Search found 221 matches

by Ugly_Bird
Sun Nov 26, 2023 10:07 am
Forum: Bonds
Topic: TLT cracks $90
Replies: 43
Views: 8721

Re: TLT cracks $90

I have no idea whether the long term bond beat down is over, but I'm staying the course and I keep buying. I guess this is the way. Anything else is market timing. I have rebalanced a few weeks ago from stocks, gold and cash to LTTs, which became only 15% of the portfolio. So, that time just had co...
by Ugly_Bird
Thu Nov 09, 2023 1:38 pm
Forum: Permanent Portfolio Discussion
Topic: Alright who’s hitting rebalancing bands?
Replies: 12
Views: 2319

Re: Alright who’s hitting rebalancing bands?

Ugly_Bird wrote:
Thu Nov 09, 2023 8:19 am
And right after the LTTs started going up pretty well. Feels good :-)
Maybe not so good today... Oooops! :-)
by Ugly_Bird
Thu Nov 09, 2023 8:19 am
Forum: Permanent Portfolio Discussion
Topic: Alright who’s hitting rebalancing bands?
Replies: 12
Views: 2319

Re: Alright who’s hitting rebalancing bands?

I've rebalanced at 15.6% LTTs and the other components at 27-28ish% And right after the LTTs started going up pretty well. Feels good :-) I also discovered that in Fidelity it is possible to sell specific shares. So, I sold IAU with the least gain. And also sold SHY with the highest gain to "lose" a...
by Ugly_Bird
Tue Nov 07, 2023 6:27 am
Forum: Permanent Portfolio Discussion
Topic: tax-loss harvesting question
Replies: 16
Views: 1604

Re: tax-loss harvesting question

What would be the best replacement for SHY to buy and keep for 30 days to avoid wash sale at Fidelity? Sold some SHY for tax-loss harvesting. Probably just keeping the money in the settlement fund is good enough? I've been using SGOV lately. Thank you for your reply. So, does it make sense to buy t...
by Ugly_Bird
Mon Nov 06, 2023 9:30 pm
Forum: Permanent Portfolio Discussion
Topic: tax-loss harvesting question
Replies: 16
Views: 1604

Re: tax-loss harvesting question

What would be the best replacement for SHY to buy and keep for 30 days to avoid wash sale at Fidelity?
Sold some SHY for tax-loss harvesting.
Probably just keeping the money in the settlement fund is good enough?
by Ugly_Bird
Thu Oct 19, 2023 6:38 pm
Forum: Permanent Portfolio Discussion
Topic: Alright who’s hitting rebalancing bands?
Replies: 12
Views: 2319

Re: Alright who’s hitting rebalancing bands?

Matthew19 wrote:
Tue Oct 03, 2023 11:09 am
I came close during covid. LTT must be getting close for some of us.
My LTTs are 15.8%. I think I'm ready to rebalance.
In Fidelity accounts, what is better for buying LTT funds: TLT ETF or FNBGX index?
I currently already have both.
by Ugly_Bird
Wed Oct 18, 2023 8:35 am
Forum: Bonds
Topic: TLT cracks $90
Replies: 43
Views: 8721

Re: TLT cracks $90

I had the very great honor of meeting and corresponding with Harry Browne, and I've read "Fail-Safe Investing" multiple times. So I know Harry would chuckle at my feeble attempts to time the market but... at what point should I rebalance my TLT (now dipping below the 15% band) with the largesse fro...
by Ugly_Bird
Wed Oct 04, 2023 2:38 pm
Forum: Permanent Portfolio Discussion
Topic: Alright who’s hitting rebalancing bands?
Replies: 12
Views: 2319

Re: Alright who’s hitting rebalancing bands?

Mike59 wrote:
Wed Oct 04, 2023 11:30 am
And does it ever take courage to buy more when it's a sea of red in the bond market every day?! :-\
This is exactly what should be done in terms of rebalancing. Buy cheap, right? ;D
by Ugly_Bird
Tue Oct 03, 2023 6:44 pm
Forum: Permanent Portfolio Discussion
Topic: Alright who’s hitting rebalancing bands?
Replies: 12
Views: 2319

Re: Alright who’s hitting rebalancing bands?

