a total stock market fund is really a glorified s&p 500 fund …unless you get an unweighted version the s&p stocks dominate it .

it is no different than a total bond market fund is anything but total .it lacks so many segments of the bond market

yes it is .. we were going to buy a condo in westchester and decided to put it on hold ..our renting in queens is a far better deal . since bonds were getting hit and i didnt want to commit the condo money long term we just held on to it ..turns out cash did the best of all the bonds .. with the mod...

I started this last January when I broke up the pp and we had the inflation spike starting . It is basically my insight model but with an inflation hedge and I lightened up the bond side with fsrrx. after getting stung in the pp i wanted to be as interest rate dependent free as i could without total...

why do people here assume i am stock heavy …i am far from it … looking at my own portfolio after the buying on the dip friday and topping off the positions in what fell i show : gold 5% commodities 5% (etf dbc) bitcoin (gbtc) 5% equities 20% ( fidelity contra , voo , and two other mutual funds ) fid...

i show for the 1 year period



tlt down 3.70 with dividends , ytd down 3.32

gld down 1.57,, ytd down 6.45

shy down .47. ytd down .41

vti up 27.56 ytd 22.40


one year for pp up 5.50%

ytd 3.05%

you want a reply ? i said last january that long term bonds and likely gold. would be a weight on the pp and kill any traction equities managed to get and that is how it played out ..both have negative returns with a few weeks left to 2021 so i am going to say the same thing again .. this inflation ...

and i am up nicely ytd ….

investment values change daily ..we spend 80% of our time between the last low and last high .

i fail to see your point …

my model is up nicely for the year even with yesterday ..and i am only 35% equities .why should i have anything to say about yesterday..

no actually now you gave me fuel for the fire to keep replying to what i disagree with . at the end of the day i had my call right about interest rates as both tlt and gld have lost money this year so far or did you want to gloss over that as you forget i said last january the pp was going to have a...

then dont read my posts …..i dont want to read your bullshit replies to me either.

go take your insults to someone else

no one is telling you what to do …..

if you make a comment about me i am going to reply to what you said …

nah i am done with the pp ….i have no reason to bet that heavy on rates

i suggest you learn about drawing a retirement income . it isn’t about the amount invested as much as it is how it is invested and how things go both sequence wise and return wise if the money is to last. unless you are drawing a very low percentage which would be a very inefficient use of ones life...

buddtholomew wrote: ↑

Fri Nov 26, 2021 12:03 pm

mathjak107 wrote: ↑

Fri Nov 26, 2021 11:46 am

Don wrote: ↑

Fri Nov 26, 2021 10:52 am

Gold has nothing in common with bitcoin.

not likely the case ..a stumbling dollar will likely see bitcoin respond just like gold would..

Neither responded today.

no risk assets did well today .. commodities got hit too

Don wrote: ↑

Fri Nov 26, 2021 10:52 am

Gold has nothing in common with bitcoin.

not likely the case ..a stumbling dollar will likely see bitcoin respond just like gold would..

i find the diversity of gold , bitcoin and a commodities etf a far better fit than 100% gold today..staying 100% gold today reminds me of those who fight the last war ….. i would think if harry could have seen in to the future the portfolio would have evolved over time. the reality is nothing in li...

fidelity fdlxx the t-bill money market is paying about .01 …if it wasnt for the fact fidelity waived all fees the fund would be down .33%

the equivalent etf BIL is paying minus .09% so it is costing you money

so the fund family money markets are a better deal

i find the diversity of gold , bitcoin and a commodities etf a far better fit than 100% gold today..staying 100% gold today reminds me of those who fight the last war ….. i would think if harry could have seen in to the future the portfolio would have evolved over time. the reality is nothing in lif...

as far as gbtc i couldn't care less ..i have good gains from it and it works fine with no wallet issues . until a better etf comes along it works well

i hold 5% in gold , 5% bitcoin , 5% commodities and 5% cash flying fighter cover as opposed to the big position in gold . i dont feel gold alone is diversified enough anymore with all the alternatives. holy shit MJ has more hodl BTC than I do. i do hold a lot dollar wise but as a piece of the total...

i hold 5% in gold , 5% bitcoin , 5% commodities and 5% cash flying fighter cover as opposed to the big position in gold . i dont feel gold alone is diversified enough anymore with all the alternatives. holy shit MJ has more hodl BTC than I do. i do hold a lot dollar wise but as a piece of the total...

murphy_p_t wrote: ↑

Tue Nov 23, 2021 10:07 am

Mathjack, 5% commodities... How do you get that exposure?

etf dbc

More pain ahead... Almost done selling down to 10% It’s unbelievable how poorly the PP is performing this year. Thank the lord each day I don’t hold 4x25 anymore as my faith in this portfolio has faded to zero. Gold and LTT’s in the toilet again. i hold 5% in gold , 5% bitcoin , 5% commodities and ...

my inflation hedge is 5% gbtc bitcoin , 5% gld gold , 5% dbc commodities and 5% cash ,that is 5% based on total investable assets …that kind of just flies fighter cover over the main portfolio

i own quite a bit of gold.

but less than half of what i did when i had the pp .

i still think gold will do okay , as well as bitcoin .

long term bonds i have less hope for