Search found 4465 matches
- Mon May 06, 2024 7:00 am
- Forum: Permanent Portfolio Discussion
- Topic: This is the best time in 45 years to invest in the Permanent Portfolio
- Replies: 50
- Views: 15911
Re: This is the best time in 45 years to invest in the Permanent Portfolio
so far it is proving to be exactly the way to go as a conservative investor . it has performed admirably where other supposed portfolios like the pp and all weather dropped the ball. all results include all expenses. evd is centered around 20-30 year exposure, tyd is centered around 7-10 year bonds ...
- Sun May 05, 2024 9:01 am
- Forum: Permanent Portfolio Discussion
- Topic: This is the best time in 45 years to invest in the Permanent Portfolio
- Replies: 50
- Views: 15911
Re: This is the best time in 45 years to invest in the Permanent Portfolio
which is why i went back to 2020 in my look originally as to how it behaved in both covid and the rising rates and inflation which crushed conventional portfolios. others have looked at it too https://photos.smugmug.com/photos/i-WZDwcF8/0/DfNGGTksPgc4xXrsnsPg3QD4krmHqNfGQ9pbsqkQW/L/i-WZDwcF8-L.jpg a...
- Sun May 05, 2024 2:57 am
- Forum: Permanent Portfolio Discussion
- Topic: This is the best time in 45 years to invest in the Permanent Portfolio
- Replies: 50
- Views: 15911
Re: This is the best time in 45 years to invest in the Permanent Portfolio
yep , i believe its day came and went for conventional investing …2022 showed us how vulnerable the pp is to rates and inflation and a strong dollar unlike the 1970s with all the once in a lifetime events for gold i believe for someone who wants a defensive portfolio today there are far better risk ...
- Sat May 04, 2024 7:40 am
- Forum: Permanent Portfolio Discussion
- Topic: This is the best time in 45 years to invest in the Permanent Portfolio
- Replies: 50
- Views: 15911
Re: This is the best time in 45 years to invest in the Permanent Portfolio
like the buggy , conventional investing for lower risk may be a thing of the past . harry could never imagine the masses having simple access to the funds of today that are leveraged as well as go long and short or able to have managed futures working for them in a reliable fashion to create what ma...
- Fri May 03, 2024 2:32 pm
- Forum: Permanent Portfolio Discussion
- Topic: This is the best time in 45 years to invest in the Permanent Portfolio
- Replies: 50
- Views: 15911
Re: This is the best time in 45 years to invest in the Permanent Portfolio
depends on the bond funds held and their duration as far as how bad they would get hit. a leveraged risk parity portfolio performed very differently in the 2022 down turn as well .. it had better returns , lower risk , less draw down then the pp did. i posted the carolina reaper results above which ...
- Fri May 03, 2024 9:32 am
- Forum: Permanent Portfolio Discussion
- Topic: This is the best time in 45 years to invest in the Permanent Portfolio
- Replies: 50
- Views: 15911
Re: This is the best time in 45 years to invest in the Permanent Portfolio
long term bonds and if short term bonds funds were used , them too, plus a negative year for equities in 2022.
like i said years ago , rising rates would be kryptonite to the pp
like i said years ago , rising rates would be kryptonite to the pp
- Thu May 02, 2024 4:43 pm
- Forum: Permanent Portfolio Discussion
- Topic: This is the best time in 45 years to invest in the Permanent Portfolio
- Replies: 50
- Views: 15911
Re: This is the best time in 45 years to invest in the Permanent Portfolio
i gave up trying to watch it unfortunately..to long and boring for me to focus on it..
- Thu May 02, 2024 2:42 am
- Forum: Permanent Portfolio Discussion
- Topic: This is the best time in 45 years to invest in the Permanent Portfolio
- Replies: 50
- Views: 15911
Re: This is the best time in 45 years to invest in the Permanent Portfolio
tried a comparison between the pp and the leveraged risk parity portfolio i have been experimenting with which is 20% upro a 3x leveraged equities fund 13.333% tyd a 3x leveraged bond fund and 66.666% dbmf a non leveraged managed futures fund i wanted a real tough patch for assets to look at so i pi...