Matthew19 wrote:
Tue Oct 03, 2023 11:09 am
I came close during covid. LTT must be getting close for some of us.
The LTTs are 16.4% of my classic 4x25 HBPP

Would have been even closer to 15% if the other componentes didn't have sunk at the same time recently.
by Ugly_Bird
Tue Oct 03, 2023 10:13 am
Forum: Bonds
Topic: TLT cracks $90
Replies: 43
Views: 8721

Re: TLT cracks $90

Great tip! But, I think it will not work in my case. All my LTTs are in the tax deferred accounts. No loss harvesting for me, I guess... Ugly_Bird Your appearances here are so infrequent (this was your 7th in 2023) .... That kinda jives with the PP concept. Things are slow and boring... Not much to...
by Ugly_Bird
Tue Oct 03, 2023 7:40 am
Forum: Bonds
Topic: TLT cracks $90
Replies: 43
Views: 8721

Re: TLT cracks $90

Thoughts? At 16.7% of my PP... Getting close to the 15% rebalance band. I hope it doesn't happen this year but will in 2024. Will have to report my 2023 to FAFSA, so I do not want to sell anything from my brokerage accounts :-[ You have no lots of long Treasuries--or LTT ETF/mutual fund shares--you...
by Ugly_Bird
Wed Sep 27, 2023 6:50 am
Forum: Bonds
Topic: TLT cracks $90
Replies: 43
Views: 8721

Re: TLT cracks $90

Thoughts? At 16.7% of my PP... Getting close to the 15% rebalance band. I hope it doesn't happen this year but will in 2024. Will have to report my 2023 to FAFSA, so I do not want to sell anything from my brokerage accounts :-[ Regarding FAFSA, make sure your ordinary income qualifies you for finan...
by Ugly_Bird
Tue Sep 26, 2023 2:22 pm
Forum: Bonds
Topic: TLT cracks $90
Replies: 43
Views: 8721

Re: TLT cracks $90

amdda01 wrote:
Mon Sep 25, 2023 9:03 am
Thoughts?
At 16.7% of my PP... Getting close to the 15% rebalance band. I hope it doesn't happen this year but will in 2024.
Will have to report my 2023 to FAFSA, so I do not want to sell anything from my brokerage accounts :-[
by Ugly_Bird
Fri Apr 28, 2023 7:12 pm
Forum: Permanent Portfolio Discussion
Topic: This is the best time in 45 years to invest in the Permanent Portfolio
Replies: 21
Views: 7288

Re: This is the best time in 45 years to invest in the Permanent Portfolio

@xmj - any reference material you have on monthly rebalancing would be appreciated, because I’ve heard several different approaches to rebalancing including never rebalancing. From this forum a while ago... https://www.gyroscopicinvesting.com/forum/viewtopic.php?f=1&t=1601&p=19157&hilit=rebalancing...
by Ugly_Bird
Thu Jan 19, 2023 2:24 pm
Forum: Gold
Topic: The GOLD scream room
Replies: 3663
Views: 1334539

Re: The GOLD scream room

dualstow wrote:
Thu Jan 19, 2023 2:11 pm
If gold keeps going up, I’m going to retire and spend my leisure time reading other forums on why gold is a barbarous relic and a poor choice for a portfolio.
::)
by Ugly_Bird
Fri Jan 13, 2023 9:12 am
Forum: Gold
Topic: The GOLD scream room
Replies: 3663
Views: 1334539

Re: The GOLD scream room

seajay wrote:
Fri Jan 13, 2023 2:40 am
Smith1776 wrote:
Thu Jan 12, 2023 2:52 pm
That explosive gold discussion on the Knuckleheads forum finally got shut down.
Looks like it was only temporarily locked to clear out some posts.
Would you share the link? Thanks!
by Ugly_Bird
Wed Jan 04, 2023 8:27 am
Forum: Permanent Portfolio Discussion
Topic: 2022 Returns
Replies: 44
Views: 6225

