Search found 170 matches

by jason
Thu Sep 12, 2019 8:17 pm
Forum: Permanent Portfolio Discussion
Topic: Best resource for PP backtesting?
Replies: 13
Views: 1004

Re: Best resource for PP backtesting?

Kriegsspiel wrote:
Thu Sep 12, 2019 7:28 pm
Yes.
Does portfoliocharts do the 15/35 rebalancing bands?
by jason
Thu Sep 12, 2019 1:34 pm
Forum: Permanent Portfolio Discussion
Topic: Best resource for PP backtesting?
Replies: 13
Views: 1004

Re: Best resource for PP backtesting?

PeaktoTrough.com still works fine for me. But if you're looking for other sources, Portfolio Charts has Permanent Portfolio data going back to 1970. I think the problem with Peaktotrough is that if you try to run it for YTD (Jan 1 2019 through today) no results come up. It does seem to work if I do...
by jason
Mon Aug 26, 2019 9:24 am
Forum: Permanent Portfolio Discussion
Topic: Best resource for PP backtesting?
Replies: 13
Views: 1004

Re: Best resource for PP backtesting?

PeaktoTrough.com still works fine for me. But if you're looking for other sources, Portfolio Charts has Permanent Portfolio data going back to 1970. Great, thanks. I guess I wasn't being patient enough with the Peaktotrough load time because I do see it is working now. Regarding the Portfolio Chart...
by jason
Wed Aug 21, 2019 10:29 am
Forum: Permanent Portfolio Discussion
Topic: Best resource for PP backtesting?
Replies: 13
Views: 1004

Best resource for PP backtesting?

Hello all,
Peaktotrough has been down for a long time now. Is there another resource to do PP backtesting that goes all the way back to 1971?
Thanks!
Jason
by jason
Wed Apr 10, 2019 11:48 am
Forum: Variable Portfolio Discussion
Topic: Best way to budget for mortgage payment?
Replies: 16
Views: 1560

Re: Best way to budget for mortgage payment?

I still don't get why a mortgage payment would be treated like a regular expense line item in a retirement budget. The main difference between making a mortgage payment and paying for a vacation is that if you spend $10K on a vacation, that money is gone forever. You will never get a single penny o...
by jason
Sun Apr 07, 2019 11:11 pm
Forum: Variable Portfolio Discussion
Topic: Best way to budget for mortgage payment?
Replies: 16
Views: 1560

Re: Best way to budget for mortgage payment?

I don't think you should assume that you'll profit from selling your house. Generally, housing prices keep up with inflation but don't do more than that, absent a housing bubble. What most of us do is regard the house as a consumption item. Your home equity figures as part of your net worth, but it...
by jason
Sat Apr 06, 2019 7:16 am
Forum: Variable Portfolio Discussion
Topic: Best way to budget for mortgage payment?
Replies: 16
Views: 1560

Re: Best way to budget for mortgage payment?

I am 47 years old and retired because I sold my business a few years ago. Not counting my mortgage payment, which includes taxes and insurance, my annual budget is under the safe withdrawal rate of 4%. My mortgage payment, however, puts me at around a 5% withdrawal rate. Obviously, building equity ...
by jason
Thu Apr 04, 2019 9:00 pm
Forum: Variable Portfolio Discussion
Topic: Best way to budget for mortgage payment?
Replies: 16
Views: 1560

Best way to budget for mortgage payment?

I am 47 years old and retired because I sold my business a few years ago. Not counting my mortgage payment, which includes taxes and insurance, my annual budget is under the safe withdrawal rate of 4%. My mortgage payment, however, puts me at around a 5% withdrawal rate. Obviously, building equity i...
by jason
Wed Jan 16, 2019 1:20 pm
Forum: Cash
Topic: FDIC risk
Replies: 11
Views: 1748

FDIC risk

HB talked about the fact that the FDIC is underfunded and insured bank deposits are a bit risky because of that. A law was passed in 2009 that authorized the FDIC to borrow as much as $500 billion from the treasury, as discussed in the article below: https://www.marketwatch.com/story/obama-signs-bil...
by jason
Wed Aug 01, 2018 1:14 pm
Forum: Other Discussions
Topic: Interventionism versus non-interventionism
Replies: 44
Views: 5900

Re: Interventionism versus non-interventionism

So does everyone here agree that if the West changed its interventionist foreign policy to non-interventionism, that the West would run the risk of being overrun by the East, and 50 years from now, Westerners might be speaking Chinese?
by jason
Tue Jul 31, 2018 4:06 pm
Forum: Other Discussions
Topic: Interventionism versus non-interventionism
Replies: 44
Views: 5900

Interventionism versus non-interventionism

The most common criticism of Libertarians I have seen is that their non-interventionist policies would allow other rival powers, such as China or Russia, to grow in influence and to eventually take over much of the globe, greatly weakening the strength of the US and Europe, and ultimately could lead...
by jason
Thu Feb 08, 2018 2:21 pm
Forum: Permanent Portfolio Discussion
Topic: Is the PP going to hold up?
Replies: 108
Views: 21437

Is the PP going to hold up?

Bonds and stocks are going down lately. Gold has been pretty flat. If this trend continues, is gold likely to come to the rescue, even if inflation stays low? Have there been economic scenarios in the past that are similar to what is going on now? If so, how did the PP play out?