If the year ended today, I'd be right! (Gold) Silver and BitCoin weren't options :) 3-5% on BITCOIN I believe is a good choice I missed 13 years of great rising :'( I'm working slowly to get there Silver got itself there :) Which % of silver you have ? Is it part of PP? Please comment

💡 The Tax Loss Harvesting Dilemma Right now, you have the chance: 📉 An asset with a $100 loss. 📈 Another investment with $100 total profit. If you sell the losing asset today, you can offset $100 of profit and reduce taxes immediately. ✅ But here’s the catch: in a few years, it’s likely that all you...

Hey everyone! 👋 Following up on my previous post, I’m curious about a PP-style portfolio with a 33-33-33% allocation (equities 🟢 / bonds 🔵 / gold 🟠). I’m trying to understand: How would the overall risk change compared to a more traditional allocation? ⚖️ What kind of impact on performance/returns c...

Hello everyone, At the moment, the cash portion within my HB-PP portfolio stands at only 10%, while the HB-PP allocation represents roughly 20% of my total assets. 💼 I am wondering whether it would make sense to rebalance the cash component within the HB-PP itself, or if maintaining this relatively ...

Hello to all,

I printed to make a quick read in the weekend.

PP is PP and the rest is VP

Problem of PP is low volatility generates low returns

In Europe CAGR for the last 10 years is under 5%

Dieter wrote: ↑Mon Jan 05, 2026 6:55 pm If the year ended today, I'd be right!

(Gold)

Silver and BitCoin weren't options

3-5% on BITCOIN

I believe is a good choice

I missed 13 years of great rising

Thank you

Let me read

Happy 2026

3 fantastic years!

Last 13 weren’t like this unfortunately

All winners

dualstow wrote: ↑Sat Nov 01, 2025 6:43 pm I feel like someone (Kevin K?) covered this a long time ago.
Said the need for long bonds happens less often.

Please explain

Hi everyone, 8) I’m based in Europe, and I already run a Permanent Portfolio here. Now I’d like to build a second one — an American-style Permanent Portfolio. Could you please share which ETFs are most commonly used (or preferred) in the U.S. version of the Permanent Portfolio for each of the four a...

Hi everyone, 8) Has anyone here tried integrating uncorrelated strategies — such as Carry Trade (e.g., FX carry, bond carry, etc.) or Trend Following (CTA-style, managed futures, etc.) — within a Permanent Portfolio framework? The idea is to see if these approaches, which theoretically have low corr...

Hi, The Permanent Portfolio has been on a strong upward trend, reaching levels that, historically, tend to precede some kind of cooling period or even a correction. Over the last months, we’ve seen a steady appreciation across its core components. Typically, the Permanent Portfolio works as a hedge,...

Let's think on 3% as SWR for the FIRE

Grinch wrote: ↑Wed Oct 15, 2025 10:31 am In Euro or USD?

US-PP had higher returns historically

I'm European. The risk or opportunity associated with the US dollar is more than adequately contained in Global Stocks. Over 70% is in North America. I don't need more. The price of gold is also traded in dollars. Gold price increases are currently only muted for euro investors. So why take more ri...

Hi everyone 👋 I’m currently diving deeper into SWR (Safe Withdrawal Rate) and PWR (Perpetual Withdrawal Rate) using the Permanent Portfolio strategy — the classic 25% mix of stocks, long-term bonds, gold, and cash. For context: • SWR (Safe Withdrawal Rate) is the percentage of your portfolio you can...

Hello

i think you should stick to EU-PP or US-PP first...



Why don't you follow the book?

Regards

Grinch wrote: ↑Sun Oct 12, 2025 3:36 am No, that is no Option

Why?

Hi

Have you thought to have a second US-PP?

Regards

I bought a little IBIT Plan to do quarterly purchases Guess it's time for it all to come crashing down Hi Nice move on starting small and scaling in with quarterly buys — that’s a solid way to build a position over time. Curious though… why did you decide to go with IBIT instead of self-custody? Fr...

That makes a lot of sense — your reasoning is very solid. What’s interesting is that we’re actually applying the same logic, just at different scales. You’re basically using 1–2 days of PP volatility as your Bitcoin risk budget, while my 2.5% allocation corresponds to roughly 10 days of average PP v...

The Permanent Portfolio, created by Harry Browne, is designed to protect wealth through all economic cycles. Its classic structure is simple and balanced: 🪙 25% Gold → Inflation protection 📈 25% Stocks → Prosperity cycles 💵 25% Cash → Liquidity and deflation 🏦 25% Long-term Bonds → Deflation and rec...

Okay, that's a misunderstanding. I'm still depositing €1,000 into the account. So the volume is still growing. I'm just no longer buying all asset classes every month, but only when the 15/40 range is hit. Then there's a rebalancing to 4 x 25. hi, so only CASH is growing and waiting bands? Why not ...

Hi

Why you stopped adding savings!?

Regards