Search found 682 matches

by whatchamacallit
Thu Feb 02, 2023 11:59 am
Forum: Stocks
Topic: Stock scream room
Replies: 1438
Views: 543484

Re: Stock scream room

Nasdaq up over 17% ytd? That is some pain.
by whatchamacallit
Tue Jan 24, 2023 9:11 pm
Forum: Other Discussions
Topic: New Ideas about Sleep
Replies: 15
Views: 322

Re: New Ideas about Sleep

As a lifelong insomniac I can get on board with the body wanting to stay awake for 30 to 40 hours. If I didn't have to live by a schedule I could see getting into a sleep schedule that did not revolve around a time of day at all. I can't even comprehend being able to sleep for 10 hours and feel pret...
by whatchamacallit
Tue Jan 17, 2023 9:25 pm
Forum: Politics
Topic: The Left is Eating Itself Pt. II
Replies: 820
Views: 273026

Re: The Left is Eating Itself Pt. II

Wow. That bill is terrifying. It is in itself what it purports to stop.
by whatchamacallit
Wed Jan 11, 2023 10:17 pm
Forum: Bonds
Topic: When is it time to load up on bonds.
Replies: 21
Views: 1288

Re: When is it time to load up on bonds.

I decided it was time to get back into long bonds sometime last month and went pure permanent portfolio in the accounts I was able to in. My thought process was that your best opportunity to take advantage of long bonds is when the yield curve gets as inverted as much as it is now. https://www.longt...
by whatchamacallit
Tue Dec 27, 2022 4:24 pm
Forum: Bonds
Topic: Would you buy an even longer bond?
Replies: 13
Views: 1208

Re: Would you buy an even longer bond?

I wanted to hear some context from Harry himself so I listened to this show 05-04-24 - The effects of interest-rate changes on the economy https://youtu.be/R34Bct2OKFM?t=2224 It seems to me that the context is a world where the 30 year treasury bond is the longest dated bond. As welderwannabe mentio...
by whatchamacallit
Sat Dec 24, 2022 9:30 am
Forum: Gold
Topic: Fidelity Gold, Silver, Platinum, and Palladium Trading
Replies: 3
Views: 342

Fidelity Gold, Silver, Platinum, and Palladium Trading

When did this happen? I just learned of this from snedgar in the other thread. This at least feels like lower counter party risk with some higher fees. https://www.fidelity.com/trading/investment-choices/gold-silver-platinum Buying and selling fees: Fees5 Gross amount Percent charged on gross amount...
by whatchamacallit
Fri Dec 23, 2022 1:51 am
Forum: Permanent Portfolio Discussion
Topic: Huh, 1/N Asset Allocation is Quite Robust
Replies: 12
Views: 977

Re: Huh, 1/N Asset Allocation is Quite Robust

Interesting. I was not familiar with this but found some more context in a 2011 paper that was also in support. http://arno.uvt.nl/show.cgi?fid=129399 In circa 400 A.D. Jewish Rabbi Issac Bar Aha recommended always to invest a third into land, a third into merchandise and to keep a third at hand. Th...
by whatchamacallit
Mon Dec 05, 2022 2:58 pm
Forum: Variable Portfolio Discussion
Topic: GAA Cambria Global Asset Allocation ETF
Replies: 1
Views: 352

GAA Cambria Global Asset Allocation ETF

I expect this fund would be of interest to folks interested in permanent portfolio. Maybe this has been mentioned before but I just heard fresh advertisement of Meb Faber's podcast. Podcast https://mebfaber.com/2022/12/05/cambria-aa/ He mentioned Harry Browne's permanent portfolio as one influence f...
by whatchamacallit
Sat Dec 03, 2022 10:01 pm
Forum: Politics
Topic: The Twitter Files
Replies: 154
Views: 4898

Re: The Twitter Files

It can be hard to define but the government deciding what is truth and not allowing public discussion does shut down free speech.

https://www.dhs.gov/news/2022/08/24/fol ... ance-board
by whatchamacallit
Sat Dec 03, 2022 8:35 pm
Forum: Politics
Topic: The Twitter Files
Replies: 154
Views: 4898

Re: The Twitter Files

Free speech isn't the issue democrats care about so it won't change any minds. I imagine everyone has an issue that would cause them to abandon their party if the other party had their preferred stance. I know I would abandon all other positions if the republicans were the ones shutting down speech ...
by whatchamacallit
Mon Nov 28, 2022 3:20 pm
Forum: Cash
Topic: Tempting Cash Rebate offers
Replies: 36
Views: 1137

Re: Tempting Cash Rebate offers

You are right. I was mixing up the 30k and 70k bonuses. Long story short is you are not getting that full bonus when you look at opportunity cost of moving from Treasury to citi So maybe you get $300 of that $500 bonus if you are lucky. Would be much more attractive if Treasury wasn't already paying...
by whatchamacallit
Mon Nov 28, 2022 11:29 am
Forum: Cash
Topic: Tempting Cash Rebate offers
Replies: 36
Views: 1137

Re: Tempting Cash Rebate offers

After seeing rate was better for lower amounts, I contemplated the $500 for $30k offer but still don't think it is worth it.

