Search found 1481 matches

by barrett
Sat Nov 30, 2019 12:15 pm
Forum: Permanent Portfolio Discussion
Topic: Permanent Portfolio vs 60/40 1980 to 1998
Replies: 5
Views: 424

Re: Permanent Portfolio vs 60/40 1980 to 1998

Just adding to what Sophie posted. Regarding the 1980-1999 period, it emcompasses both the longest bull market in US history from 1982 to 1999 as well as the most challenging period to date for the PP. Check out this site: www.peaktotrough.com Unfortunately the data on there stopped updating a few y...
by barrett
Wed Feb 13, 2019 8:04 am
Forum: Other Discussions
Topic: Major Measels Outbreak Fearred in Washington State (anti-vaxxers)
Replies: 111
Views: 11054

Re: Major Measels Outbreak Fearred in Washington State (anti-vaxxers)

Interesting. When one of my siblings contracted chicken pox, all three of us were put together to get it over with. But, with chicken pox, I thought the logic was that it's much worse if it hits you as an adult. (I'll be waiting years for a shingles vaccine. Supplies are low). We certainly weren't ...
by barrett
Thu Jan 10, 2019 8:17 am
Forum: Other Discussions
Topic: Limiting tax-deferred savings
Replies: 15
Views: 2480

Re: Limiting tax-deferred savings

What is this I-ORP you speak of and where can I find it? Tis here, young Kbg: https://www.i-orp.com/CashAcc/extended.html Takes a bit to get a handle on it but it's a great tool. Enter all amounts as thousands (so $20,000 would just be 20). Don't use any commas with your dollar amounts or you will ...
by barrett
Tue Jan 08, 2019 10:20 am
Forum: Other Discussions
Topic: Limiting tax-deferred savings
Replies: 15
Views: 2480

Re: Limiting tax-deferred savings

Well, it's more a first-world problem than a concern....was just hoping to start some discussion on the issue. I plugged in some hypothetical numbers to i-ORP. I think it always tells you to tax-defer the maximum, and doesn't consider optimizing this. When I input $1 million in savings and said ret...
by barrett
Sun Jan 06, 2019 5:46 pm
Forum: Other Discussions
Topic: Limiting tax-deferred savings
Replies: 15
Views: 2480

Re: Limiting tax-deferred savings

Sophie, What issues do you see when you plug your approximate numbers into i-ORP? Here is the link to the extended planner just in case: https://www.i-orp.com/CashAcc/extended.html I tried running some hypothetical numbers and it seems that one limitation is that one can only do Roth conversions for...
by barrett
Wed Jan 02, 2019 5:52 pm
Forum: Other Discussions
Topic: Trump as tragicomedy
Replies: 858
Views: 113789

Re: Trump as tragicomedy

Kbg wrote:
Wed Jan 02, 2019 3:51 pm
.
Shortest post of 2019 so far!
by barrett
Tue Dec 18, 2018 12:13 pm
Forum: Permanent Portfolio Discussion
Topic: Gyroscopic Portfolios Is Now Under Construction
Replies: 24
Views: 7262

Re: Gyroscopic Portfolios Is Now Under Construction

Nice-looking website, Smith! I agree but I'd like to see the returns in real (inflation-adjusted) terms. I suspect the "flattening" that we see over the last ten years or so is at least partly due to inflation being low during that entire period. Check out this page from Ryan Melvey's site: http://...
by barrett
Fri Dec 14, 2018 10:22 am
Forum: Cash
Topic: New I Bond Rate 11/1/18 to 4/30/18
Replies: 51
Views: 27089

Re: New I Bond Rate 11/1/18 to 4/30/18

So barrett, are you all good with your plans for your I bonds? They've turned out to be pretty darned good investments! Hey sophie, It seems that the best course of action based on current assumptions and multiple i-ORP runs is to keep income low for now to take advantage of ACA subsidies, and then...
by barrett
Tue Dec 11, 2018 5:06 pm
Forum: Cash
Topic: New I Bond Rate 11/1/18 to 4/30/18
Replies: 51
Views: 27089

Re: New I Bond Rate 11/1/18 to 4/30/18

So barrett, are you all good with your plans for your I bonds? They've turned out to be pretty darned good investments! Hey sophie, It seems that the best course of action based on current assumptions and multiple i-ORP runs is to keep income low for now to take advantage of ACA subsidies, and then...
by barrett
Tue Dec 11, 2018 4:58 pm
Forum: Other Discussions
Topic: Fear is the mind-killer
Replies: 118
Views: 15466

Re: Fear is the mind-killer

Of course the other side of the coin, PS, is why bother taking risk when you have already won the game? (borrowing from Bill Bernstein here) It sounds like your annual expenses are so low and your human capital is so valuable that, essentially, money just isn't all that important to you at this point.
by barrett
Fri Nov 30, 2018 1:37 pm
Forum: Permanent Portfolio Discussion
Topic: Stupid to Look at Portfolio Too Often
Replies: 25
Views: 5054

Re: Stupid to Look at Portfolio Too Often

After years of portfolio watching, I've come to the conclusion that the true problem isn't the act of looking but the reason you're looking. If you're looking because you're terrified of losing money or desperate to make money as fast as possible, it's an indication that you're looking to your port...
by barrett
Wed Nov 28, 2018 12:45 pm
Forum: Permanent Portfolio Discussion
Topic: Stupid to Look at Portfolio Too Often
Replies: 25
Views: 5054

Re: Stupid to Look at Portfolio Too Often

Realizing I am able to pay for college for my kids without stressing finances was a really big one for me. That is the last big known lifetime spend. Oh, God, now I'm stressing out about getting old... :o Congratulations on getting over the college stress hurdle, Cortopassi! We have three more unde...