Pointedstick wrote: ↑Wed Sep 07, 2022 10:00 pm Eyou can always jump off a cliff

That's not a very cordial response. Shame on me for trying to participate on this forum...

But today, consuming these resources in stationary generators on land to produce energy for buildings bypasses that major advantage and strikes me as the product of obsolete thinking. Now we have better options that are cheaper, more resilient, and require no vulnerable fuel supply chain: solar, wi...

Tortoise wrote: ↑Thu Aug 11, 2022 6:50 pm Just keeping it real.

Pun intended I hope!

This^^^ If the equation is as simple as banning guns = totalitarian dictator = millions ruthlessly killed, then we should all be watching Jacinda Ardern of NZ very closely. /s I assume "/s" means "end sarcasm". I'm not boglerdude , but I'll counter that banning guns may not be d...

I'm wary to engage on this topic, but going to wade in and see how it goes :) Two questions for those seeking to "nibble at the edges" or in any other way curtail the right to bear arms (or any other right the government is explicitly forbidden from encroaching on): 1) Apply any limitation...

What are people buying now to hedge inflation? I guess what I have seen is cars and houses maybe? It doesn't appear to me that many people are thinking about gold. Me personally: tractors, implements, log splitters -- productive tools. I've been pulling forward purchases when I can for items that w...

My 4x25 HBPP gold is about 28%. Should I rebalance at 30% or wait for possible 35%, as 15/35% my rebalance bands. I'm in the same boat/been wondering the same thing. I wish I had rebalanced out of bonds right after the COVID market shift as some here did, so hoping to take advantage the volatility ...

Geopolitical 3d chess. Russias western assets frozen. US and Europe virtue signals themselves off a cliff by banning Russian oil spiking the cost to 200 dollars a barrel, blowing up their respective economies, Russia and China settle transactions in gold. Russia only takes oil payment in gold - com...

Not at all harsh. In fact, I appreciate your post, because I can’t tell what the lurkers out there are thinking. As a semi-lurker, I feel like this issue has been covered many times over the past several years, both with Budd and with Mathjak. Somehow they both end up coming back and dominating eve...

No opinion on iBonds per se, but I am strongly against the little optimizations . I think they are a distraction. I call it "optimizing the small". Local Optimizations for the mathematically inclined. They can make you feel like you are optimizing while you are actually doing nothing that...

When I started with the PP I struggled with this for any asset allocation. This was for a high six-digit sum. My approach was to slowly buy into the position over the course of about 6 months. That let me test out my comfort level, get used to the increasing investment, and smooth out any risk of bu...

Stupid question, but how did you choose that (conservative IMHO) number - 3% - something that's tad less than the notorious 4% ? If I recall correctly 3% is even lower than the perpetual withdrawal rate of the classic HBPP. Is that your intention ? Not a stupid question at all. The short answer is:...

A market cap weighted strategy though? Good luck with that one... I just retired (early) at the end of October. Are you saying I'm screwed? :/ I can't help but feel my timing is the worst ever, as so many things are in flux - inflation, house prices (or cost to build - we're building), market volat...

Third, the person’s assessment of whether he is in imminent danger of death or serious bodily injury must be reasonable, meaning that a supposed “reasonable person” would consider the threat to be sufficiently dangerous to put him in fear of death or serious bodily injury. A person’s own subjective...

Hey Smith...don't post here much but have appreciated your participation over the years... Want to chime in and be another voice here to show you're valued, and also not alone. I've had some very rough spots in life due to relationships as well (not as bad as you describe), but for me it ultimately ...

Maddy wrote: ↑Mon Nov 01, 2021 7:38 am Is it possible to have an "everything" bubble?

My initial thought is "no", as at least the unit of measure (US dollar?) must not be in a bubble if everything else is?

Without the PP I would never have bought any long-term treasuries, and would have missed out on a lot. To be honest I have no idea how to tell when it's a bad idea to include them in the portfolio. Funny, without the PP I likely wouldn't have had as much equities exposure over the last 3-4 years. T...

Perhaps what really matters is only what the markets think has happened or will happen so given that it's a possibility that the markets behave somewhat disconnected with our personal experience. I think there's an assumption in the above statement that there is a free market, with rational investo...

Let's look on the bright side here -- coffee prices are still reasonable!!

Like international business class air travel. John McEnroe voice on: "Five thousand bucks, are you effing kidding me?" Totally worth it. I first did it on miles/free upgrades, but don't think I'll ever travel coach internationally again -- I'd rather not travel. Of course, then I got to f...

Mark Leavy wrote: ↑Fri Apr 09, 2021 7:52 pm I continue to be delighted at how much I enjoy basic polite conversation. Please and Thank You and Beg your pardon.

Everyone calls me 'sir' here in TN. Still freaks me out, but I appreciate the politeness/respectfulness.

I once had a vaccine passport. It wasn't called that, but it was a yellow passport sized booklet that listed my vaccinations for diseases in third world countries. I misplaced it at some point. It did function like a passport. I can't recall if I had to show it at borders, or send it to embassies i...

No spaces between the // and the text of the comment? C'mon man!

I actually would very much like to see a national sales tax implemented. Taxing consumption rather than income & savings makes a huge amount of sense. For those of us who were already taxed on the income that is now in our savings, you're suggesting we get taxed again based on this shift...isn'...

Perhaps one of the biggest things we can do to maintain some semblance of privacy is to use cash payment at retailers. I only use cash in restaurants / bars. By keeping cash alive, at least a small amount of privacy can be maintained. +1. It also keeps the banks from taking a cut of the transaction...