Search found 168 matches

by Austen Heller
Mon Dec 04, 2017 11:08 pm
Forum: Variable Portfolio Discussion
Topic: Marc De Messel Portfolio
Replies: 20
Views: 5780

Re: Marc De Messel Portfolio

Damn, that's awesome. When you're posting videos from your Lambo, you know you have done OK. Marc was awesome to have bequeathed some bitcoins to some of us a few years back. What an awesome guy! He gave me 0.1 bitcoin, which was worth about $30 at the time. I didn't know what to do with it, but the...
by Austen Heller
Wed Jun 15, 2016 11:04 am
Forum: Other Discussions
Topic: Get Off this Forum, and Go Outside!
Replies: 6
Views: 1366

Re: Get Off this Forum, and Go Outside!

A few months ago, I was having some back problems, and all the sitting wasn't helping since I found myself naturally slouching a lot. So I made myself a computer station that requires me to stand. It has made a big difference. Now, when I use the computer, the standing burns some low level of calori...
by Austen Heller
Tue Jun 07, 2016 10:58 am
Forum: Bonds
Topic: Maximum Bond Upside
Replies: 231
Views: 57988

Re: Maximum Bond Upside

New lows in Swiss government bond yields: 20Y: -0.012% 30Y: 0.114% 50Y: 0.208% Brave new world we're living in. :) Give the Swiss gov't your money for 20 years and pay them for the privilege, where do I sign up? This actually reminds me of the Good Ol' Days, and by that I mean the mid-1800's in the...
by Austen Heller
Sun Jun 05, 2016 1:03 pm
Forum: Cash
Topic: Something's wrong at Treasury Direct
Replies: 13
Views: 6090

Re: Something's wrong at Treasury Direct

Hi Sophie, I have run some numbers to help you solve this issue. I assume that your bond has the 0% fixed rate, since you keep referring to the 1.54% inflation component. My calculations will be based on your 0% fixed rate bond. To calculate the bond values, keep in mind that: 1) Interest is compoun...
by Austen Heller
Fri Jun 03, 2016 11:11 am
Forum: Cash
Topic: Something's wrong at Treasury Direct
Replies: 13
Views: 6090

Re: Something's wrong at Treasury Direct

Excuse me Austen, but I am trying to hate the government here and you are RUINING it! I too am distrustful and am looking for ANY reason to yank out my TD dollars and put them elsewhere, but the I-bond still seems like the best deal in town, especially if we ever get some inflation. Ah, the 3 month...
by Austen Heller
Thu Jun 02, 2016 12:05 pm
Forum: Other Discussions
Topic: Medical marijuana and cancer
Replies: 5
Views: 1571

Re: Medical marijuana and cancer

My understanding is that there are at least 85 different cannabinoids found in marijuana. THC is the most widely known, since that's the one that gets you high, but CBD is the one that has the anti-cancer properties. For instance, it has been shown to decrease the rate of cancer cell growth: http://...
by Austen Heller
Thu Jun 02, 2016 11:49 am
Forum: Cash
Topic: Something's wrong at Treasury Direct
Replies: 13
Views: 6090

Re: Something's wrong at Treasury Direct

Sophie, are you aware that each bond has it's own interest rate cycle? For instance, in May 2015, there was a period of deflation (-0.8%), so all the I-bonds with a fixed rate of 0.8% or less earned 0% interest for 6-months. However, the exact 6-months depended on when the bonds were purchased (see ...
by Austen Heller
Tue May 31, 2016 9:17 pm
Forum: Other Discussions
Topic: Marijuana Legalization
Replies: 20
Views: 2310

Re: Marijuana Legalization

Here in California, the legalization topic gets discussed a lot. Most folks I know are in favor of it, but who knows, maybe the soccer-moms will come out in force and shut it down. I was at my local hydroponics store last weekend, and I thought those guys would be in favor of the legalization so the...
by Austen Heller
Tue May 31, 2016 2:31 pm
Forum: Other Discussions
Topic: The Permanent Garden
Replies: 51
Views: 8172

Re: The Permanent Garden

Do the greens taste good? Most of them taste great. My favorite flavorful greens are arugula, mustard, orach, and swiss chard. Lettuce is less flavorful, I have been switching to a variety of Endive known as 'Perlita' as a substitute for lettuce, it grows better and has more flavor. Herbs such as b...
by Austen Heller
Tue May 31, 2016 12:52 pm
Forum: Other Discussions
Topic: The Permanent Garden
Replies: 51
Views: 8172

Re: The Permanent Garden

Pests are one of the main reasons I prefer to grow most of my leafy green crops indoors using bucket hydroponics. Lettuce, kale, basil, herbs, I grow them all inside, so they are perfectly clean. Of course I can't grow a lot, since I am limited to the space covered by my grow light. But it sure is n...
by Austen Heller
Sat Apr 30, 2016 12:25 pm
Forum: Permanent Portfolio Discussion
Topic: Anyone wants to have my sheets with historical investment returns? & My views
Replies: 11
Views: 2954

Re: Anyone wants to have my sheets with historical investment returns? & My views

If I ever need a PP again I would take gold and stocks only though, 50/50. Simply because cash in the long run is the only asset not returning real inflation rate and should not be considered an investment, and bonds have been in a 30 year bull market and are way too highly valued to have in a port...
by Austen Heller
Fri Apr 29, 2016 6:26 pm
Forum: Cash
Topic: EE Bond Phantom Return Analysis
Replies: 12
Views: 5917

Re: EE Bond Phantom Return Analysis

Is anyone on here buying EE Bonds now with the guaranteed 20-year doubling? I actually did the opposite this year.  Having built up a few years worth, I sold all my EE holdings.  The doubling is a great feature, but I just could not stand the 20-year lock-up.  What if I had some expense come up at ...