craigr wrote:
After tax returns for 10 years:

VTCLX: 8.14%
VTSMX: 8.08%

I think the deciding factor comes down to what tax bracket, VTSMX being generally considered superior except for the top tax brackets, I forget the cross over point.

ochotona wrote: I think it's Deflation. I don't think it's a fifth pattern.

Agreed.
The overall trend has been deflationary with monetary policy being expanded to conteract the otherwise natural trend.

I hope we agree there is no dumb question? In either case, does anyone have advice on how to locate one's last post when using the features: 1. Show new replies to your posts. or 2. Show unread posts since last visit. When I click on the above links, it takes me to the threads, but I still am unsure...

It is fine by me.  I do believe there is a manager in Australia that mangers money for others with a PP approach as well as at least one hedge fund that has a similar but modified approach, in a similar manner how PRPFX is not really 25x4 any more either.  Another option would be to add a second sub...

Interesting twist on the usual advice on stocks in taxable bonds in tax deferred, in general.

This is an interesting article on AA as well
http://beta.morningstar.com/articles/73 ... s-of-.html

Some times I wonder about the new adjuvants and related technology they are bringing into the mix that will show problems more distinctly further down the road.  Although I identify with one side of this argument, I do think there is a small area of uncertainty.  Also, just think about the flu vacci...

they may end up severely under funded  for that luxury and that is the danger. There is no alternative.   Load up on obscenely overvalued stocks?  Load up on longest duration T-Bonds while they're at a 5,000 year low in interest rates, soon to reverse course starting in the next few days?  Load up ...

Similar changes for SHY: "Important Notice Regarding Change in Investment Policy – On Wednesday, December 2, 2015 the iShares Trust Board of Trustees approved the change in the investment objective for the iShares 1-3 Year Treasury Bond ETF (ticker symbol: SHY). Beginning on or around Thursday,...

If you haven't heard, see the release below. Any thoughts, opinions or concerns from the group? IMPORTANT NOTICE REGARDING CHANGE IN INVESTMENT POLICY iShares® iShares Trust Supplement dated January 29, 2016 to the Summary Prospectus dated July 1, 2015 for the iShares 20+ Year Treasury Bond ETF (TLT...

Cash Best Risk Reward HBPP Component in 2016

Recently I have been living in fear, complete terror.  Or maybe not.  I have been recommending, well not recommending much actually.  I have been finding the correction I anticipated in the recent past has come to pass with most things returning to the mean.  Of course as someone originally measurin...

i like VIG who doesn't..  it pays back with high interest..... or we will break your legs. ;) "if you put up a three to four thousand dollar investment, you can make fifty thousand distributing, ...?" One could always use baby Berkshire Hathaway class B shares. I believe that they are ver...

So is there a group consensus on specific funds that would be superior to VTI? And if so, superior in what way/for what reason?
Thank you

Are you confusing the role of the PP w that of the VP? Why not keep money you can't lose in the PP and allocate that which is more discretionary to a VP? Because i am not a sheep of HB. Well whether you are a sheep, goat, or donkey, I have no idea... However, you seem to be a bit confused about som...

Are you confusing the role of the PP w that of the VP?

Why not keep money you can't lose in the PP and allocate that which is more discretionary to a VP?

Seems to me all main stream news sources are biased, leaning to some degree on various topics.  An insightful exercise is to note which organization one feels is not (or the least) biased.  The bias of that organization tends to match one's personal bias imho.

Investing in his Argentina project seems as advisable as investing in the d'Anconia Copper Mines.

What economic state are we in? Prosperity?  Recession?  Inflation?  Deflation? deflation Ding, Ding, Ding, we have a winner imho. I think without the manipulation of markets through interest rates, this would be painfully obvious to all.  This central planning that adjusting interest rates to move ...

There was an edit, that was easily missed and rather relevant... "If you've been following this update for the past several years, you'll notice that the Harry Browne portfolio has fallen to the middle of the pack. A spreadsheet error greatly exaggerated the Harry Browne portfolio performance f...

[align=center][img width=800]http://i59.tinypic.com/255l1nd.png[/img][/align] I think there is a good potential for a nice play in here some where for a VP.  I would be curious how this graph would look with the trend lines starting from the point just below the first red arrow?  It seems the more ...

Timing of forum crashes is suspicious.  Anyone have a chart? This cracked me up! I am willing to donate my 0.02, don't go with any shared hosting. As mentioned above they are often oversold.  Even when not, if only one of the people sharing gets a significant increase in traffic your site will also...

Just noticed this thread.  I'm gonna have to take the same position I do with paying down mortgage debt. 1) The REAL problem is people taking this debt on without properly calculating its benefit to them.  It either makes strategic sense to take on marginal debt for a marginal benefit, or it does n...

OINK OINK!

LMAO  For a moment I thought you were implying my posts were so irrational as to be influenced by drugs
Interesting progression, I like the idea of including a -1 for those not all here

@ PS I agree debt is the devil in finance.  Hate it, might not be providing enough details to make this apparent online... @TenPaGa I can understand your reasoning, w real estate I have been holding off for years for all of those reasons, there is a tax consideration w/ real estate that factors in t...