Re: 2022 Returns

Matthew19 wrote:
Tue Jan 03, 2023 10:24 am
I haven’t looked, but did anyone hit any rebalance bands?
I was close for LTTs. 16.7% But now they are going up.
Might be missing out or maybe not if Feds increase the rates again this year.
Would be nice to be able to time this but... We do not do market timing, don't we? :-)
by Ugly_Bird
Sat Dec 31, 2022 7:31 pm
Forum: Permanent Portfolio Discussion
Topic: 2022 Returns
Replies: 44
Views: 6225

Re: 2022 Returns

stpeter wrote:
Fri Dec 30, 2022 5:17 pm
It's a wrap! What kind of results did y'all see in your portfolios for 2022?
My US based classic 4x25 HBPP is -12.7% YTD
by Ugly_Bird
Thu Dec 01, 2022 10:35 am
Forum: Permanent Portfolio Discussion
Topic: Help a newbie to trust the PP
Replies: 56
Views: 5692

Re: Help a newbie to trust the PP

Hello, I have increased my assets through company sales and real estate sales this year. After some consideration, I have now built a European Permanent Portfolio last month. I live in Germany. The portfolio consists of: - Developed Europe Stock ETF - German Gov Bond (2050) - German Gov Bond (2023)...
by Ugly_Bird
Thu Dec 01, 2022 8:44 am
Forum: Permanent Portfolio Discussion
Topic: Help a newbie to trust the PP
Replies: 56
Views: 5692

Re: Help a newbie to trust the PP

Hello, I have increased my assets through company sales and real estate sales this year. After some consideration, I have now built a European Permanent Portfolio last month. I live in Germany. The portfolio consists of: - Developed Europe Stock ETF - German Gov Bond (2050) - German Gov Bond (2023)...
by Ugly_Bird
Tue Nov 08, 2022 2:16 pm
Forum: Gold
Topic: The GOLD scream room
Replies: 3663
Views: 1334539

Re: The GOLD scream room

Wow, when did gold creep up into the 1700s On the downside...bonds, stocks and gold are all moving in lock step. As of late we are getting zilch diversification. Had to bring in some shade on the little ray of light I introduced. :-) Bonds still should go down if the feds keep bumping up the rates....
by Ugly_Bird
Fri Nov 04, 2022 5:09 pm
Forum: Gold
Topic: The GOLD scream room
Replies: 3663
Views: 1334539

Re: The GOLD scream room

Kbg wrote:
Fri Nov 04, 2022 10:32 am
How many times do we get to say gold is up nicely today!?

There, it was said. :D
I hope it is finally time to shine :-)
by Ugly_Bird
Sat Oct 22, 2022 6:28 pm
Forum: Permanent Portfolio Discussion
Topic: Non-ESG ETFs
Replies: 53
Views: 7211

Re: Non-ESG ETFs

dopplerdave wrote:
Thu Oct 20, 2022 11:03 am
I have been using VTI, TLT, SHY and IAU for my PP but do not want to support the wokeness of Blackrock and Vanguard. Are there altenative ETFs that are not into the ESG movement?
What is this about? Is there some new bogus affecting our PP investments?
Could someone explain please?
by Ugly_Bird
Fri Oct 07, 2022 12:52 pm
Forum: Bonds
Topic: When is it time to load up on bonds.
Replies: 40
Views: 9117

Re: When is it time to load up on bonds.

My grandparents were of the depression generation. They never had really high paying jobs nor did they ever invest a penny into the stock market or real estate etc. However, they did retire with a pretty good nestegg thanks to thrifty savings and also the fact that they saved most of their money in...
by Ugly_Bird
Tue May 10, 2022 9:43 am
Forum: Permanent Portfolio Discussion
Topic: Absolutely brutal - 5/5
Replies: 291
Views: 40239

Re: Absolutely brutal - 5/5

I just accidentally discovered that 48oz of gold = 88,888.88 USD. 60oz is 111,11 As mathematicians say - we are in the same basket of equivalence - I am also counting hours/days to return back home from Germany, not much to do here anymore ... ;D By the way - with regards to inflation - yesterday a...