I did sell some 0% / low fixed rate I-Bonds and bought some new with the funds

Highest fixed rate since I've been paying attention to I-Bonds

Yeah, I need to look into this -- I'm pretty sure I need to put some funds into LTT (although I have a low target allocation to LTT vs PP)

Overall, if I hadn't applied PP aspects to my retirement portfolio starting in 2012 (never been full PP), if I'd stayed the course, I'd have had higher returns. If I'd gone the other way and 100% into S&P 500, I'd have done even better Of course, I wouldn't have slept as well, might not have stayed ...

What's the way to think about using I-Bonds if the yield dips significantly below T-Bills? Well, I don't have that much in I-Bonds (have more in T-Bills / Money Markets) So, I'll likely not add; rollover older than May 2023 I-Bonds to higher fixed rate ones as it makes sense. Stay the course to hav...

While we are on the topic is surprises me that we don't have more members of this forum that are gamers, given that it seems like we are mostly male. Is it a generational thing? Used to do a bit -- Table Top RPGs (Basic and AD&D, Star Frontiers) and a bit of Wargaming (Panzer Leader, Dawn Patrol), ...

This is someone else's take on the prior article: https://www.mymoneyblog.com/treasury-bonds-vs.-tips-vs.-lifetime-income-annuities-compared.html?lctg=9627344 Treasury Bonds vs. TIPS vs. Lifetime Income Annuities Compared JUNE 25, 2023 BY JONATHAN PING "My lightning recap: Moderate inflation (2.4%)...

And a video on the new iBond rate and when to maybe “roll over” 0.00 fixed rate iBonds to buy into the new 0.90 fixed rate

https://youtu.be/7ooIgdycrfw

vnatale wrote: ↑

Fri May 26, 2023 8:29 am

Dieter wrote: ↑

Fri May 26, 2023 12:52 am

I own some of the Vanguard short-term TIPS fund, but, not increasing my allocation

Isn't that a totally different investment from actually holding the TIPS and holding them to maturity?

I wouldn’t say “totally”, but yeah, different

I own some of the Vanguard short-term TIPS fund, but, not increasing my allocation

flyingpylon wrote: ↑

Fri May 19, 2023 8:39 am

dualstow wrote: ↑

Fri May 19, 2023 6:58 am

Doesn’t shine when it should

— totally agree, Barrett.

Does gold have an obligation to shine when people want/expect it to?

It shines when it does. ¯\_(ツ)_/¯

Well, obviously, it SHOULD shine when _I_ expect it to

I mean, really

Wish I had a working crystal ball

Guess I should review my asset allocation actuals at some point

But not planning in making any changes

This blog is designed to record the investment journey of a UK based small investor. The All-Weather Portfolio for Uncertain Times https://diyinvestoruk.blogspot.com/2023/05/the-all-weather-portfolio-for-uncertain.html "Could this is the ultimate set-and-forget portfolio?" "Further reading - The Pe...

Kevin K. wrote: ↑

Tue May 09, 2023 2:53 pm

Dieter wrote: ↑

Tue May 09, 2023 2:05 pm

Holy tracking error, Batman!

Well yeah but unlike the Larry Portfolio or even (dare one say it?) the PP you at least get some return to go with your tracking error.

True

Ditto on the “tracking error” bit — if trying to get them to learn, I’d probably start with TSM or some such so that it better tracks the news

Holy tracking error, Batman!

So, I logged into TreasuryDirect Sunday (5/7) — uses the new login: * Are sent a one-time passcode (OTP) every time (can’t register your computer) * No more using on-screen keyboard * Password now case sensitive, based on the capitalization used for first login I didn’t do any changes (I’m looking t...

Had intended to full go through this when it came out in September 2022 so as to implement. https://tipswatch.com/2022/09/21/short-term-treasurys-even-more-attractive-now/ However, since then several other things took priority. Those things have now been taken care of and I do have to time to go th...

Barret, Hal posted the following link in a different thread, that has some timeframes, compared to existing rate of 0.4% https://tipswatch.com/2023/04/14/i-bond-dilemma-buy-in-april-buy-in-may-or-dont-buy-at-all/ So, less than three years for mine that have less than 0.4% fixed rate Ah, good, so yo...

Barret, Hal posted the following link in a different thread, that has some timeframes, compared to existing rate of 0.4%

https://tipswatch.com/2023/04/14/i-bond ... uy-at-all/

So, less than three years for mine that have less than 0.4% fixed rate

I’m not planning to buy new, but I may “swap” (sell and buy new) older iBonds, as most of mine have a 0% fixed rate (one has 0.2% I think)

Not that I have much, but, as I have space, I might as well get that extra 0.9% (even with any tax implications of selling existing iBonds, I _think_ worth it)

Given trends in the economy for the last forty years, can’t say I’m surprised

Releasing footage just to a guy on the right sure does sound like weaponization of government

What with the starvation, and now more recent invasion by a vile terrorist neighbour, I'm certain that Ukraine deeply regrets having ever believed Russian promises when it surrendered its nukes. Caught twice, one would expect Ukraine to never be caught out again. Can't see how a negotiated settleme...

Ah, “The White Plague”, by Frank Herbert

Good book