Search found 1089 matches

by frugal
Sat Feb 21, 2026 5:49 am
Forum: Variable Portfolio Discussion
Topic: Bitcoin in the VP
Replies: 20
Views: 1716

Re: Bitcoin in the VP

Which one you use ? Leveraging? USD trading currency choice. 3USL (trades in USD) instead of 3LUS (that trades in GBP) for instance. Rebalancing the FX element once/year rather than daily adjustments is inclined to be better IMO. Hello ๐Ÿ‘‹๐Ÿป Can you please help with your portfolio for European euro cu...
by frugal
Wed Feb 18, 2026 8:55 am
Forum: Variable Portfolio Discussion
Topic: Bitcoin in the VP
Replies: 20
Views: 1716

Re: Bitcoin in the VP

3% is the right number very volatile! only bitcoin no shitcoins which other assets can should we add to VP ? Regards! 8) The PP was devised as a potentially safer alternative to T-Bills Expectations : Stock share prices broadly compare to inflation Gold price broadly compares to inflation Hard cash...
by frugal
Tue Feb 17, 2026 8:26 am
Forum: Variable Portfolio Discussion
Topic: Bitcoin in the VP
Replies: 20
Views: 1716

Re: Bitcoin in the VP

which other assets can should we add to VP ? frugal, thereโ€™s no asset that you should add. You add what you want. Itโ€™s money that you can afford to lose. Anything I buy that is not a pp asset, I consider part of the Vp. Individual stocks, silver coins. Hi ๐Ÿ‘‹๐Ÿป I donโ€™t want to lose ๐Ÿคญ PP performance in...
by frugal
Tue Feb 17, 2026 8:23 am
Forum: Variable Portfolio Discussion
Topic: Bitcoin in the VP
Replies: 20
Views: 1716

Re: Bitcoin in the VP

3% is the right number very volatile! only bitcoin no shitcoins which other assets can should we add to VP ? Regards! 8) The PP was devised as a potentially safer alternative to T-Bills Expectations : Stock share prices broadly compare to inflation Gold price broadly compares to inflation Hard cash...
by frugal
Sun Feb 15, 2026 2:37 am
Forum: Variable Portfolio Discussion
Topic: Bitcoin in the VP
Replies: 20
Views: 1716

Re: Bitcoin in the VP

3% is the right number

very volatile!

only bitcoin

no shitcoins

which other assets can should we add to VP ?

Regards!

8)
by frugal
Sun Jan 18, 2026 11:59 pm
Forum: Permanent Portfolio Discussion
Topic: Predict 2026 winner
Replies: 14
Views: 4206

Re: Predict 2026 winner

All winners :) Actually that is fairly common! In the US for the 48 year period 1978 through 2025, all 4 assets have had positive nominal returns in 19 years (40% of the time) including last year: 1982,85-86,93,95; 2003-07,10-12,16-17,19-20,23,25 PP-AssetReturnsByYear.PNG Hello ๐Ÿ‘‹๐Ÿป What do you use a...
by frugal
Sun Jan 18, 2026 8:57 am
Forum: Permanent Portfolio Discussion
Topic: Best Lazy Portfolio to Pair with a Harry Browne Permanent Portfolio 🧩
Replies: 8
Views: 2955

Re: Best Lazy Portfolio to Pair with a Harry Browne Permanent Portfolio 🧩

boglerdude wrote: โ†‘Sun Jan 18, 2026 5:37 am You didn't build a house, frugal. Gonna start a support group for backtest addicts

Unrelated content https://mishtalk.com/economics/did-bitc ... ools-gold/
Please explain in detail

Thank you ๐Ÿ™๐Ÿป
by frugal
Sat Jan 17, 2026 5:58 am
Forum: Permanent Portfolio Discussion
Topic: Best Lazy Portfolio to Pair with a Harry Browne Permanent Portfolio 🧩
Replies: 8
Views: 2955

Best Lazy Portfolio to Pair with a Harry Browne Permanent Portfolio 🧩

Hello everyone ๐Ÿ‘‹ I currently hold a Harry Browne Permanent Portfolio as my core allocation. I am now looking to add a lazy portfolio that is structurally different, meaning it relies on clearly different asset classes or return drivers, not just small variations of stocks, bonds, gold, and cash. The...
by frugal
Fri Jan 16, 2026 3:45 pm
Forum: Permanent Portfolio Discussion
Topic: 📈 Tracking the Permanent Portfolio Daily โ€“ Best Sites?
Replies: 13
Views: 2555

Re: 📈 Tracking the Permanent Portfolio Daily โ€“ Best Sites?

Yes, it's freeware. A few clever IT specialists put their heads together and built this fantastic tool. It's completely open source. There's even a Portuguese menu if you need it. The initial setup takes a little effort, finding data sources for the securities, but there's a very knowledgeable Engl...
by frugal
Thu Jan 15, 2026 12:16 am
Forum: Permanent Portfolio Discussion
Topic: 📈 Tracking the Permanent Portfolio Daily โ€“ Best Sites?
Replies: 13
Views: 2555

Re: 📈 Tracking the Permanent Portfolio Daily โ€“ Best Sites?

Yes, no problem ๐Ÿ˜Œ

I have it since 2013

I prefer to check when it rises and forget when it doesnโ€™t ๐Ÿ˜

Maybe yahoo or google stocks can do itโ€ฆ
by frugal
Wed Jan 14, 2026 5:05 am
Forum: Permanent Portfolio Discussion
Topic: 📈 Tracking the Permanent Portfolio Daily โ€“ Best Sites?
Replies: 13
Views: 2555

📈 Tracking the Permanent Portfolio Daily โ€“ Best Sites?

