Search found 747 matches

by whatchamacallit
Sun Feb 11, 2024 7:13 am
Forum: Politics
Topic: Putin interview
Replies: 7
Views: 303

Re: Putin interview

Interesting. I don't know that I watched it completely but from what I saw, his intelligence is what I noticed more than anything. The next thing I was shocked by is that he hasn't even spoken to Biden since the conflict started. https://www.rev.com/blog/transcripts/tucker-carlson-interviews-vladimi...
by whatchamacallit
Fri Feb 02, 2024 4:04 pm
Forum: Other Discussions
Topic: Optimal Diet
Replies: 149
Views: 69688

Re: Optimal Diet

Thank you for the reminder of intermittent fasting. This has been a game changer for me. Most recently before that I was trying to just eat healthier with low carb but it was unrealistic for my cravings. I had previously had trouble with intermittent fasting but something was finally able to click i...
by whatchamacallit
Thu Feb 01, 2024 9:00 pm
Forum: Permanent Portfolio Discussion
Topic: Who's putting cash in tax free accounts?
Replies: 2
Views: 385

Re: Who's putting cash in tax free accounts?

I have also thought about this conundrum and took cash out of Roth accounts. I now just do three equal parts of stocks, gold and intermediate bonds in Roth and traditional retirement accounts. Then save in only cash outside of retirement accounts. It ends up being balanced enough for me. If somehow ...
by whatchamacallit
Sat Jan 20, 2024 3:00 pm
Forum: Permanent Portfolio Discussion
Topic: 25 x 4 or 33 x 3
Replies: 37
Views: 31721

Re: 25 x 4 or 33 x 3

I kind of do 33 x 3 but use a total bond fund more like an intermediate bond fund. I also save cash separately.

It has had more volatility historically but a bit higher return.
by whatchamacallit
Thu Jan 18, 2024 9:13 pm
Forum: Permanent Portfolio Discussion
Topic: US Bank Asset Classes Explained
Replies: 0
Views: 882

US Bank Asset Classes Explained

I found this interesting. US Bank covers 4 major asset classes that are essentially the 4 parts of the permanent portfolio.

4 major asset classes explained
https://www.usbank.com/financialiq/inve ... ified.html
by whatchamacallit
Sun Jan 14, 2024 3:04 am
Forum: Stocks
Topic: SP500 ETF SPLG now .02 % ER
Replies: 5
Views: 10631

Re: SP500 ETF SPLG now .02 % ER

I do have some of the Fidelity zero expense fund and it has been fine in performance but didn't compare it with vanguard recently. After watching this bogleheads interview with vanguard fund manager, they did a good job selling me on their funds even if expense ratio is a bit more. The difference be...
by whatchamacallit
Sun Jan 14, 2024 2:53 am
Forum: Permanent Portfolio Discussion
Topic: I do not undestand the theory behind international PP at all
Replies: 25
Views: 11105

Re: I do not undestand the theory behind international PP at all

I expect total world stock and bond funds are more popular in other countries outside of USA. Total world options are almost non existent in the US. If I was outside of the US and wanted to stay there I think I would hold some local cash and then split in thirds total world stock, total world bonds ...
by whatchamacallit
Wed Nov 08, 2023 8:26 am
Forum: Other Discussions
Topic: Security Analysis podcast with Jared Dillian
Replies: 0
Views: 8840

Security Analysis podcast with Jared Dillian

https://www.securityanalysis.org/p/jared-dillian-those-bastards#details I really enjoyed this podcast mostly just for entertainment. Jared's buy and hold portfolio recommendation is very close to golden butterfly. 20 percent in each Stocks Reits Bonds Cash Gold He started out criticizing a random wa...
by whatchamacallit
Sat Nov 04, 2023 10:32 pm
Forum: Permanent Portfolio Discussion
Topic: Non-ESG ETFs
Replies: 53
Views: 26205

Re: Non-ESG ETFs

Tempting, but I dunno if I trust "anti-ethical" managers to not front-run their index ;) I probably missed your reference about the managers but I wouldn't have any fear of them front running the fund. The reason I found the fund is because it uses the same index provider that the zero expense fund...
by whatchamacallit
Sat Nov 04, 2023 8:14 pm
Forum: Variable Portfolio Discussion
Topic: REITS
Replies: 8
Views: 4196

Re: REITS

Here is a good European voice on not overweighting as well.