- Wed May 01, 2024 7:52 am
- Forum: Permanent Portfolio Discussion
- Topic: This is the best time in 45 years to invest in the Permanent Portfolio
- Replies: 50
- Views: 15911
Re: This is the best time in 45 years to invest in the Permanent Portfolio
from 2021 it’s just about been flat
100k has gained about 1200 bucks from jan 2021 to april 30th 1 2024 . a .38% cagr
https://www.portfoliovisualizer.com/bac ... SUlrdyQOt3
100k has gained about 1200 bucks from jan 2021 to april 30th 1 2024 . a .38% cagr
https://www.portfoliovisualizer.com/bac ... SUlrdyQOt3
- Mon Feb 12, 2024 5:15 am
- Forum: Permanent Portfolio Discussion
- Topic: This is the best time in 45 years to invest in the Permanent Portfolio
- Replies: 50
- Views: 15911
Re: This is the best time in 45 years to invest in the Permanent Portfolio
.. I made my only investments now 21 years ago in January 2003. All investments since have gone into cash. .. Seems like I would have been much better off over these last 21 years by having done the exact opposite. Having the bulk in Growth and giving away the Value funds. Opposite: I thought you w...
- Sun Jan 14, 2024 3:31 am
- Forum: Stocks
- Topic: SP500 ETF SPLG now .02 % ER
- Replies: 5
- Views: 21134
Re: SP500 ETF SPLG now .02 % ER
the zero fee fidelity funds are not the same benchmark as an s&p fund or total market fund . they created their own index to avoid paying licensing fees , which while close in performance isn’t exactly the same as the index holds. not that is a good or bad thing but it is just different that cam...
- Sat Jan 13, 2024 7:49 am
- Forum: Stocks
- Topic: SP500 ETF SPLG now .02 % ER
- Replies: 5
- Views: 21134
Re: SP500 ETF SPLG now .02 % ER
voo actually had a better return in 2023 than splg despite a slightly higher fee. both are s&p 500 funds. 26.32 for voo , 26.24 for the lower cost splg. as i always say lower expenses don’t always mean much since so many other factors are involved . i have been experimenting with a leveraged ris...
- Thu Jan 11, 2024 5:21 pm
- Forum: Permanent Portfolio Discussion
- Topic: 25 x 4 or 33 x 3
- Replies: 37
- Views: 71162
Re: 25 x 4 or 33 x 3
i run 3 core portfolios . one for short term spending which is 25% equities and 75% assorted fixed income another for the intermediate term which is 55-60% equities and a growth and income model and finally a 100% equity model consisting of berkshire and vti plus 2 years of cash , one of which we sp...
- Sat Jan 06, 2024 4:45 am
- Forum: Bonds
- Topic: High TIPS Yields Are a Retiree’s Best Friend
- Replies: 6
- Views: 22486
Re: High TIPS Yields Are a Retiree’s Best Friend
the boogey man to the tips idea is taxes also it leaves little cushion for the unexpected larger expenses in life with so little in equities , because our personal cost of living does not mimic the cpi . i think this would be one of the rare instances one would really want to look in to a deferred ...
- Fri Jan 05, 2024 4:11 am
- Forum: Variable Portfolio Discussion
- Topic: Leverages ETN strategies
- Replies: 5
- Views: 14426
Re: Leverages ETN strategies
doing the first monthly rebalancing on the carolina reaper leveraged portfolio.. the managed futures fund dbmf is flat , have to add a bit to tyd and upro the 3x funds . i find its best to rebalance these highly leveraged funds once a month .. its easiest to add a little bit of money instead of sell...
