Search found 4456 matches
- Mon Feb 12, 2024 5:15 am
- Forum: Permanent Portfolio Discussion
- Topic: This is the best time in 45 years to invest in the Permanent Portfolio
- Replies: 33
- Views: 14627
Re: This is the best time in 45 years to invest in the Permanent Portfolio
.. I made my only investments now 21 years ago in January 2003. All investments since have gone into cash. .. Seems like I would have been much better off over these last 21 years by having done the exact opposite. Having the bulk in Growth and giving away the Value funds. Opposite: I thought you w...
- Sun Jan 14, 2024 3:31 am
- Forum: Stocks
- Topic: SP500 ETF SPLG now .02 % ER
- Replies: 5
- Views: 20659
Re: SP500 ETF SPLG now .02 % ER
the zero fee fidelity funds are not the same benchmark as an s&p fund or total market fund . they created their own index to avoid paying licensing fees , which while close in performance isn’t exactly the same as the index holds. not that is a good or bad thing but it is just different that cam...
- Sat Jan 13, 2024 7:49 am
- Forum: Stocks
- Topic: SP500 ETF SPLG now .02 % ER
- Replies: 5
- Views: 20659
Re: SP500 ETF SPLG now .02 % ER
voo actually had a better return in 2023 than splg despite a slightly higher fee. both are s&p 500 funds. 26.32 for voo , 26.24 for the lower cost splg. as i always say lower expenses don’t always mean much since so many other factors are involved . i have been experimenting with a leveraged ris...
- Thu Jan 11, 2024 5:21 pm
- Forum: Permanent Portfolio Discussion
- Topic: 25 x 4 or 33 x 3
- Replies: 37
- Views: 69537
Re: 25 x 4 or 33 x 3
i run 3 core portfolios . one for short term spending which is 25% equities and 75% assorted fixed income another for the intermediate term which is 55-60% equities and a growth and income model and finally a 100% equity model consisting of berkshire and vti plus 2 years of cash , one of which we sp...
- Sat Jan 06, 2024 4:45 am
- Forum: Bonds
- Topic: High TIPS Yields Are a Retiree’s Best Friend
- Replies: 6
- Views: 21724
Re: High TIPS Yields Are a Retiree’s Best Friend
the boogey man to the tips idea is taxes also it leaves little cushion for the unexpected larger expenses in life with so little in equities , because our personal cost of living does not mimic the cpi . i think this would be one of the rare instances one would really want to look in to a deferred ...
- Fri Jan 05, 2024 4:11 am
- Forum: Variable Portfolio Discussion
- Topic: Leverages ETN strategies
- Replies: 5
- Views: 13782
Re: Leverages ETN strategies
doing the first monthly rebalancing on the carolina reaper leveraged portfolio.. the managed futures fund dbmf is flat , have to add a bit to tyd and upro the 3x funds . i find its best to rebalance these highly leveraged funds once a month .. its easiest to add a little bit of money instead of sell...
- Sat Dec 30, 2023 7:26 am
- Forum: Permanent Portfolio Discussion
- Topic: 2023 Returns
- Replies: 25
- Views: 151003
Re: 2023 Returns
i like the combo because berkshire tempers the volatility of vti . as i posted in the variable portfolio thread , i threw about 50k in to a leveraged risk parity portfolio as an experiment..considering it uses 3x leveraged equities and bonds with managed futures it has been pretty docile so far. its...
- Sat Dec 30, 2023 5:45 am
- Forum: Permanent Portfolio Discussion
- Topic: 2023 Returns
- Replies: 25
- Views: 151003
Re: 2023 Returns
for 2023 the final numbers for the models i use just posted the fidelity insight conservative income model , which is 75% less volatile than the s&p , up just under 10%. we typically keep about 5 -6 years of spending in this model along with 2 years of cash instruments . the insight growth and i...
- Sun Dec 24, 2023 5:24 am
- Forum: Variable Portfolio Discussion
- Topic: Leverages ETN strategies
- Replies: 5
- Views: 13782
Re: Leverages ETN strategies
i just went as far back with these funds as i could in portfolio visualizer. first time running it myself . i was able to go back to jan 2020 , so almost 4 years a 60/40 consisting of 60% voo (s&p fund )and 40% bnd ( total bond fund ) took 100k and turned it in to 126,130 , a cagr of 6.11% the 6...
- Thu Dec 14, 2023 3:44 am
- Forum: Variable Portfolio Discussion
- Topic: Leverages ETN strategies
- Replies: 5
- Views: 13782
Re: Leverages ETN strategies
we have had some interesting conversation on using leveraged portfolios to reduces risk and increase gains .. and noooo this isn’t about using margin or mortgage money .. borrowing money and just buying more of a 60/40 only buys a bigger 60/40 . but it is still a 60/40 with all the draw down and gai...
- Tue Dec 12, 2023 9:03 am
- Forum: Variable Portfolio Discussion
- Topic: Leverages ETN strategies
- Replies: 5
- Views: 13782
Re: Leverages ETN strategies
supposedly a leveraged 60/40 can deliver the performance of 90-100% equities but with less risk . but is it true in practice or is it another situation of looking good in theory and on paper but with hidden dangers ? so tried a small allocation today . this would be a do it yourself version 20% UPRO...
- Fri Dec 08, 2023 4:56 pm
- Forum: Gold
- Topic: Why the big move in gold?
