mathjak107 wrote: ↑Wed Aug 13, 2025 10:47 am i think it’s a good idea , with those huge rate hikes behinds us i think the pp has a lot less risk

It is just feels itchy that the opportunity to rebalance from peaking gold could have been missed.
Or maybe not... :-)

mathjak107 wrote: ↑Mon Aug 11, 2025 3:28 am down 77 an ounce this morning on the russian talks

I guess it is better to sit tight, stay the course and keep using PP for protecting myself from myself. :-)

The gold portion of my 4xHBPP is still hanging around 30%. Just thinking if I should rebalance now and not wait for it to approach my rebalance band at 35%. Do not want to time the market but do not want to miss the opportunity either. The Fed's say that they anticipate 3 rate cuts by the end of the...

Ugly_Bird wrote: ↑Tue Mar 18, 2025 3:55 pm

sophie wrote: ↑Sun Mar 16, 2025 6:37 pm Sitting tight.

Just was thinking.
The Gold portion of my 4x25 HBPP is close to 30%.
In order to reach 35% bracket it should get to $3500.
Is it even realistic?

Getting close. This could be the second time I would rebalance from gold since I started 4x25 HBPP.

Sitting tight. Just was thinking. The Gold portion of my 4x25 HBPP is close to 30%. In order to reach 35% bracket it should get to $3500. Is it even realistic? Every once in a while, gold goes straight up. So yes, I think it's realistic. If the price growing rate continues its current pace, Au shou...

dualstow wrote: ↑Wed Mar 19, 2025 10:33 am I’m sure there’s some internet law that as soon as a significant number is hit, pundits have to start talking about the next milestone. But couldn’t the next stop be 2500?

We know that markets are unpredictable... This is why we do not time them. Right?

I think $3500 is realistic. Maybe... there is another factor. Despite crypto is no longer "digital gold" (it sorta was when many thought that it was pulling money out of investment in gold in the previous halving cycle ;) ), there is a good chance BTC will jump to 160-180-200 $k sometime ...

yankees60 wrote: ↑Tue Mar 18, 2025 5:29 pm Starting this book and the following are on the next two pages.

"Past performance does not guarantee future results"

sophie wrote: ↑Sun Mar 16, 2025 6:37 pm Sitting tight.

Just was thinking.
The Gold portion of my 4x25 HBPP is close to 30%.
In order to reach 35% bracket it should get to $3500.
Is it even realistic?

sophie wrote: ↑Sun Mar 16, 2025 6:37 pm Thanks! I do check in now and then but I haven't posted in a while....

Anyway, no rebalancing yet. Sitting tight. Wondering what everyone else is doing?

Au is at 29% of my HB PP... Sitting.

Yes, but you also wouldn't be making any money. Why? If I sell, say SHY at loss, as I did last year and immediately bought SGOV to hold to for a month to avoid wash sale. Then, sold that and bought SHY back. But is that making money? Of course, tax loss harvesting (TLH) can be beneficial if you hav...

Xan wrote: ↑Thu Feb 27, 2025 8:08 am Yes, but you also wouldn't be making any money.

Why? If I sell, say SHY at loss, as I did last year and immediately bought SGOV to hold to for a month to avoid wash sale. Then, sold that and bought SHY back.

Hello everyone! 👋 I’ve been wondering, is it possible to eliminate capital gains tax in the long term by consistently closing positions with gains and offsetting them with positions at a loss, in equal amounts, every year within a portfolio (PP)? If the gains and losses balance out, can this strate...

dualstow wrote: ↑Mon Jan 27, 2025 6:48 am Going to be an interesting morning for U.S. tech stocks.

Make gold great again! :-)

Somewhat about 12.5%
Not sure what CAGR would be.

ochotona wrote: ↑Thu Nov 21, 2024 9:11 am The US Treasury might start buying Bitcoin.

At the peak price in this cycle :-)))))

What my best options here? Right now I'm debating between the following options. Often 401k has garbage options with funds having rip off ERs. Usually SP500 funds there have the lowest ER. You can contribute 100% in those (especially if you are young enough) Ask your employer if they can open a bro...

mathjak107 wrote: ↑Mon Aug 19, 2024 12:11 pm i believe they changed their structure when the bitcoin etfs were approved

I has been a while ago now. And I still had GBTC. Then a couple weeks ago I all the sudden found BTC funds on my account.
Too much time between those events, I think.

mathjak107 wrote: ↑Mon Aug 19, 2024 7:57 ami use IBIT

Cool. But it doesn't answer my question :-)

A little bit of crypto on the top of PP and a part of my VP. I only had GBTC on that account (Fidelity). Long before the Grayscale was approved to convert them to ETF. Just recently I logged in to check out the holdings and notices that some BTC appeared in the funds. I have never purchased those. W...

Classic 4x25!? Surely you must have a "variable" portfolio somewhere I found my mistake. I erroneously counted the money added to my PP in 2023 towards the year profits. Oppps! Shades of the Beardstown Ladies investment group! https://en.wikipedia.org/wiki/Beardstown_Ladies ;D ;D ;D

boglerdude wrote: ↑Fri Dec 29, 2023 6:52 pm Classic 4x25!? Surely you must have a "variable" portfolio somewhere

I found my mistake. I erroneously counted the money added to my PP in 2023 towards the year profits. Oppps!

ArthurPooh wrote: ↑Tue Jan 16, 2024 6:27 pm But I would sleep better with my money in US Treasuries.

Of the country with 30+ trillion$ debt?

tarentola wrote: ↑Sat Dec 30, 2023 8:11 am Classic US SPY + 24.81%, TLT -2.54%, GLD +12.69%, SHY +0.98%: average +8.75% in dollars

Not sure how I've got 13.8%. Will take another look.

+13.8% Classic HBPP 4x25 (USA)

Rebalanced this fall when LTTs hit 15%, sold gold, stocks and cash, which were at around 27-28% each. Staying the course.