Lars Kroijer
https://youtube.com/playlist?list=PLXy7 ... ure=shared


So like bogglerdude said, You already own Reits in a stock fund so no reason to overweight them.
by whatchamacallit
Sat Nov 04, 2023 12:59 pm
Forum: Permanent Portfolio Discussion
Topic: Non-ESG ETFs
Replies: 53
Views: 26205

Re: Non-ESG ETFs

Here is a reasonable non-esg sp 500 ETF: STRV Strive 500 ETF https://www.strivefunds.com/strv I came across it just recently by accident and found out it is co-founded by Vivek Ramaswamy. It is still an index fund but it appears they would be using voting abilities for non-esg policies. The expense ...
by whatchamacallit
Thu Nov 02, 2023 7:04 pm
Forum: Gold
Topic: High cost gold depositories are you giving your gold away
Replies: 13
Views: 10594

Re: High cost gold depositories are you giving your gold away

I can't argue. I am thankful for GLDM and IAUM. I am happy enough to split between the two to balance some risk and to support them both.
by whatchamacallit
Wed Oct 25, 2023 9:37 pm
Forum: Stocks
Topic: 0 expense 500 index ETF coming soon?
Replies: 1
Views: 1915

0 expense 500 index ETF coming soon?

BNY Mellon US Large Cap Core Equity ETF (BKLC) https://im.bnymellon.com/us/en/intermediary/products/etf/fund/bny-mellon-us-large-cap-core-equity-etf.html I have been watching this ETF the last few months that has zero expenses. Currently it is more of a mega cap fund holding about 200 of the largest...
by whatchamacallit
Sat Oct 21, 2023 7:36 am
Forum: Stocks
Topic: Small Cap Value seems cheap at the moment
Replies: 23
Views: 19871

Re: Small Cap Value seems cheap at the moment

I saw this one on bogleheads:

small cap value bogleheads live coming up on 24th.

https://www.bogleheads.org/forum/viewto ... st=7513037
by whatchamacallit
Wed Oct 18, 2023 9:56 pm
Forum: Stocks
Topic: Small Cap Value seems cheap at the moment
Replies: 23
Views: 19871

Re: Small Cap Value seems cheap at the moment

I know how I have seen small cap value indexes have out performed the market but is there an actual small cap value fund that was able to out perform? Maybe you could say DFSTX has but barely as of lately. I don't necessarily think it will continue but it looks like the time to move to small cap val...
by whatchamacallit
Mon Oct 16, 2023 9:12 pm
Forum: Bonds
Topic: How do bond funds / ETF’s work?
Replies: 6
Views: 3412

Re: How do bond funds / ETF’s work?

I was now curious myself how EDV paid distributions since it has zero coupon bonds. I found these bogleheads threads that have some good responses: https://www.bogleheads.org/forum/viewtopic.php?t=401634 https://www.bogleheads.org/forum/viewtopic.php?t=346035 I would assume that the distributions wo...
by whatchamacallit
Mon Oct 16, 2023 4:31 am
Forum: Stocks
Topic: Small Cap Value seems cheap at the moment
Replies: 23
Views: 19871

Re: Small Cap Value seems cheap at the moment

I was going to refer to Paul Marriman's website for best SCV funds but it appears to be down. https://paulmerriman.com/best-in-class-etf-recommendations/ The one I remember being most recommended was AVUV I personally lost the faith for SCV and just do total stock market. I couldn't handle the fatig...
by whatchamacallit
Sat Oct 14, 2023 11:49 am
Forum: Gold
Topic: Why the big move in gold?
Replies: 27
Views: 37341

Re: Why the big move in gold?