Hi everyone,

Iโ€™m looking for websites or platforms where I can track the Permanent Portfolio on a daily basis.

Ideally, Iโ€™d like something that shows clear charts or graphs to visualize its performance and variations over time.

Any recommendations would be greatly appreciated!

:)
by frugal
Mon Jan 12, 2026 11:04 am
Forum: Permanent Portfolio Discussion
Topic: 💼 Cash Management in HB-PP: To Rebalance or Not? 🔄
Replies: 24
Views: 8318

Re: 💼 Cash Management in HB-PP: To Rebalance or Not? 🔄

mathjak107 wrote: โ†‘Sun Jan 11, 2026 2:23 pm not a fan of tips for all the reasons tyler wrote about
Hi Mat!

Where Tyler wrote ?

Regards
by frugal
Fri Jan 09, 2026 6:07 pm
Forum: Permanent Portfolio Discussion
Topic: Hello 2026
Replies: 10
Views: 3043

Re: Hello 2026

All the best Craig !

Where is the other M.Tex?

You should come every month to write one paragraph onlyโ€ฆ

The forum misses you ๐Ÿ˜ข๐Ÿ˜ข๐Ÿ˜ข
by frugal
Thu Jan 08, 2026 10:53 am
Forum: Permanent Portfolio Discussion
Topic: 💼 Cash Management in HB-PP: To Rebalance or Not? 🔄
Replies: 24
Views: 8318

Re: 💼 Cash Management in HB-PP: To Rebalance or Not? 🔄

Use a 2x leveraged stock fund for the 'stock' third. Thirds each 2x stock, gold, cash Gold in hand, safest cash (T-Bills/short term treasury). Exposure of 66% stock, 33% gold, 33% cash, 33% borrowed (by the leveraged ETF). Reduced counter-party risk, benchmark to 67/33 stock/bond and better reward,...
by frugal
Wed Jan 07, 2026 7:44 am
Forum: Permanent Portfolio Discussion
Topic: Predict 2026 winner
Replies: 14
Views: 4206

Re: Predict 2026 winner

If the year ended today, I'd be right! (Gold) Silver and BitCoin weren't options :) 3-5% on BITCOIN I believe is a good choice I missed 13 years of great rising :'( I'm working slowly to get there Silver got itself there :) Which % of silver you have ? Is it part of PP? Please comment
by frugal
Tue Jan 06, 2026 9:40 am
Forum: Permanent Portfolio Discussion
Topic: Balancing Gains and Losses Every Year to Eliminate Capital Gains Tax in the Long Run
Replies: 28
Views: 30263

Re: Balancing Gains and Losses Every Year to Eliminate Capital Gains Tax in the Long Run

๐Ÿ’ก The Tax Loss Harvesting Dilemma Right now, you have the chance: ๐Ÿ“‰ An asset with a $100 loss. ๐Ÿ“ˆ Another investment with $100 total profit. If you sell the losing asset today, you can offset $100 of profit and reduce taxes immediately. โœ… But hereโ€™s the catch: in a few years, itโ€™s likely that all you...
by frugal
Tue Jan 06, 2026 9:24 am
Forum: Permanent Portfolio Discussion
Topic: 💼 Cash Management in HB-PP: To Rebalance or Not? 🔄
Replies: 24
Views: 8318

Re: 💼 Cash Management in HB-PP: To Rebalance or Not? 🔄

Hey everyone! ๐Ÿ‘‹ Following up on my previous post, Iโ€™m curious about a PP-style portfolio with a 33-33-33% allocation (equities ๐ŸŸข / bonds ๐Ÿ”ต / gold ๐ŸŸ ). Iโ€™m trying to understand: How would the overall risk change compared to a more traditional allocation? โš–๏ธ What kind of impact on performance/returns c...
by frugal
Tue Jan 06, 2026 5:56 am
Forum: Permanent Portfolio Discussion
Topic: 💼 Cash Management in HB-PP: To Rebalance or Not? 🔄
Replies: 24
Views: 8318

💼 Cash Management in HB-PP: To Rebalance or Not? 🔄

Hello everyone, At the moment, the cash portion within my HB-PP portfolio stands at only 10%, while the HB-PP allocation represents roughly 20% of my total assets. ๐Ÿ’ผ I am wondering whether it would make sense to rebalance the cash component within the HB-PP itself, or if maintaining this relatively ...
by frugal
Tue Jan 06, 2026 3:30 am
Forum: Permanent Portfolio Discussion
Topic: Free eBook: Charles Gaveโ€™s Strategy for Optimizing the Permanent Portfolio
Replies: 14
Views: 4282

Re: Free eBook: Charles Gaveโ€™s Strategy for Optimizing the Permanent Portfolio

Hello to all,

I printed to make a quick read in the weekend.

PP is PP and the rest is VP

Problem of PP is low volatility generates low returns

In Europe CAGR for the last 10 years is under 5% :'(
by frugal
Tue Jan 06, 2026 3:28 am
Forum: Permanent Portfolio Discussion
Topic: Predict 2026 winner
Replies: 14
Views: 4206

Re: Predict 2026 winner

Dieter wrote: โ†‘Mon Jan 05, 2026 6:55 pm If the year ended today, I'd be right!

(Gold)

Silver and BitCoin weren't options :)
3-5% on BITCOIN

I believe is a good choice

I missed 13 years of great rising :'(