good thread! some other suggestions: Cash - Altamira high-interest savings - 1.25% without any interest rate risk. I use CLF also but it can and does lose money with rate fluctuations. Gold - Horizons Comex Gold (HUG) - tracks price of gold in US dollars, lower MER than IGT. As far as I know IGT has...

I own a small amount of physical silver that I bought through ScotiaMocatta metals (a subsidiary of Scotiabank, 3rd largest bank in Canada). In the future I'll probably buy directly from the Royal Canadian Mint as they don't charge as much of a spread. I own a very small amount of a silver price-tra...

I was asking a similar question about Canadian cash holdings in this thread: http://gyroscopicinvesting.com/forum/permanent-portfolio-discussion/help-with-a-canadian-pp/ One possibility are high-interest investment savings accounts which yield less than ZFS (1.25% vs 2.36% for ZFS) but are fully ins...

Thanks, holding physical gold and rebalancing with paper isn't something I had thought of... I checked the Financial webring link... amazing the lengths people are going to for 0.1% more yield. I don't really have enough money or time to chase those temporary offers that banks through up. I think I'...

Part II of my questions: Gold: I know that the simplest way is physical gold, and this isn't particularly hard in Canada. However for a number of reasons I don't own any physical gold... It makes rebalancing difficult There is a big/ask spread that is considerably worse for physical bullion than ETF...

Yes it's all registered accounts (for now). Re: PGL vs ZFL, they have also the exact same MER as well. Bid/ask is similar too. Given that I'm a small investor, buying quarterly and paying 4x$20 = $80 in commission is a pretty serious drag on my return. I looked at XSB (IShares Short Term Bond Index)...

Hello, I searched and found a few threads on this, but I'd like some help/critique if possible on my Canadian permanent portfolio arrangement. I am pretty new to this and don't consider myself an especially experienced or skilled investor. One of the constraints I'm working with is that because I do...