This is neat to see.
Thank you for sharing it.

from what I can see the current max rate is 1.5% for penfed cd's and you'd have to go out to 5 or 7 yrs for that

https://www.penfed.org/Certificates_Overview/#tabs-2

of course we and they know that anything can happen and that none of us can predict what will actually happen. having said that, we have data that allows us to calculate expected results of portfolios for the purposes of planning, knowing full well that in retrospect there is a good chance we were s...

it looks like about 0.5-1% expected real yearly returns for the pp over the next decade or two that is, cash and ltt's net around zero, gold zero, stocks about 3% sum and divide by 4 = 0.75% for the whole. give or take some from there b/c above is imprecise, so about 0.5-1 result this is expected ye...

Thanks, I may use them then.
Anyone have experience with Kitco?

The net worth discussion is getting very interesting different opinions as to what the cut off might be for the permanent portfolio, based upon gold physical, which seems to be a continual challenge. Another curious thing to me is those who recommend investing the surplus in stocks. Maybe this is th...

rickb: the link to the previous discussion is a great find, thanks. i'll have to spend some time going though it.  the first link appears to show pp w/timing method was mildly superior to without. seems the biggest concern discussed here and at that time was the behavioral challenge with timing. bar...

is the pp appropriate for everyone including adults and kids who have a portfolio, say including teens, working ages, and retirees? and is there a point where it's not recommended, say if the portfolio gets to a certain size then excesses beyond expected needs are put in a different category? i coul...

thanks for the replies would be interesting to see if using 10 mo sma is an effective tool for improving returns (backtesting in portfolio eval) it's obviously an attractive idea that's being used in the ivy portfolio, but of course may not work, and the behavioral requirements on the investor are m...

does anyone have experience or thoughts regarding this? it seems conceptually somewhat of a blend of a standard stock/bond and pp 5 asset classes held proportionally:  us eq, foreign eq, bonds, real estate, and commodities.  it's intended to be an individual investor's version of endowment funds the...

great discussion
I had to look up some acronyms to try to follow though and have some questions
FI  -  apparently there is a number/level reached for this, which is what calculation/where?
ERE -  do I need to read the book mentioned to grasp this?
thanks

it seems like it was a great call (rsx up about 20% in a few months) if i'm correct on my perusal of the posts here that were just bumped. maybe there should be an ongoing thread to discuss opportunities like these that someone occasionally finds, the deep value plays or as someone said the grit you...

the lt treasury market price has risen a few percent since my purchase, but the bonds haven't kept pace in value as listed in my brokerage account, maybe half at most of those gains being listed on my account values called them to ask about it several so called explanations later the most acceptable...

hello all

is it considered acceptable to use strips in the bonds portion of the pp?

thanks