After state tax, rate would be more like 5.1

1 year Treasury is 4.75

So all the trouble to earn an extra .35 %

$100 maybe?
by whatchamacallit
Thu Nov 24, 2022 10:38 pm
Forum: Other Discussions
Topic: Peanut Butter
Replies: 51
Views: 1772

Re: Peanut Butter

The peanut butter was exceptional. Going back to peter pan has been difficult. Walmart is also out of stock now.
by whatchamacallit
Thu Nov 24, 2022 10:33 pm
Forum: Cash
Topic: Tempting Cash Rebate offers
Replies: 36
Views: 1137

Re: Tempting Cash Rebate offers

My calculations show this worse deal than Treasury money market.

It would only be about annual 4% return if you could replicate every 60 days. Rough estimate 2000 of 300000 is .66 % , x 6 is 3.96.


You would be better off buying 2 month Treasury that doesn't have state income tax for sure.
by whatchamacallit
Thu Nov 10, 2022 12:40 pm
Forum: Gold
Topic: Gold ETFs old and new
Replies: 32
Views: 6752

Re: Gold ETFs old and new

Just noticed.

IAUM
Now at .09% expense ratio.

Bid ask spread and premium spread are looser than GLDM so I think GLDM would still be more cost effective.

https://www.ishares.com/us/products/306 ... rust-micro
by whatchamacallit
Wed Nov 09, 2022 9:53 am
Forum: Cash
Topic: Single-bond ETFs
Replies: 9
Views: 1426

Re: Single-bond ETFs

I completed a 3 month auction just in time to watch the rates go up right after. I also set up auto roll on it. For simplicity sake I am liking both sgov and cltl as mindless place to put cash while waiting for I bond space. Sgov is winning out for now but their expense ratio is scheduled to go up t...
by whatchamacallit
Sun Nov 06, 2022 8:43 pm
Forum: Variable Portfolio Discussion
Topic: 4.3% SWR for 30 years
Replies: 22
Views: 1380

Re: 4.3% SWR for 30 years

I wondered if you could make it simpler with ETFs. I don't know how to calculate your yield though. You could split money 3 ways between these funds to spread out the duration. Then sell the fund that is up when you need to make a withdrawal. https://www.pimco.com/en-us/investments/etf/1-5-year-us-t...
by whatchamacallit
Fri Nov 04, 2022 3:20 pm
Forum: Politics
Topic: White House Deletes Tweet After Context Note
Replies: 10
Views: 633

Re: White House Deletes Tweet After Context Note

At first I didn't like the sound of context being added by Twitter overlords but it sounds like this just a pinned comment based on community votes. That is generally helpful to stop a tweet that is disinformation. According to a description under the annotation, “Context is written by people who us...
by whatchamacallit
Wed Nov 02, 2022 9:56 am
Forum: Other Discussions
Topic: Peanut Butter
Replies: 51
Views: 1772

Re: Peanut Butter

Ok folks...convince me that (on Amazon) a $28.55 16oz jar of Teddie peanut butter is THAT good. I can get 12 16.3 oz jars of Skippy Super Chunk for $31.44 (on Amazon) 12x better??? Sounds like that is just an Amazon price predator. 26 oz for $5 https://www.walmart.com/ip/43300425 I have received my...
by whatchamacallit
Mon Oct 31, 2022 5:44 pm
Forum: Other Discussions
Topic: Peanut Butter
Replies: 51
Views: 1772

Re: Peanut Butter

Seriously, why even bother with the apples. The only thing I ever add to my peanut butter is chocolate chips. :) The apples are non-cane sugar .. natural sugar. Now I will go off to make my only meal of the day. Heaping tablespoon of unsweetened cocoa powder A lot of peanut butter 2 packets of Stev...
by whatchamacallit
Sat Oct 29, 2022 10:28 pm
Forum: Other Discussions
Topic: Peanut Butter
Replies: 51
Views: 1772

Re: Peanut Butter

Never had it myself but I found Walmart ships at least the salted variety. I'll order some to try.

Teddie All Natural Super Chunky Peanut Butter, 26 oz https://www.walmart.com/ip/43300425
by whatchamacallit
Thu Oct 27, 2022 3:13 pm
Forum: Permanent Portfolio Discussion
Topic: Bitcoin as a complement or alternative to gold in the PP
Replies: 178
Views: 41277

Re: Bitcoin as a complement or alternative to gold in the PP

The TIME magazine market top indicator is getting very close. It isn't a cover yet but at this rate I expect bitcoin to be on the cover this year. https://www.thestreet.com/crypto/bitcoin/time-magazine-to-hold-bitcoin For reference housing indicator https://ritholtz.com/2005/06/uh-oh-time-magazine-...
by whatchamacallit
Wed Oct 26, 2022 9:02 pm
Forum: Cash
Topic: Single-bond ETFs
Replies: 9
Views: 1426

Re: Single-bond ETFs

Thanks for confirmation about the bid/ask spreads Coasting.

That is good information on needing to have the full $1000 in account for each bond/bill purchased.
by whatchamacallit
Wed Oct 26, 2022 6:36 pm
Forum: Other Discussions
Topic: Best Cash Back Credit Card
Replies: 22
Views: 2689

Re: Best Cash Back Credit Card

Advice from Rob Berger on simplifying cash back credit cards. Seems pretty reasonable.


A 3-Credit Card Cash Back Strategy Worth $500,000+

https://www.youtube.com/watch?v=4pWev9D_0yQ