What my best options here? Right now I'm debating between the following options. Often 401k has garbage options with funds having rip off ERs. Usually SP500 funds there have the lowest ER. You can contribute 100% in those (especially if you are young enough) Ask your employer if they can open a bro...

mathjak107 wrote: ↑Mon Aug 19, 2024 12:11 pm i believe they changed their structure when the bitcoin etfs were approved

I has been a while ago now. And I still had GBTC. Then a couple weeks ago I all the sudden found BTC funds on my account.
Too much time between those events, I think.

mathjak107 wrote: ↑Mon Aug 19, 2024 7:57 ami use IBIT

Cool. But it doesn't answer my question :-)

A little bit of crypto on the top of PP and a part of my VP. I only had GBTC on that account (Fidelity). Long before the Grayscale was approved to convert them to ETF. Just recently I logged in to check out the holdings and notices that some BTC appeared in the funds. I have never purchased those. W...

Classic 4x25!? Surely you must have a "variable" portfolio somewhere I found my mistake. I erroneously counted the money added to my PP in 2023 towards the year profits. Oppps! Shades of the Beardstown Ladies investment group! https://en.wikipedia.org/wiki/Beardstown_Ladies ;D ;D ;D

boglerdude wrote: ↑Fri Dec 29, 2023 6:52 pm Classic 4x25!? Surely you must have a "variable" portfolio somewhere

I found my mistake. I erroneously counted the money added to my PP in 2023 towards the year profits. Oppps!

ArthurPooh wrote: ↑Tue Jan 16, 2024 6:27 pm But I would sleep better with my money in US Treasuries.

Of the country with 30+ trillion$ debt?

tarentola wrote: ↑Sat Dec 30, 2023 8:11 am Classic US SPY + 24.81%, TLT -2.54%, GLD +12.69%, SHY +0.98%: average +8.75% in dollars

Not sure how I've got 13.8%. Will take another look.

+13.8% Classic HBPP 4x25 (USA)

Rebalanced this fall when LTTs hit 15%, sold gold, stocks and cash, which were at around 27-28% each. Staying the course.

yankees60 wrote: ↑Sat Dec 23, 2023 8:57 pmCapture.JPG

Would you trust these numbers?
Find the same data from the Russian side and take the averages, then you may get more realistic numbers. :-)

pmbug wrote: ↑Sun Dec 03, 2023 6:30 am How high does it go (by end of year) after breaking through $2,050 resistance?

Need to polish the crystal ball really well to know. :-)

I am curious, for those of you that use ETFs: do you set distributions to automatically reinvest or do you let the cash accumulate and decide what to do later? I like that the automatic reinvestment is making small monthly purchases at currently much lower prices. I do not do automatic reinvestment...

https://money.com/is-it-a-good-time-to-buy-gold/?utm_source=newsletter&utm_medium=email&utm_content=Recurring%20%7C%202023-11-29%20%7C%20Daily%20Money&utm_campaign=daily_money INVESTING GOLD Is It a Good Time to Buy Gold? By: Jordan Chussler Editor: Marcela Otero Costa Published: Nov 20...

I have no idea whether the long term bond beat down is over, but I'm staying the course and I keep buying. I guess this is the way. Anything else is market timing. I have rebalanced a few weeks ago from stocks, gold and cash to LTTs, which became only 15% of the portfolio. So, that time just had co...

Ugly_Bird wrote: ↑Thu Nov 09, 2023 8:19 am And right after the LTTs started going up pretty well. Feels good :-)

Maybe not so good today... Oooops! :-)

I've rebalanced at 15.6% LTTs and the other components at 27-28ish% And right after the LTTs started going up pretty well. Feels good :-) I also discovered that in Fidelity it is possible to sell specific shares. So, I sold IAU with the least gain. And also sold SHY with the highest gain to "lo...

What would be the best replacement for SHY to buy and keep for 30 days to avoid wash sale at Fidelity? Sold some SHY for tax-loss harvesting. Probably just keeping the money in the settlement fund is good enough? I've been using SGOV lately. Thank you for your reply. So, does it make sense to buy t...

What would be the best replacement for SHY to buy and keep for 30 days to avoid wash sale at Fidelity?
Sold some SHY for tax-loss harvesting.
Probably just keeping the money in the settlement fund is good enough?

Matthew19 wrote: ↑Tue Oct 03, 2023 11:09 am I came close during covid. LTT must be getting close for some of us.

My LTTs are 15.8%. I think I'm ready to rebalance.
In Fidelity accounts, what is better for buying LTT funds: TLT ETF or FNBGX index?
I currently already have both.

I had the very great honor of meeting and corresponding with Harry Browne, and I've read "Fail-Safe Investing" multiple times. So I know Harry would chuckle at my feeble attempts to time the market but... at what point should I rebalance my TLT (now dipping below the 15% band) with the la...

Mike59 wrote: ↑Wed Oct 04, 2023 11:30 am And does it ever take courage to buy more when it's a sea of red in the bond market every day?!

This is exactly what should be done in terms of rebalancing. Buy cheap, right?

Matthew19 wrote: ↑Tue Oct 03, 2023 11:09 am I came close during covid. LTT must be getting close for some of us.

The LTTs are 16.4% of my classic 4x25 HBPP

Would have been even closer to 15% if the other componentes didn't have sunk at the same time recently.

Great tip! But, I think it will not work in my case. All my LTTs are in the tax deferred accounts. No loss harvesting for me, I guess... Ugly_Bird Your appearances here are so infrequent (this was your 7th in 2023) .... That kinda jives with the PP concept. Things are slow and boring... Not much to...

Thoughts? At 16.7% of my PP... Getting close to the 15% rebalance band. I hope it doesn't happen this year but will in 2024. Will have to report my 2023 to FAFSA, so I do not want to sell anything from my brokerage accounts :-[ You have no lots of long Treasuries--or LTT ETF/mutual fund shares--you...

Thoughts? At 16.7% of my PP... Getting close to the 15% rebalance band. I hope it doesn't happen this year but will in 2024. Will have to report my 2023 to FAFSA, so I do not want to sell anything from my brokerage accounts :-[ Regarding FAFSA, make sure your ordinary income qualifies you for finan...