Hi WhiteElephant,

So, in that case, does it make sense to hold gold in EUR, cash in EUR, and then allocate stocks and bonds in USD?

Curious to hear your thoughts!

Cheers,
Frugal

Hello WhiteElephant,

Gold is exactly the same to be in USD or EUR ?

Regards!

Hi 👋, My main question remains: is it worth having 20–40% direct exposure to USD 💵, through US-domiciled ETFs traded in dollars? At one point, I seriously considered building a US-style Harry Browne Permanent Portfolio (HB-PP-USA) using US-domiciled assets. After all, that’s where the strategy origi...

Regarding US-HB-PP with european ETFs in euros, what do you think?

Is the risk covered and hedged or they are the same as USD ETFs ?

Dear PPeers, I have recently completed the construction of a Permanent Portfolio based in Europe 🇪🇺, fully denominated in euros. This allocation suits my objectives of long-term capital preservation, low volatility, and resilience across economic cycles. At this stage, I am considering further diver...

Hello

Which assets and weights % do you have ?

Regards

Hi

Isn’t it stock picking?

Hal wrote: ↑Fri Apr 25, 2025 7:26 pm Portfolio Charts is your friend!

Ahahah

Didn’t know


Perfect

Thank you

Dear PP friends, 😊 I’m currently putting together a US-based Permanent Portfolio, and I’d love your help in identifying all the classic ETF options that can be used for each of the four core asset classes in this strategy. I’m not looking for alternative or creative ideas this time — just the tradit...

Hello

I would prefer

75% EU PP

+

25% US PP

…

Or something similar.

Waiting your comments


Happy Easter

Hi everyone, I'm currently based in Europe and have been running a Permanent Portfolio (25% stocks, 25% long-term bonds, 25% gold, 25% cash) with a focus on European assets. So far, it's done its job in terms of stability and low volatility. However, I'm now wondering if it would make sense to build...

Hi

I will follow your advices.

But they have some new ideas and we have to learn new world

Regards

Dear PPeers 🤠 Following up on my previous message about Return Stacking in the context of HB-PP (Harry Browne’s Permanent Portfolio), I wanted to share an approach that I’ve seen gaining traction. Some investors are adding a 5th sleeve to the traditional 4-asset PP by incorporating Trend Following s...

Nice answers!

So you recommend GB…

Please let me know more about what should I do to transform EU-PP into GB

I was already thinking on adding Small caps to the stocks portion.

Regards

Hi everyone, :) Just wanted to bring up a point that caught my attention recently. I was chatting with a Spanish investor who’s studied the Permanent Portfolio in depth, and he made a bold claim: that 30-year bonds no longer make sense in today’s environment. His reasoning? Mainly that the duration ...

I've been wrestling with this topic myself. I have STT's as my cash component (SHY + SCHO), and I been underwater on them for years . They've only started to inch closer to break even, but it's been a slog, and I'm in no mood to DCA those out of the hole- not when my gold and equities have been doi...

So yeah as mathjak said the original PP called for a Treasury money market fund not short-term Treasuries but Craig Rowland blessed the latter as a permissible tweak as long as one kept cash on hand for immediate needs. But for most of the years since folks "discovered" the PP - i.e. righ...

mathjak107 wrote: ↑Sat Apr 05, 2025 9:11 am the original pp used cash instruments not short term bonds

Hello

Can you explain more about it ?

After 10 years, these short-term bonds have produced either very low returns or even negative real returns when adjusted for inflation. Not exactly the capital protection I was hoping for. Yes, I did find it challenging to hold cash during the many years of interest rate repression. But while real ...

Honestly, you can only tell in the rear-view mirror. Take my vp: it’s full of 10-year treasuries and some shorter term US treasury notes. Now, of course, I like looking at it ( at that part of it) this week as stocks get hammered. However, most of the time, I think about how my dad just kept everyt...

Hello everyone! 👋 :o Short-Term Bonds in the Permanent Portfolio: Still Worth It After 10 Years? It’s been over a decade since I first allocated part of my portfolio to short-term government bonds, following the classic Permanent Portfolio strategy. The idea was to balance out volatility and preserv...

Hello everybody! For those who have achieved Financial Independence, Retire Early (FIRE)—what does life look like after reaching your goal? 💰 Are you fully retired and enjoying life? Have you taken up a new hobby, business, or passion project? Do you still work, but on your own terms? And for those ...

Dear All, I hope you’re doing well. I’m reaching out to ask if anyone here is applying a Return Stacking strategy to HB-PP (Harry Browne’s Permanent Portfolio). I’d love to hear about: • The specific methods or asset classes used. • The impact on risk-adjusted returns. • Any challenges or key consid...

dualstow wrote: ↑Mon Mar 24, 2025 8:58 am Happy belated vernal equinox, frugal!

Regards my fellow

And with that, the ancient yet youthful creature frugal went back into the hollow of the magic tree where he dwells, not to be seen again until the next solstice, or a disturbance in the underpinnings of the Universe… lol 😆 Hi 👋🏻 I am here, this forum is a bit 😌 calm I have been searching for more ...