Yes, there are always tradeoffs. Plus, I'm not smart enough to understand all the tax implications. :) However, from the perspective of sleeping well at night (a big draw of PP/GB for me), I don't want to get all stressed out about that last 1-2% with the wider bands. YMMV. I found it! :-) It's tes...

Gold crossed into the "may rebalance" zone for my portfolio on Monday, which I define as within 2% of the "must rebalance" threshold. So I took advantage of that with a partial rebalance. Gold may eventually keep climbing, but it feels good to have taken a little off the table o...

dockinGA wrote: ↑Tue Oct 21, 2025 2:49 pm just stick with the plan.

I look at this at a different angle: I'm not smart enough and do not have time to not to stick with the plan. So, I stick with the plan and staying the course.

ochotona wrote: ↑Tue Oct 21, 2025 10:22 am Ouch day today. About a week ago I sold all of my miners because the ratio GDX:GLX's RSI had just blown up to way overbought. A few weeks ago, I sold 1/3 of my gold, and it's sitting in SGOV. I'm not sure I'll buy miners again.

I'm so glad I have rebalanced! :-)

Interesting that as some investors panic, gold is going up while bitcoin is going down. That doesn’t mean bitcoin won’t “win” eventually of course, but you can see that people still trust gold. I hate when people call Bitcoin "digital gold". It came from one time when Bitcoin was climbing...

I have rebalanced my 4x25HBPP from 35% Gold today. Yeeeeah! :-) Crazy, innit? Especially with SP500 being up ~14%, cash around 4%, TLT up 7% When did you last rebalance / what were you at at the beginning of the year? Sorry, cannot answer these right now. Maybe later. Did you rebalance to 25% or so...

I have rebalanced my 4x25HBPP from 35% Gold today. Yeeeeah! :-)

Something tells me you’re going to get your chance, Bird. (But now that I’ve said that, if you wait for the bands and gold suddenly drops precipitously, please do not decapitate me O0 ) I'm thinking of doing it before hitting the bands and maybe do the second catchup rebalance later if the price ke...

dualstow wrote: ↑Tue Sep 30, 2025 2:14 pm3850

32.6% of my 4x25 HBPP
Getting close! :-)
Though, super itchy to rebalance right now. :-)

dualstow wrote: ↑Thu Sep 04, 2025 7:24 am I saw them taking about gold vs yen on NHK.
Haven’t bought any for a while, but it’s getting close to rebalancing bands.

Need it to go up approx. 10% more. Or other components to drop, or both.

If you want to rebalance gold, wait until the gold price dips below its own 200 day moving average. Don't check more than once a month. Check at the end of the month, the last trading day. You won't get the peak, you never can, but loss of 200 day MA could indicate a broken uptrend. I roughly know ...

mathjak107 wrote: ↑Wed Aug 13, 2025 10:47 am i think it’s a good idea , with those huge rate hikes behinds us i think the pp has a lot less risk

It is just feels itchy that the opportunity to rebalance from peaking gold could have been missed.
Or maybe not... :-)

mathjak107 wrote: ↑Mon Aug 11, 2025 3:28 am down 77 an ounce this morning on the russian talks

I guess it is better to sit tight, stay the course and keep using PP for protecting myself from myself. :-)

The gold portion of my 4xHBPP is still hanging around 30%. Just thinking if I should rebalance now and not wait for it to approach my rebalance band at 35%. Do not want to time the market but do not want to miss the opportunity either. The Fed's say that they anticipate 3 rate cuts by the end of the...

Ugly_Bird wrote: ↑Tue Mar 18, 2025 3:55 pm

sophie wrote: ↑Sun Mar 16, 2025 6:37 pm Sitting tight.

Just was thinking.
The Gold portion of my 4x25 HBPP is close to 30%.
In order to reach 35% bracket it should get to $3500.
Is it even realistic?

Getting close. This could be the second time I would rebalance from gold since I started 4x25 HBPP.

Sitting tight. Just was thinking. The Gold portion of my 4x25 HBPP is close to 30%. In order to reach 35% bracket it should get to $3500. Is it even realistic? Every once in a while, gold goes straight up. So yes, I think it's realistic. If the price growing rate continues its current pace, Au shou...

dualstow wrote: ↑Wed Mar 19, 2025 10:33 am I’m sure there’s some internet law that as soon as a significant number is hit, pundits have to start talking about the next milestone. But couldn’t the next stop be 2500?

We know that markets are unpredictable... This is why we do not time them. Right?

I think $3500 is realistic. Maybe... there is another factor. Despite crypto is no longer "digital gold" (it sorta was when many thought that it was pulling money out of investment in gold in the previous halving cycle ;) ), there is a good chance BTC will jump to 160-180-200 $k sometime ...

yankees60 wrote: ↑Tue Mar 18, 2025 5:29 pm Starting this book and the following are on the next two pages.

"Past performance does not guarantee future results"

sophie wrote: ↑Sun Mar 16, 2025 6:37 pm Sitting tight.

Just was thinking.
The Gold portion of my 4x25 HBPP is close to 30%.
In order to reach 35% bracket it should get to $3500.
Is it even realistic?

sophie wrote: ↑Sun Mar 16, 2025 6:37 pm Thanks! I do check in now and then but I haven't posted in a while....

Anyway, no rebalancing yet. Sitting tight. Wondering what everyone else is doing?

Au is at 29% of my HB PP... Sitting.

Yes, but you also wouldn't be making any money. Why? If I sell, say SHY at loss, as I did last year and immediately bought SGOV to hold to for a month to avoid wash sale. Then, sold that and bought SHY back. But is that making money? Of course, tax loss harvesting (TLH) can be beneficial if you hav...

Xan wrote: ↑Thu Feb 27, 2025 8:08 am Yes, but you also wouldn't be making any money.

Why? If I sell, say SHY at loss, as I did last year and immediately bought SGOV to hold to for a month to avoid wash sale. Then, sold that and bought SHY back.

Hello everyone! 👋 I’ve been wondering, is it possible to eliminate capital gains tax in the long term by consistently closing positions with gains and offsetting them with positions at a loss, in equal amounts, every year within a portfolio (PP)? If the gains and losses balance out, can this strate...

dualstow wrote: ↑Mon Jan 27, 2025 6:48 am Going to be an interesting morning for U.S. tech stocks.

Make gold great again! :-)