Search found 6 matches

by Toby
Fri Jan 17, 2020 10:18 pm
Forum: Permanent Portfolio Discussion
Topic: Setting up PP in Australia
Replies: 9
Views: 1361

Re: Setting up PP in Australia

Thanks Hal & Smith1776 for your thoughts. Hal, maybe holding some physical gold makes sense to prepare for the worst-case outcome, which may be more likely than what I appreciate. Smith1776, that makes sense that corporate bonds yield higher returns and also that portfolio offers more international ...
by Toby
Thu Jan 16, 2020 8:23 pm
Forum: Permanent Portfolio Discussion
Topic: Setting up PP in Australia
Replies: 9
Views: 1361

Re: Setting up PP in Australia

Thanks for explaining! For now, I think I'll do something like 25% cash in bank, although thank you Hal for the warning re the uncertain reliability of the bank deposit guarantee scheme 25% GSBE47 25% gold (I might take the easy option and go for PMGOLD etf and also to avoid storage fees) 12.5% VAS ...
by Toby
Thu Jan 16, 2020 6:52 am
Forum: Permanent Portfolio Discussion
Topic: Setting up PP in Australia
Replies: 9
Views: 1361

Re: Setting up PP in Australia

Thanks Hal, that's really helpful to see the makeup of your portfolio. A couple of questions Why 50% intermediate bonds, instead of 25% each of cash + long term bonds (say eTB GSBK39)? Where can I learn more about the "Smith portfolio"? What motivated your switch to it? Is there any way to tax-shelt...
by Toby
Wed Jan 15, 2020 8:46 pm
Forum: Permanent Portfolio Discussion
Topic: Setting up PP in Australia
Replies: 9
Views: 1361

Setting up PP in Australia

Do any of you hold a PP in Australia? I've just moved here from the UK and I'd love to see an example of how someone's set up their Aussie PP. I remember it being a lot of work years ago setting up my PP in the UK figuring out which funds to hold, which to hold in ISAs (tax-sheltered) and which outs...
by Toby
Fri Jan 09, 2015 3:12 am
Forum: Bonds
Topic: What length of UK Treasury Bonds ?
Replies: 9
Views: 3929

Re: What length of UK Treasury Bonds ?

Observer, thanks for the tips on DMo and national savings!
by Toby
Thu Oct 02, 2014 3:16 pm
Forum: Bonds
Topic: What length of UK Treasury Bonds ?
Replies: 9
Views: 3929

Re: What length of UK Treasury Bonds ?

Hi folks, I'm really glad I came across this thread. I'm a PP newbie. I just read Rowland's PP book and was looking for the best option for bonds when I found this forum. Along the way I realised that my current broker that I just recently signed up with (BestInvest) charges me a 0.4% / annum fee th...