Hi, Sorry it's taken so long to respond. Life has been... crazy. So, I just want to get everyone's opinions on what I've decided to do about my 401k issue. I have gone back and fourth with different ideas, and have spent dozens of hours investigating different strategies and options. Here are the fa...

Sophie, Every single Vanguard fund in my program has a $50 Schwab transaction fee. It's on Schwab's end only.  I have multiple target funds available with no load, no transaction fee.  One of them is Schwab's own target fund SWERX, target 2040.  Let me know what you think about that one.  Would love...

I agree but all Vanguard funds through my program have a $50 transaction fee. Sux.

Joining this forum was a great decision. You guys are so smart and full of great insight. Fistey also, in a good way. One final question to ask. I've researched many funds thus far, and I came across AONIX. Its been unbelievably stable, and in 2008 it barely hickupped. Given its stable but very mode...

Merry Christmas to you as well!  So.... there are a few stock market index funds to choose from.  Looks like a good choice would be SWTSX, since it's also a Schwab fund.  Here's my question.  So I'm comparing the charts of SWTSX with SWLBX.  If owning bonds is supposed to be a hedge against stock lo...

Here are all the US Govt bond index funds available. Will post the stock index funds tomorrow. BCVAX BlackRock CoRI 2015 Fund Investor A BCWAX BlackRock CoRI 2017 Fund Investor A BCXAX BlackRock CoRI 2019 Fund Investor A BCYAX BlackRock CoRI 2021 Fund Investor A BCZAX BlackRock CoRI 2023 Fund Invest...

All of the Vanguard funds in my program have a $50 transaction fee. There are approx 400 no load, no fee funds available but I'm just not knowledgeable enough to choose the right ones. For instance, there are taxable and non taxable bond funds. I really don't know the difference. PP appealed to me b...

For Sophie and anyone else who enjoys this stuff... As requested, here is a complete list of all the funds available to me in my program. So far all of the stock & bond index funds I've looked at have that nasty transaction fee. I already have a large holding of physical gold bullion so I'm thin...

Wow, thanks for putting that in perspective.

I've been reading for a few years about a "bond bubble". Do you feel that this is the case with bonds? If it is, what is truly safe? I believe stocks are due for a major correction, and our currency is at risk of collapse due to abuse by our govt and the Fed. In my tiny brain that leaves o...

All, Thank you all for the replies and great advice. It's alot to digest so I'll get right on it! Really relieved to hear that this is a common problem. I took a bath in 2008 and I'm just nervous about losing my butt again. I want the most conservative portfolio available (aside from the PP) so I'll...

Hello Everyone, I'm a new member and relatively new to the PP strategy.  I've read both books on the PP, and have implemented the basic strategy through my brokerage account (TLT,SHV,VTI,GLD).  That's the easy part.  My 401k however is giving me fits.  Here are my issues: 1) None of the treasury mon...