Sorry Smith. I did just buy some more earlier in the week going to 33/33/33 stocks/intermediate bonds/gold in retirement accounts so the gold portion worked out nicely.

I hate gold but there is nothing else like it.

Do you have any gold now Vinny?
by whatchamacallit
Mon Oct 09, 2023 11:30 am
Forum: Politics
Topic: Rise of the New Right & the Battle for America in 2024
Replies: 13
Views: 15305

Rise of the New Right & the Battle for America in 2024

https://hiddenforces.io/podcasts/rise-of-the-new-right-2024-u-s-elections-henry-olsen/ I really enjoyed this podcast. I don't believe I had heard of Henry Olsen before but will start paying attention to him. He did a great job of describing current political sides that helped me understand them bett...
by whatchamacallit
Mon Oct 09, 2023 10:45 am
Forum: Bonds
Topic: When is it time to load up on bonds.
Replies: 40
Views: 24378

Re: When is it time to load up on bonds.

vnatale wrote:
Mon Oct 09, 2023 8:38 am
boglerdude wrote:
Sun Oct 08, 2023 8:04 pm
He did it!
Don't know who "He" is?

Does everyone else know except for me?
Yes.
boglerdude wrote:
Tue Apr 11, 2023 7:06 pm
And the house? Every day I come here for the house update.
by whatchamacallit
Sat Oct 07, 2023 8:32 pm
Forum: Bonds
Topic: The Bond Market Sweet Spot
Replies: 22
Views: 12072

Re: The Bond Market Sweet Spot

Kevin had me second guessing gold in this thread but after the news out of Israel today I believe it still has a place as the chaos asset. The option I have been using for bonds is GOVT. It is a total us treasury fund similar to a total bond fund that holds all the maturities based on market cap. Lo...
by whatchamacallit
Fri Oct 06, 2023 4:09 pm
Forum: Bonds
Topic: The Bond Market Sweet Spot
Replies: 22
Views: 12072

Re: The Bond Market Sweet Spot

I was kind of thinking along the same lines Smith. How has a total bond fund compared with a barbell of long bond and cash. Not a crazy difference: Screenshot 2023-10-06 5.05.16 PM.png Portfolio 1 is total bond fund, Portfolio 2 is barbell with annual re balancing. No re balancing was a little worse...
by whatchamacallit
Fri Oct 06, 2023 3:52 pm
Forum: Cash
Topic: EU IBKR: Cash yield enhancement program
Replies: 5
Views: 9751

Re: EU IBKR: Cash yield enhancement program

Thank you for the insight seajay. It sounds like a difficult environment to save in. I found the NS&I website while googling how to buy UK bonds and the rates look to be quite a bit lower than what I would expect. I am not sure what to compare this service with. It seems like it might be similar to ...
by whatchamacallit
Mon Oct 02, 2023 4:25 pm
Forum: Gold
Topic: 50/50 Stock/Gold vs 67/33 stock/bond
Replies: 2
Views: 3053

Re: 50/50 Stock/Gold vs 67/33 stock/bond

Isn't 67/33 Stock/Gold even better than 50/50 Stock/Gold though?
by whatchamacallit
Sun Oct 01, 2023 8:51 pm
Forum: Permanent Portfolio Discussion
Topic: 24 Things I Believe About Investing
Replies: 3
Views: 1978

Re: 24 Things I Believe About Investing

Reminds me of a sign I first saw in a Jimmy John's 15 years ago: https://finmasters.com/warren-buffetts-10-rules-to-get-rich/#gref https://mlsjoxwh2dv5.i.optimole.com/cb:fJ2b~7176/w:700/h:933/q:90/dpr:1.3/f:avif/https://finmasters.com/wp-content/uploads/2022/02/Warren-Buffetts-Ten-Rules-Jimmy-Johns-...