Search found 46 matches

by fishdrzig
Tue Jul 14, 2015 8:37 pm
Forum: Variable Portfolio Discussion
Topic: Physical alternatives to precious metals?
Replies: 21
Views: 6472

Re: Physical alternatives to precious metals?

Pull and save as many of your kids primary teeth for future stem cell research auctions.
by fishdrzig
Sun Jul 12, 2015 6:54 am
Forum: Permanent Portfolio Discussion
Topic: The Correlated Risk Parity PP
Replies: 161
Views: 22096

Re: The Risk Parity PP

Mathjak107 You know, I have now read your many responses and the premise to this thread.  I cannot argue with logic, I am 50, so probably still have 10-15 years left to accumulate.  I have been in the PP for a couple of years and agree, I have just preserved what I have, not much gain.  My initial p...
by fishdrzig
Sun Jul 05, 2015 6:38 pm
Forum: Cash
Topic: best etf for cash?
Replies: 18
Views: 13562

Re: best etf for cash?

I own BIL as my cash portion.  It is all in a tax advantaged IRA account, so in reality is not liquid.  My question is if I am using BIL as my CASH portion and my emergency fund, would it be better to have this in a taxable account for liquidity in case of an emergency or just keep it where it is?
by fishdrzig
Sun Jul 05, 2015 9:17 am
Forum: Permanent Portfolio Discussion
Topic: If I go PP, do I still need a Cash Emergency Fund?
Replies: 27
Views: 11475

Re: If I go PP, do I still need a Cash Emergency Fund?

So for the emergency fund, it is best to just have it all in a MM fund or T-bills ETF BUT in a taxable account, correct?  The reason for the taxable account is because of liquidity, correct?
by fishdrzig
Sat Jul 04, 2015 1:24 pm
Forum: Permanent Portfolio Discussion
Topic: Spreadsheet
Replies: 38
Views: 15384

Re: Spreadsheet

Kind of hard to follow and now is two years old.  Anyone have a link to a current one?
by fishdrzig
Fri Jul 03, 2015 7:38 pm
Forum: Permanent Portfolio Discussion
Topic: Spreadsheet
Replies: 38
Views: 15384

Re: Spreadsheet

Just a workable rebalancing spreadsheet
by fishdrzig
Fri Jul 03, 2015 7:29 pm
Forum: Permanent Portfolio Discussion
Topic: If I go PP, do I still need a Cash Emergency Fund?
Replies: 27
Views: 11475

Re: If I go PP, do I still need a Cash Emergency Fund?

What ETF would you recommend as CASH for the taxable account/emergency fund?
I am presently using VMLTX which is liquid and pays off dividends tax deferred.  All my other CASH is in BIL in tax advantaged accounts presently.
Any thoughts on this?
by fishdrzig
Fri Jul 03, 2015 6:36 pm
Forum: Permanent Portfolio Discussion
Topic: Spreadsheet
Replies: 38
Views: 15384

Spreadsheet

Can someone post a link to the most current spreadsheet for the 4 x 25 HBPP.  Thank you
by fishdrzig
Sun May 24, 2015 6:15 pm
Forum: Variable Portfolio Discussion
Topic: Reits as a % of the variable portfolio?
Replies: 4
Views: 2670

Re: Reits as a % of the variable portfolio?

Well you may be right in that VTI has REITS, but VXF has a higher % in REITS, so I may just use this ETF for my Stock portion of the 4 x 25, instead of buying REITS separately.
by fishdrzig
Sun May 17, 2015 3:47 pm
Forum: Variable Portfolio Discussion
Topic: Reits as a % of the variable portfolio?
Replies: 4
Views: 2670

Reits as a % of the variable portfolio?

Does anyone here add Reits (eg  VNQ) as a % to the 4 x25?
If so, what %  and what does the rest of the VP look like?
If not, why is it not a good idea?  Thanks
by fishdrzig
Sun May 17, 2015 3:41 pm
Forum: Permanent Portfolio Discussion
Topic: Where to draw down from?
Replies: 8
Views: 2825

Where to draw down from?

Just a general question
    At retirement, what part of the 4 x25 does one draw from?  Sorry if this is a stupid question
by fishdrzig
Sat Apr 25, 2015 12:50 pm
Forum: Stocks
Topic: Going all in for VTI??
Replies: 14
Views: 8049

Re: Going all in for VTI??

dualstow wrote: Are you saying you have your gold, cash and bonds and no stocks at the moment?
Yes