (by serial#) vs generic allocated storage, if you like.

I'm not affiliated, but am a customer.
by drumminj
Fri Mar 12, 2021 7:15 pm
Forum: Permanent Portfolio Discussion
Topic: Let's debate the Permanent Portfolio
Replies: 105
Views: 3395

Re: Let's debate the Permanent Portfolio

I think if we peel the onion back, most thread back and forths on the PP (or any portfolio on this and other boards) come down to a discussion of whether history will hold or if "this time is different." I think this completely explains the gold vs. BTC threads that have popped up as of late. So I ...
by drumminj
Sun Feb 07, 2021 6:54 pm
Forum: Other Discussions
Topic: Safe Withdrawal Rates
Replies: 28
Views: 889

Re: Safe Withdrawal Rates

I'm a lot more worried about unforeseen expenses than about prolonged market conditions that might cause issues with a 4% withdrawal rate. If your budget includes a healthy dose of discretionary spending and generous budgets for things like groceries, you can temporarily cut spending if there's a m...
by drumminj
Sat Feb 06, 2021 9:01 pm
Forum: Other Discussions
Topic: Safe Withdrawal Rates
Replies: 28
Views: 889

Re: Safe Withdrawal Rates

Maybe the mods can split off the last page or so into a separate SWR thread since it relates only very loosely to the thread topic of “Milestones to Financial Freedom”? Which post do you want the new thread to start with? Thanks for forking this, dualstow . I should have just started/linked another...
by drumminj
Sat Feb 06, 2021 7:13 am
Forum: Other Discussions
Topic: Safe Withdrawal Rates
Replies: 28
Views: 889

Safe Withdrawal Rates

BTW, if you're running a PP the equivalent SWR is closer to 5% than the 4% the classic studies found by only looking at stocks and bonds. So you may be even farther along than you realize. Congrats! Does everyone here think these SWRs still hold true in the current climate? My SO and I are on the g...
by drumminj
Fri Jan 01, 2021 8:01 am
Forum: Permanent Portfolio Discussion
Topic: 2020 Permanent Portfolio Return Poll
Replies: 16
Views: 1647

Re: 2020 Permanent Portfolio Return Poll

Right at 15% here, but I don't bother doing the actual math to deal with contributions during the year as they're small compared to the overall portfolio size.
by drumminj
Sat Nov 21, 2020 10:25 am
Forum: Politics
Topic: Whoa: Nearly a Third of Democrats Believe the Election Was Stolen From Trump
Replies: 137
Views: 5849

Re: Whoa: Nearly a Third of Democrats Believe the Election Was Stolen From Trump

Wow, what's happened to this forum? It used to be a place filled with intelligent, well thought out discussions on a wide range of topics. Now it's an echo chamber where the crazies reign supreme. I've gotten the same impression, and honestly stopped reading here for the past few weeks. The folks e...
by drumminj
Tue Oct 13, 2020 9:07 pm
Forum: Other Discussions
Topic: Coronavirus General Discussion
Replies: 4339
Views: 293636

Re: Coronavirus General Discussion

pugchief wrote:
Tue Oct 13, 2020 8:35 pm
ctest.jpg
Who knew I've been administering self-testing protocol during the entire pandemic!
by drumminj
Thu Oct 08, 2020 9:12 am
Forum: Other Discussions
Topic: Why the push to register to vote?
Replies: 8
Views: 324

Re: Why the push to register to vote?

Imagine if everyone refused to vote for the lesser of two evils and only 1% of the country voted. Wouldn’t that send a strong message the system is screwed and needs change? It may send a message, but it's a "someone aught'ta do something" message, which of course no one will. The political class w...
by drumminj
Sun Oct 04, 2020 4:39 pm
Forum: Other Discussions
Topic: Trump has Covid-19
Replies: 215
Views: 8870

Re: Trump has Covid-19

Technically, they are more important than us. If that wasn't just shoved in my face all the time, though, I'd probably be ok with it. Sincerely trying to understand here, since you didn't respond to my previous question..... You're upset with the people who are making personal choices and going abo...
by drumminj
Sun Oct 04, 2020 11:39 am
Forum: Other Discussions
Topic: Trump has Covid-19
Replies: 215
Views: 8870

Re: Trump has Covid-19

Again, I look at the "normalcy" portrayed by these pictures, and not afforded to the rest of us peons and that more than anything is what upsets me. I believe the point was made earlier, but it's not the president nor the federal government who is denying you such "normalcy". It's your governor/loc...
by drumminj
Sun Oct 04, 2020 9:53 am
Forum: Other Discussions
Topic: Without 2A, What Good Are the Other Amendments?
Replies: 162
Views: 6283

Re: Without 2A, What Good Are the Other Amendments?

tomfoolery wrote:
Sun Oct 04, 2020 12:37 am
Whereas the people who hate guns or are afraid of them are the ones in favor of gun control and make comments like a woman's breasts feel like a bag of sand
Nice, subtle movie reference!
by drumminj
Tue Sep 29, 2020 3:00 pm
Forum: Other Discussions
Topic: 700 Miles For Heartbreak: An Alberta Story
Replies: 99
Views: 4098

Re: 700 Miles For Heartbreak: An Alberta Story

Smith1776 wrote:
Tue Sep 29, 2020 10:37 am
Here's the ring and us holding hands.

IMG_7036-1.jpg
Smith, trust me...I've dated my share of unstable women and let me tell you...from the pic I can tell that's definitely a crazy woman's hand >:D

Someday soon you'll realize you dodged a bullet there!
by drumminj
Tue Sep 29, 2020 9:33 am
Forum: Variable Portfolio Discussion
Topic: An odd choice for a VP: Wellesley
Replies: 24
Views: 2361

Re: An odd choice for a VP: Wellesley

Appreciate all the insights offered in this thread. I don't have anything of substance to contribute to the discussion here other than to share that over the course of the past few years I've invested in Wellesley in addition to the PP, mainly for a bit more diversification (strategy and institution...