Snapshot for July 2015. I added the PF + Emergency cash to the cash component of the PP so it caused an imbalance. And it's going to be a bit tedious to update the values for the cash now.

MachineGhost wrote: Deep Cash.

OK. Thanks.

In India, we have something called as Employee Provident Fund. As a rule, the company has to contribute a certain amount to this fund (10% of basic component) and a part is taken from the employee's salary (12%). This then fetches an interest of 8.5% (could vary every year) and can be taken out afte...

Update for June 2015.

Thanks. I guess Harry Browne and Craig would be of the opinion that PP should work in any progressive economy. Financially wise people in India seem to back the stock/bond asset allocation. And that is with actively managed mutual funds because they have been beating the index for a few years and ar...

Actually I meant his views on the original analysis by Pattu  :) I am living temporarily in Norway and will be returning back to India. So it makes sense to me to invest in India. Yes, India is poised for tremendous growth in the coming years. Also I think it's a lot expensive for us Indians to hav...

Actually I meant his views on the original analysis by Pattu  :) I am living temporarily in Norway and will be returning back to India. So it makes sense to me to invest in India. Yes, India is poised for tremendous growth in the coming years. Also I think it's a lot expensive for us Indians to have...

Looks like Craig had already mentioned about this,

https://web.archive.org/web/20160324133 ... -in-india/

It would be interesting to know his views on this analysis.

Thanks for the analysis. I am poor in my understanding about this. But I still don't see why gold would not play the same role in the Indian context. Considering we are a major importer of gold, it makes even more sense that when high inflation hits the rupee, gold will get even more expensive and a...

I found this article on the analysis of how the PP would have performed in India. http://freefincal.com/the-permanent-portfolio-a-fascinating-low-volatility-option-for-the-long-term-indian-investor/ What do you guys think about the analysis? It seems to suggest that using the 60/40 equity/debt alloc...

krod, Thanks for sharing that. I haven't been to India so there are a lot of things I don't know. Are taxes generally low then? And have you tracked down any others in/from India who are following the PP strategy? Any drawbacks to implementing it there so far? Keep up the great job on the savings! ...

krod, Are you rebalancing monthly as the near perfect symmetry of your PP seems to indicate? If so, are you holding your PP in a single tax-deferred account? Really appreciate these updates as figuring out if the PP works in any major economy is one of the most interesting angles from my point of v...

May 2015

Snapshot for April 2015.

MachineGhost wrote: That's quite a reversal in gold there!

Yes, maybe this is the reason:
http://www.moneycontrol.com/news/commod ... 32417.html

Snapshot for March 2015

Here is the snapshot of the Indian PP for February 2015

Hi krod16, Since your original post, have you come across other Rupee-based instruments to help you implement the PP? Or alternatively, after a few months of experience do you believe that the instruments that you listed in the original post (copied below), remain the best ones for the job? Thanks ...

You've set up a very nice investing plan!  Looks good this first two months, return-wise, but don't get caught up in the surges!  Slow and steady... Since you're out of the country anyway, now would be a good time to try to set up something outside of India -- a Norwegian bank account or gold stora...

MachineGhost wrote:

krod16 wrote: Portfolio update for 15-01-2015.

Nice!  What was the inflation rate?

Here is the list of inflation for the past few years.
http://www.inflation.eu/inflation-rates ... india.aspx

Portfolio update for 15-01-2015.

Are your numbers correct? Are the decimal points in the wrong place? Reub, You are asking about the numbers in krod16's returns chart, correct? It seems like to get the "total return", the monthly gains or losses are just multiplied by 12 to calculate a yearly return. The "total retu...

Reub wrote: Are your numbers correct? Are the decimal points in the wrong place?

Yes, the inflation numbers are correct 
And it's expected to be a part of the Indian economy for a long time.

Thanks for posting your early results, krod16. I am curious how long your long bonds are there in India. Does the Indian government issue a 30-year bond? I looked at some figures online and it looks like (at least officially) inflation has come down considerably there in India in the last year or s...