Today I looked at the chart of TLT, at all time highs...Soooo, I sold it all, took the cash and will sit and wait for a nice correction. For once I sold high.. any thoughts? I am out of balance now in my PP but, at all time highs in my acct. I won't feel too bad if it keeps raging.

I think gold is a very volatile asset. We are in times where cash earns zilch.  Long term bonds, not much more. Gold pays nothing but protection which doesn't compound. So stocks are the place to be and will stay that way as long as the debt monster is pacified by politicians and investment houses. ...

You say you draw out 4% a year. Call me dumb but could you clarify how this works to keep you from depleting your core balance? You say if "the markets are down, you take less then 5% less of the previous draw."  How much less? You are taking out on 4% so you would have a negative draw?  I...

I am retiring in two years. I have the classic 25% PP. If I retired two years ago and drew out 4%, I am guessing I would down close to 8% since PP earned next to nothing in this time period. Assuming this is the case, what would I have to drop down to the the third year to avoid depleting my portfol...

I have an annuity with Prudential. I bought it in 2009. As it currently stands, if I was to start taking the funds, it would take 10 years to run to zero from the amount I originally put in. At that point I would begin collecting beyond the payment until the end of my life or my wife's whoever dies ...

I have used PP for ten years. This is the first time I some level of fear with the potential bottom dropping out of gold. I like Pointedstick's idea of a second more aggressive portfolio (same as a pp if you rolled into one with less gold and treasuries changing the percentages so it's how you want ...

As a man in my late 60's, low volitility is quite attractive to me. I made my money. If I lose 3% a year in a PP, I won't go broke (I won't be thrilled either). If I have a 50/50 portfolio and lose 10% to 30% of my net worth, I will be pretty stressed with not much time to recover. I have seen equit...

IMO, It's good to remember that gold can go for many years doing very little. It's the hardest section of PP to watch regularly since it bounces in large percentages and gives back. Right now we are entering the bottoming stage for gold which can go on for a few more years. Only a total change in th...

PP was a star for years as the market crumbled. Now PP is in the dog house as equities returned to the mean, gold was sold, and treasuries are looking at interest rate hikes (or so projected, let's see if the administration can swallow a large dip in equities and a voting black eye).  At the end of ...

I have been in PP for ten years. When it reaches deep losing levels (gold and treasuries both being taken to the woodshed from past highs and stocks on an endless run), a change is in the works. No way can one area drive the other three. Most inflection points come at highs and lows....get ready

After all is said and done, gold is stagnant most of the time, moving with tight ranges, over such a long time as to make the holder feel its a waste. When it does move, it is often violent and unpredictable. It will disappoint over and over so often that faith can be lost. However the forces the mo...

Gold has been sitting doing very little while the market has gone straight up. Trees don't grow to the sky. Gold will move when most people are sure it won't. Every run up has been sold which means there is a large contingent of investors raking on a regular basis with easy timing. We all know every...

We going down into a trough. You would expect when stocks do turn down, the other areas would pick up. Rather is seems that once the equities stop growing, we may get equally punished in stocks and gold as a total all over takedown of portfolio value. Maybe there is a master plan to give no one but ...

Looking at PP from a distance and after having owned it for a long period of time, it's coming off of (for me) over a 10% average yearly gain to now, under 7%. Does this surprise me? Consider half the portfolio is in cash paying very little, treasuries that being haunted by the bottoming of interest...

One strange thought enters my mind every once in awhile, although I never took action on it. I have been in PP since early 2000. I have noticed each time my PP reaches an all time high (the combination/conversion of all the elements) it's only a short time until it drops considerably. It's really al...

Not that many years ago, PP was the darling of the investment world. PRPFX led all mutual funds in performance and this site was humming with activity. It's like a beach that has eroded. We don't have many cheerleaders left and the threads aren't as active. Do you think it will every find it's way b...

The strong dollar seems to be killing gold, period. All other currencies suck. The winner is the US buck. As long as that is the case, gold will be sold for dollars. Not sure what can change that but something will. As a PP holder, you feel the pain of 25% gold being cut to ribbons.

PP is guesstimated to give you 9% over the long term with less volatility than a 60% 40% portfolio which is an 11% return with more volatility, as history might suggest. If you are closer to retirement, as I am, I am shying away from the volatility aspect so I am PP.  We have a current situation whe...

Having thought long and hard about gold and why it won't go up, like a comet it hit me. If I want gold to go up, all I have to do is overweight stocks. That seems to always work in other investment I put money in. The more stocks I buy, the more they will drop and inversely gold will rise. Why did i...

These replies indicate that you don't think it is safe staying in ETF gold, is that correct?

From the standpoint of taxes would you go all physical (pull out 25% of a retirement fund, pay Uncle Sam 28% or more tax) then buy physical or stay with GLD as your 25% allocation of gold in GLD. Is GLD performing it's job as the gold allocation product for a PP, safely and productively? I have been...

My bonds part of PP is higher than any other component. Is now the time to sell and rebalance?

My Variable is all in GDX and GDXJ. Still holding but losing money in hard bunches. I know a way to get it to reverse...sell it.

Anyone want to take a stab at when GDX and GDXJ bottom? Maybe at $.50 a share..its REALLY ugly

Interesting how long term bonds balanced out almost evenly for the drop in equities with a small increase in gold.. After all that, my portfolio is flat. How wonderful it would be if gold would take a nice march back up in price... Don't expect that to happen as that would be too easy. I guess all t...