Search found 36 matches

by coinstar
Mon Jul 13, 2015 12:55 am
Forum: Gold
Topic: CEF a steal at 9% discount
Replies: 3
Views: 2964

CEF a steal at 9% discount

The closed end fund CEF looks like a steal at 9% discount to NAV. I bought some on Friday for my VP since I think gold and silver are both underpriced. Especially given the 9% discount, it seems incredible. I've been considering buying some physical silver (for fun and a little VP play) and been wat...
by coinstar
Mon Jul 13, 2015 12:46 am
Forum: Other Discussions
Topic: NY Fed: Federal aid drives escalating college costs
Replies: 10
Views: 3749

Re: NY Fed: Federal aid drives escalating college costs

Anyone else find it FUNNY that the FED of all people did this study?? Wonder if they are concerned with how much money exists relative to underlying capital goods/services and knows we are DUE for hyperinflation if things don't settle down?
by coinstar
Mon Jul 13, 2015 12:44 am
Forum: Other Discussions
Topic: Early Retirement and Healthcare in the US? Medicaid? Obamacare? Other?
Replies: 73
Views: 19647

Early Retirement and Healthcare in the US? Medicaid? Obamacare? Other?

Several on here are followers of Early Retirement philosophy. I would like to retire in my early 40s and one of the big unknowns is healthcare. What I recently discovered is the Medicaid expansion that most republican governors failed to accept, that the democrats complained about really just remove...
by coinstar
Mon Jul 13, 2015 12:33 am
Forum: Permanent Portfolio Discussion
Topic: Most Secure Way to Reasonable Hold PP Assets??
Replies: 24
Views: 12800

Most Secure Way to Reasonable Hold PP Assets??

Heres a topic I haven't seen much discussed on in one cohesive thread. Assuming we decide the PP is perfect as-is, without tweaking allocations or juicing returns with different product mixes, how does it make the most sense to hold each asset in the most secure way possible with the lowest cost. In...
by coinstar
Thu Jul 09, 2015 9:33 am
Forum: Permanent Portfolio Discussion
Topic: Was Harry Brown Wrong? Market Manipulation More Possible in 2015? Gold/Stocks?
Replies: 49
Views: 20342

Was Harry Brown Wrong? Market Manipulation More Possible in 2015? Gold/Stocks?

I have finally caught up and listened to ALL of Mr Brown's podcast library on his investing series and he talked several times about the markets, specifically gold, being not possible to manipulate. In one particular story he mentioned working with a broker on the London exchange who claims they set...
by coinstar
Thu Apr 16, 2015 1:08 am
Forum: Gold
Topic: Please explain why anyone wants GTU if no redemption option??
Replies: 5
Views: 3479

Please explain why anyone wants GTU if no redemption option??

I have been reading with great interest about GTU on these forums and I just don't get why it trades at such a discount (30% below NAV in 2009!!) and 8% below NAV today. I read about the proxy fight to establish rules to allow redemption. Which leads me to believe no redemption is possible. So basic...
by coinstar
Thu Apr 16, 2015 12:22 am
Forum: Gold
Topic: Shareholder activists are trying to unlock the NAV discount on GTU
Replies: 53
Views: 31476

Re: Shareholder activists are trying to unlock the NAV discount on GTU

Thanks for the links Rickb.. Gotta say I still agree with Day.  The current boards fees seem reasonable.    I'd be happy to replace a few perhaps but replace all of them?  All they have to do is maintain the trust, not build a rocket to the moon. Polar just seems really slimy, pretending to have my...
by coinstar
Tue Mar 24, 2015 2:01 am
Forum: Other Discussions
Topic: Traveling with gold coins
Replies: 10
Views: 4991

Re: Traveling with gold coins

Are there any laws or regulations against carrying $7000 worth of gold coins in a carry-on bag on a domestic USA flight?  Would a person be wise to ask for a private TSA screening, or what?  Not me, but someone I know. This is pretty ridiculous. How is TSA going to know that you're going through wi...
by coinstar
Fri Mar 13, 2015 10:18 am
Forum: Other Discussions
Topic: The G word
Replies: 81
Views: 28093