- Sat Dec 30, 2023 7:26 am
- Forum: Permanent Portfolio Discussion
- Topic: 2023 Returns
- Replies: 25
- Views: 154300
Re: 2023 Returns
i like the combo because berkshire tempers the volatility of vti . as i posted in the variable portfolio thread , i threw about 50k in to a leveraged risk parity portfolio as an experiment..considering it uses 3x leveraged equities and bonds with managed futures it has been pretty docile so far. its...
- Sat Dec 30, 2023 5:45 am
- Forum: Permanent Portfolio Discussion
- Topic: 2023 Returns
- Replies: 25
- Views: 154300
Re: 2023 Returns
for 2023 the final numbers for the models i use just posted the fidelity insight conservative income model , which is 75% less volatile than the s&p , up just under 10%. we typically keep about 5 -6 years of spending in this model along with 2 years of cash instruments . the insight growth and i...
- Sun Dec 24, 2023 5:24 am
- Forum: Variable Portfolio Discussion
- Topic: Leverages ETN strategies
- Replies: 5
- Views: 14426
Re: Leverages ETN strategies
i just went as far back with these funds as i could in portfolio visualizer. first time running it myself . i was able to go back to jan 2020 , so almost 4 years a 60/40 consisting of 60% voo (s&p fund )and 40% bnd ( total bond fund ) took 100k and turned it in to 126,130 , a cagr of 6.11% the 6...
- Thu Dec 14, 2023 3:44 am
- Forum: Variable Portfolio Discussion
- Topic: Leverages ETN strategies
- Replies: 5
- Views: 14426
Re: Leverages ETN strategies
we have had some interesting conversation on using leveraged portfolios to reduces risk and increase gains .. and noooo this isn’t about using margin or mortgage money .. borrowing money and just buying more of a 60/40 only buys a bigger 60/40 . but it is still a 60/40 with all the draw down and gai...
- Tue Dec 12, 2023 9:03 am
- Forum: Variable Portfolio Discussion
- Topic: Leverages ETN strategies
- Replies: 5
- Views: 14426
Re: Leverages ETN strategies
supposedly a leveraged 60/40 can deliver the performance of 90-100% equities but with less risk . but is it true in practice or is it another situation of looking good in theory and on paper but with hidden dangers ? so tried a small allocation today . this would be a do it yourself version 20% UPRO...
- Fri Dec 08, 2023 4:56 pm
- Forum: Gold
- Topic: Why the big move in gold?
- Replies: 86
- Views: 78776
- Wed Dec 06, 2023 4:10 am
- Forum: Bonds
- Topic: Why This Vanguard Inflation Fighter Gets a High Rating
- Replies: 4
- Views: 7865
Re: Why This Vanguard Inflation Fighter Gets a High Rating
morningstar is in nominal returns always and that fund did awful no matter how you want to try to manipulate it.
it failed to even match a money market
it failed to even match a money market
- Tue Dec 05, 2023 1:41 pm
- Forum: Gold
- Topic: Why the big move in gold?
- Replies: 86
- Views: 78776
Re: Why the big move in gold?
cherry picking dates can make any point one wants .
last time i looked you would be hard pressed to find time frames where equites and bonds beat equities and gold the last two decades
last time i looked you would be hard pressed to find time frames where equites and bonds beat equities and gold the last two decades
- Mon Dec 04, 2023 1:12 pm
- Forum: Gold
- Topic: Why the big move in gold?
- Replies: 86
- Views: 78776
Re: Why the big move in gold?
it went from up 40 bucks an ounce when i looked last night to down 80 from that point today
- Mon Dec 04, 2023 4:30 am
- Forum: Bonds
- Topic: Why This Vanguard Inflation Fighter Gets a High Rating
- Replies: 4
- Views: 7865
Re: Why This Vanguard Inflation Fighter Gets a High Rating
morningstar shows a ytd of just 1.80% ..a money market did better..it didn’t even keep up with inflation