- Replies: 76
- Views: 76169
- Wed Dec 06, 2023 4:10 am
- Forum: Bonds
- Topic: Why This Vanguard Inflation Fighter Gets a High Rating
- Replies: 4
- Views: 7534
Re: Why This Vanguard Inflation Fighter Gets a High Rating
morningstar is in nominal returns always and that fund did awful no matter how you want to try to manipulate it.
it failed to even match a money market
it failed to even match a money market
- Tue Dec 05, 2023 1:41 pm
- Forum: Gold
- Topic: Why the big move in gold?
- Replies: 76
- Views: 76169
Re: Why the big move in gold?
cherry picking dates can make any point one wants .
last time i looked you would be hard pressed to find time frames where equites and bonds beat equities and gold the last two decades
last time i looked you would be hard pressed to find time frames where equites and bonds beat equities and gold the last two decades
- Mon Dec 04, 2023 1:12 pm
- Forum: Gold
- Topic: Why the big move in gold?
- Replies: 76
- Views: 76169
Re: Why the big move in gold?
it went from up 40 bucks an ounce when i looked last night to down 80 from that point today
- Mon Dec 04, 2023 4:30 am
- Forum: Bonds
- Topic: Why This Vanguard Inflation Fighter Gets a High Rating
- Replies: 4
- Views: 7534
Re: Why This Vanguard Inflation Fighter Gets a High Rating
morningstar shows a ytd of just 1.80% ..a money market did better..it didn’t even keep up with inflation
- Sat Nov 25, 2023 5:41 am
- Forum: Stocks
- Topic: Small Cap Value seems cheap at the moment
- Replies: 23
- Views: 31345
Re: Small Cap Value seems cheap at the moment
high borrowing costs and rising wages represent headwinds which may persist even after inflation comes down .
Unlike larger firms, smaller companies are not benefiting that much from rising productivity.
SLYV has returned about 1% ytd vs over 20% for the s&p and 19% for the total market funds
Unlike larger firms, smaller companies are not benefiting that much from rising productivity.
SLYV has returned about 1% ytd vs over 20% for the s&p and 19% for the total market funds
- Mon Nov 13, 2023 10:43 am
- Forum: Bonds
- Topic: TLT cracks $90
- Replies: 43
- Views: 87835
Re: TLT cracks $90
best of luck with your long term bonds ….conversation is done. why would i think you can have a conversation without insults …
still a dick in ga
still a dick in ga
- Sat Nov 11, 2023 4:28 pm
- Forum: Bonds
- Topic: TLT cracks $90
- Replies: 43
- Views: 87835
Re: TLT cracks $90
from a historical standpoint rates are in a normal range …. it is very unlikely long term rates will fall much unless we hit a recession , which seems farther and farther off on the horizon. so far tlt has taken a horrible beat down with not much of a recovery looking up in the nearer term . the cyc...
- Wed Nov 08, 2023 3:36 pm
- Forum: Bonds
- Topic: TLT cracks $90
- Replies: 43
- Views: 87835
Re: TLT cr
agree with jim 100% …rates are not high , they are pretty much historically normal . odds are we are going to see the yield curve normalize out with long term rates going higher and shorter rates going lower normalizing the curve where longer term rates are higher then short term rates . i have been...
- Fri Oct 27, 2023 3:34 am
- Forum: Bonds
- Topic: TLT cracks $90
- Replies: 43
- Views: 87835
Re: TLT cracks $90
https://www.etf.com/sections/etf-basics/tlt-and-20-year-treasury-yield-gamble?utm_medium=email&utm_campaign=1019%20-%20State%20Street%20Loses%201B%20in%20ETF%20Assets%20in%203Q&utm_content=1019%20-%20State%20Street%20Loses%201B%20in%20ETF%20Assets%20in%203Q+CID_ae2cdf4ff06c2b47b7ec935526aeb...
- Thu Oct 19, 2023 6:52 am
- Forum: Permanent Portfolio Funds
- Topic: prpfx
- Replies: 3
- Views: 11309
Re: prpfx
yes , the fund has diverted from its original concept which was not based on BBB. That is the most dangerous segment of the bond market .. with 70% of non govt bonds in it , it is the last rung of investment grade . one slip in rating and every institution, insurance company , fund , that is limited...
- Thu Oct 19, 2023 5:01 am
- Forum: Permanent Portfolio Funds
- Topic: prpfx
- Replies: 3
- Views: 11309
prpfx
looking back over time , i find i had to go back to 2011 to find a time frame that the basic 4x4 beat PRPFX
i would have thought the expenses alone would have made that a rare occurrence but every year i threw in portfolio visualizer after 2011 to present had the 4x4 behind
i would have thought the expenses alone would have made that a rare occurrence but every year i threw in portfolio visualizer after 2011 to present had the 4x4 behind
- Tue Oct 17, 2023 4:54 pm
- Forum: Permanent Portfolio Discussion
- Topic: tax-loss harvesting question
- Replies: 16
- Views: 28868
Re: tax-loss harvesting question
i gave up trying to deal with buying bonds like that at fidelity …it was a waste of time trying to beat the clock and after trade after trade was killed i said forget it
- Mon Oct 16, 2023 4:11 pm
- Forum: Gold
- Topic: I Thought Gold Would Fare Better in 2022-23
- Replies: 63
- Views: 115230
Re: I Thought Gold Would Fare Better in 2022-23
gold is a competitor to the dollar ..at 3.46% the last 10 years it out performed cash instruments