Re: The G word

I support reasonable common sense restrictions on how doctors practice medicine. LOOK at how many deaths happen each year caused directly by doctors!
by coinstar
Wed Mar 11, 2015 8:05 pm
Forum: Other Discussions
Topic: The G word
Replies: 81
Views: 28093

Re: The G word

For anyone who disagrees with my above post, look to New Jersey in recent years for "common sense" government intervention in gun owners lives when a teen posts a picture holding a hunting rifle on Facebook and gets multiple visits from the state department of children and families demandi...
by coinstar
Wed Mar 11, 2015 8:01 pm
Forum: Other Discussions
Topic: The G word
Replies: 81
Views: 28093

Re: The G word

I wonder how the liberals would feel is docs who were "islamaphobic" were asking their patients: -So what religion are you in? -Islam, eh? Have you thought about putting on a suicide vest and blowing up Christians in the name of Allah? -Oh well, don't be offended but Islam is the only reli...
by coinstar
Wed Mar 11, 2015 7:19 pm
Forum: Permanent Portfolio Discussion
Topic: Evaluating the Tax Deferral and Tax Bracket Benefits of Tax Loss Harvesting
Replies: 3
Views: 2773

Re: Evaluating the Tax Deferral and Tax Bracket Benefits of Tax Loss Harvesting

I know about the $3000 carry forward losses and writing against job income and that's why I care so much about Tax Lost Harvesting! It's worth $1000 in tax savings a year against my employment income! Suppose I put that $1000 of saved taxes back into the PP for 30 years. What's the present value of ...
by coinstar
Tue Mar 10, 2015 1:57 am
Forum: Other Discussions
Topic: 0% Inflation? HAH!
Replies: 10
Views: 3395

0% Inflation? HAH!

Don't understand how the government is saying we have 0% inflation. The CPI books are cooked. My rent has gone up every year. Property taxes keep going up. Food is up. Gas was down but is basically back up to where it was before it went down. Healthcare is WAYYY up (it doubled for me due to Obamacar...
by coinstar
Sun Feb 22, 2015 4:55 pm
Forum: Permanent Portfolio Discussion
Topic: TAX-LOST HARVESTING: Worth it for the PP??
Replies: 23
Views: 12183

TAX-LOST HARVESTING: Worth it for the PP??

On Bogleheads I read about TAX-LOST HARVESTING where you have your investments in a taxable account (say a SP500 mutual fund) and if the fund loses money, you SELL it, and immediately buy a different SP500 fund. The IRS says this is NOT a wash sale and you get an immediate tax write off. With the PP...
by coinstar
Tue Jan 27, 2015 12:51 am
Forum: Variable Portfolio Discussion
Topic: Permanent Life Insurance
Replies: 11
Views: 8098

Re: Permanent Life Insurance

Thanks for the post, Moda! Question regarding ANY of these plans: Suppose your single, no children, no dependants, and don't expect to ever have any. I know things in life change but for purposes of this question let us assume there's a 0% chance of ever really needing a death payment to benefit som...
by coinstar
Mon Jan 26, 2015 10:52 am
Forum: Permanent Portfolio Discussion
Topic: How Would The PP Perform In A Global Depression?
Replies: 24
Views: 13078

Re: How Would The PP Perform In A Global Depression?

Not sure I understand.  Are you asking how would the PP perform in a scenario in which all four of its asset classes crash?  Poorly, I surmise.  ??? I can't see it happening all at the same time though.  Where would capital go?  Moon rocks?  Bitcoins?  Adult diapers? Maybe we ought to study Iceland...
by coinstar
Sun Jan 25, 2015 10:26 pm
Forum: Other Discussions
Topic: Home Defense Gun 2.0
Replies: 21
Views: 10787

Re: Home Defense Gun 2.0

Few misc points for you Moda: -If you don't hunt now, you won't be hunting if TSHTF. The equivalent would be someone saying "I've never taken any medical classes or anatomy/physiology, but if TSHTF, I have a first aid kit and I will become a doctor because people will need doctors." It won...
by coinstar
Wed Jan 21, 2015 10:54 am
Forum: Permanent Portfolio Discussion
Topic: Mutual funds versus ETFS??
Replies: 6
Views: 4932

Mutual funds versus ETFS??

