Search found 13 matches

by Dmilligan
Fri Sep 22, 2017 11:48 am
Forum: Variable Portfolio Discussion
Topic: Portfolio Rebalace Notifier
Replies: 10
Views: 6519

Re: Portfolio Rebalace Notifier

would y'all sign up? Yes. I would definitely be interested in something like this. In fact, I periodically search for notification tools like this and have never found one that would work satisfactorily with a Permanent Portfolio/Golden Butterfly. I would be willing to pay a small subscription fee ...
by Dmilligan
Mon Jul 17, 2017 6:30 pm
Forum: Other Discussions
Topic: Investment Advisor
Replies: 20
Views: 8319

Re: Investment Advisor

http://alankemp.ca/how-we-work#permanent I follow this investment advisor on Twitter. They manage a Permanent Portfolio on behalf of customers (both a US and a Canadian). They are located in Canada. I enjoy reading their quarterly commentary on the performance of the Permanent Portfolio. Other than ...
by Dmilligan
Wed Jan 20, 2016 3:11 pm
Forum: Gold
Topic: Sprott Intends to Make Exchange Offers for Central GoldTrust and Silver Bullion
Replies: 208
Views: 53308

Re: Sprott Intends to Make Exchange Offers for Central GoldTrust and Silver Bullion

Dmilligan wrote: Anyone have any guess as to how long this conversion will take? What's the soonest I will be free to sell out of PHYS?
PHYS showed up in my Fidelity account today at market close. So, looks like the exchange has been effectuated.
by Dmilligan
Wed Jan 20, 2016 10:38 am
Forum: Gold
Topic: Sprott Intends to Make Exchange Offers for Central GoldTrust and Silver Bullion
Replies: 208
Views: 53308

Re: Sprott Intends to Make Exchange Offers for Central GoldTrust and Silver Bullion

Anyone have any guess as to how long this conversion will take? What's the soonest I will be free to sell out of PHYS?
by Dmilligan
Mon Oct 26, 2015 6:29 pm
Forum: Permanent Portfolio Discussion
Topic: Why the PP is better in accumulation than you think
Replies: 226
Views: 33200

Re: Why the PP is better in accumulation than you think

thanks to the work of kitces  we can monitor any portfolio going forward and know whether it is on track  . I'm appreciative of Kitces work. Are you aware of any research Kitces has published that looks at 50 years or a period longer than 30 years? Everything I've seen is based around 30 years. Did...
by Dmilligan
Mon Oct 26, 2015 5:38 pm
Forum: Permanent Portfolio Discussion
Topic: Why the PP is better in accumulation than you think
Replies: 226
Views: 33200

Re: Why the PP is better in accumulation than you think

it was not publicly owned until 1975  so it is not really fair trying to utilize an asset before it could be legally owned unless you were a coin collector . you can't possibly want to do this comparison to the point of bringing  in data that is just DIS-INGENIOUS The gold component in the first fe...
by Dmilligan
Mon Oct 26, 2015 3:30 pm
Forum: Permanent Portfolio Discussion
Topic: Why the PP is better in accumulation than you think
Replies: 226
Views: 33200

Re: Why the PP is better in accumulation than you think

I utilized MG's data for 1965-1971 and the Craig/Simba's data for 1972+. I took withdrawals from cash and rebalanced at the 15/35 bands. Here are the results that I get: For a retirement in 1966: Portfolio: $3M Constant WR: 4.7% 1966 withdrawal from cash: $141,000 2014 withdrawal from cash: $1,090,7...
by Dmilligan
Wed Oct 21, 2015 1:39 pm
Forum: Permanent Portfolio Discussion
Topic: Why the PP is better in accumulation than you think
Replies: 226
Views: 33200

Re: Why the PP is better in accumulation than you think

My understanding was he didn't want the ending balance to fall below the inflation-adjusted beginning balance, ignoring year by year undershoots.  The PP doesn't offer enough growth not to be depleted by inflation + withdrawals to stay above initial principal, which is a rather oddly strict rule. Y...
by Dmilligan
Tue Oct 20, 2015 4:18 pm
Forum: Permanent Portfolio Discussion
Topic: Why the PP is better in accumulation than you think
Replies: 226
Views: 33200

Re: Why the PP is better in accumulation than you think

Do you mean the inflation-adjusted value each year of the initial starting balance as the lower threshold for each year's total portfolio value? If one retired in 1965 and began to withdraw the same percentage from the PP each year through to the current year, what is the maximum fixed percentage t...
by Dmilligan
Tue Oct 20, 2015 3:46 pm
Forum: Permanent Portfolio Discussion
Topic: Why the PP is better in accumulation than you think
Replies: 226
Views: 33200

Re: Why the PP is better in accumulation than you think

BTW, the Browne PP survives as well, generating .43% real CAGR until 2014, assuming you held junk silver coins from 1965 to 1967 then switched to gold in 1968.  0% is at a 4.45% SWR. MG, did you happen to also calculate the maximum percentage withdrawal that would have sustained the initial princip...
by Dmilligan
Thu Jun 25, 2015 9:47 am
Forum: Permanent Portfolio Discussion
Topic: PP, Retirement, and Safe Withdrawal Rates
Replies: 129
Views: 26118

Re: PP, Retirement, and Safe Withdrawal Rates

Backtesting shows the PP has been a well-crafted "bunker" (Clyatt's own admiring characterization of it) in the past, but the standard selling point on it is don't look at backtesting, look at its true diversification of assets in various economic conditions. Did Clyatt ever say why he went with a ...
by Dmilligan
Wed Jun 24, 2015 8:10 pm
Forum: Permanent Portfolio Discussion
Topic: PP, Retirement, and Safe Withdrawal Rates
Replies: 129
Views: 26118

Re: PP, Retirement, and Safe Withdrawal Rates

Backtesting shows the PP has been a well-crafted "bunker" (Clyatt's own admiring characterization of it) in the past, but the standard selling point on it is don't look at backtesting, look at its true diversification of assets in various economic conditions. Did Clyatt ever say why he went with a ...