Is there a difference at all in safety between mutual funds and ETFS? My thoughts are as follows below: Mutual funds that are open end, always trade exactly at NAV, at the end of the closing day so your buying them for the correct price exactly. ETFS trade at premiums or discounts throughout the day...
by coinstar
Wed Jan 21, 2015 10:22 am
Forum: Permanent Portfolio Discussion
Topic: Transfer some assets to another broker ( 3 days make difference in the return?)
Replies: 6
Views: 4287

Re: Transfer some assets to another broker ( 3 days make difference in the return?)

Here's what I would do and have done in similar situations where doing a 401k rollover required me to liquidate: Perform the rollover/movement such that you don't move more than 25% of your portfolio at a time, if possible, and wherever you normally keep your cash, temporarily buy whatever asset you...
by coinstar
Wed Jan 21, 2015 10:15 am
Forum: Gold
Topic: Does the momentum behind GLD make it the best/safest ETF??
Replies: 7
Views: 4698

Re: Does the momentum behind GLD make it the best/safest ETF??

I forgot to add that people say GLD is bad because it's taxed as a collectible rather than long term capital gains. However, for a PP investor, this shouldn't matter because the only people investing in GLD in the PP are people like me who don't have enough taxable assets to buy gold coins and we're...
by coinstar
Wed Jan 21, 2015 10:11 am
Forum: Gold
Topic: Does the momentum behind GLD make it the best/safest ETF??
Replies: 7
Views: 4698

Does the momentum behind GLD make it the best/safest ETF??

When reading the internet and researching the options for paper gold, GLD is frequently discouraged because the prospectus terminology is vague and implies the gold may be fake. I find it kind of ridiculous that an ETF with so many investors and so much money and momentum could have fake gold in the...
by coinstar
Wed Jan 21, 2015 1:46 am
Forum: Gold
Topic: Precious Metal Self-Directed IRA
Replies: 6
Views: 3523

Re: Precious Metal Self-Directed IRA

This isn't directly answering your question, but are you sure that it is a good idea to put almost everything in tax-deferred accounts? Have you done any forecasting to see where this will leave you tax-wise when you start to withdraw from those accounts? I've run the numbers and it's a huge benefi...
by coinstar
Tue Jan 20, 2015 9:30 pm
Forum: Permanent Portfolio Discussion
Topic: Is a 4% monthly gain likely to be followed by a monthly loss?
Replies: 9
Views: 5210

Re: Is a 4% monthly gain likely to be followed by a monthly loss?

Yes, this is why on February first, I am liquidating all of my PP holdings and for the month of February, will replace them with shorts of each asset. For example, an ETF that shorts Gold, an ETF that shorts bonds, an ETF that shorts stocks, and instead of cash, I'll buy Euros. Then in March, after ...
by coinstar
Mon Jan 19, 2015 7:51 pm
Forum: Cash
Topic: I-Bond ladder for cash component?
Replies: 2
Views: 3552

I-Bond ladder for cash component?

I'm thinking of setting up an I-Bond ladder, modeled after CD ladders. I haven't heard this discussed anywhere else, but I'm sure someone else thought of it. The concept is that I buy $2500 of an I-Bond every 3 months. January, April, July, October. That's $10k per year which is the annual contribut...
by coinstar
Mon Jan 19, 2015 6:54 pm
Forum: Permanent Portfolio Discussion
Topic: Hi yield Bills/Bonds at discount due to tax costs??
Replies: 0
Views: 1704

Hi yield Bills/Bonds at discount due to tax costs??

With tax-exempt bonds, the interest rate is pushed down by the market because hi-net worth individuals are buying them, and those people are in the 39% tax bracket. In other words, for someone in the 39% tax bracket, a 1% taxable dividend = about the same as a 0.61% tax-free dividend because the 1% ...