Turned out to be a good decision
Search found 670 matches
- Sat Nov 02, 2024 6:46 pm
- Forum: Cash
- Topic: iBonds / TreasuryDirect
- Replies: 39
- Views: 21315
- Wed Oct 30, 2024 9:55 pm
- Forum: Gold
- Topic: The GOLD scream room
- Replies: 3744
- Views: 1975144
Re: The GOLD scream room
Do tell what you learnI Shrugged wrote: ↑Wed Oct 30, 2024 12:51 pm I think I have to head over to Bogleheads to see what they think about gold.
- Sat Oct 26, 2024 12:18 pm
- Forum: Cash
- Topic: iBonds / TreasuryDirect
- Replies: 39
- Views: 21315
Re: iBonds / TreasuryDirect
I moved my money from Vanguard to bank so it will be there on Monday. What is the final thought here on buying in October or November? What I think I've seen predicted is that the calculated inflation rate will be lower and the fixed rate will likely be slightly lower Which sounds reasonable I boug...
- Mon Oct 21, 2024 9:36 pm
- Forum: Bonds
- Topic: The Bond Dream Room
- Replies: 564
- Views: 400653
- Mon Oct 21, 2024 9:30 pm
- Forum: Cash
- Topic: iBonds / TreasuryDirect
- Replies: 39
- Views: 21315
Re: iBonds / TreasuryDirect
1.2% predicted vs 1.3 on the fixed, gonna roll the dice and hope for a higher rate cuz this is chump change Rate should be double to reward small investors. But the Social Contract has been getting torn up so I might dump some iBonds and play the leveraged ETF game Given how bonds have done lately,...
- Mon Oct 21, 2024 9:26 pm
- Forum: Cash
- Topic: iBonds / TreasuryDirect
- Replies: 39
- Views: 21315
Re: iBonds / TreasuryDirect
TreasuryDirect to Bond Buyers: Moving Your Money Could Take a Year Demand surges on Treasury Department’s clunky website for buying government debt, leading to backlog of customer requests By Imani Moise | updated Oct 9, 2024 People who want to move investments from their accounts on the Treasury D...
- Thu Jul 11, 2024 4:36 pm
- Forum: Permanent Portfolio Discussion
- Topic: Yield
- Replies: 4
- Views: 5327
Re: Yield
PRPFX really isn't really PP -- if it's currently getting 0.58%, that's a LOT lower than current PP, which is closer to 3% If using Vanguard Mutual Funds as a simple implementation: Cash (Treasury MM - VUSXX): 5.28% LTT (VLGSX) : 4.52% SP 500 (VFIAX): 1.26% Gold (IAU): 0% Add and divide by four: 2.7...
- Sun Jun 30, 2024 2:00 am
- Forum: Permanent Portfolio Discussion
- Topic: So how did I Bonds perform relative to Bonds?
- Replies: 2
- Views: 3694
Re: So how did I Bonds perform relative to Bonds?
Definitely Cash And, quite happy with them -- didn't lose value; returns spiked during high inflation, don't pay taxes until redeem, no state taxes -- good stuff! I don't have that much in I-Bonds, so, selling low fixed rate bonds and buying at the current 1.3% fixed rate (yeah, the current composit...
- Fri May 10, 2024 2:31 pm
- Forum: Bonds
- Topic: Zeihan on Interest Rates
- Replies: 0
- Views: 6475
Zeihan on Interest Rates
Something I found interesting (why not to expect rate cuts for next 2-5 years)
Although I know can't really predict
But, I still thought it was an interesting take
Although I know can't really predict
But, I still thought it was an interesting take
- Thu May 09, 2024 1:20 pm
- Forum: Bonds
- Topic: Just made a purchase at 5.088 for 30 year LTTs
- Replies: 46
- Views: 28366
Re: Just made a purchase at 5.088 for 30 year LTTs
- Mon May 06, 2024 12:52 pm
- Forum: Bonds
- Topic: Bought my ibond allocation
- Replies: 7
- Views: 5587
Re: Bought my ibond allocation
A few days ago I did receive my $5,000 in iBonds purchased from my tax return e-filed on April 14, 2024. This time it was only one $5,000 bond. In the past there have been several to many bonds in different denominations to compose the $5,000. It was dated April 29, 2024. That means I got it under ...
- Wed May 01, 2024 12:55 pm
- Forum: Politics
- Topic: Putin Invades Ukraine II
- Replies: 1199
- Views: 1202628
Re: Putin Invades Ukraine II
It has been said that if Israel takes out Iran’s drone facility in its anticipated response, this will degrade Russia’s ability to use drones against Kyiv. Wouldn’t mind seeing that. Well, looks like only removing the drones / missles that Iran shot at Israel Still, that's at least some that can't ...
- Wed May 01, 2024 12:53 pm
- Forum: Bonds
- Topic: Bought my ibond allocation
- Replies: 7
- Views: 5587
Re: Bought my ibond allocation
And the final I-Bond 1 May 2024 tally:
* 1.3% Fixed rate (unchanged)
* 4.28% composite rate
* 1.3% Fixed rate (unchanged)
* 4.28% composite rate
- Wed May 01, 2024 12:46 pm
- Forum: Cash
- Topic: iBonds / TreasuryDirect
- Replies: 39
- Views: 21315
Re: iBonds / TreasuryDirect
And the final 1 May 2024 tally: * 1.3% Fixed rate * 4.28% composite rate So, it worked out to buy in April I'll likely sell more of my 0% fixed rate I-Bond (2.98%) and put into T-Bills / Treasury Money Market for now (~5.3%) Then put back into I-Bonds a bit later -- some likely around November / som...
- Mon Apr 08, 2024 10:34 pm
- Forum: Cash
- Topic: iBonds / TreasuryDirect
- Replies: 39
- Views: 21315
Re: iBonds / TreasuryDirect
I just sold some 0% fixed rate I-Bonds and bought new ones at 1.3% (Fixed rate at 1.3% through the end of April) Per one YouTube video I say, the fixed rate likely to be slightly lower May 1 And, figued 1.3% is better than my 0%, even with the 3 month interest penalty for selling before 5 years are up
- Thu Nov 23, 2023 10:52 pm
- Forum: Cash
- Topic: I-Bond fixed rate rises to 1.3%, highest in more than 16 years
- Replies: 24
- Views: 52011
Re: I-Bond fixed rate rises to 1.3%, highest in more than 16 years
I did sell some 0% / low fixed rate I-Bonds and bought some new with the funds
Highest fixed rate since I've been paying attention to I-Bonds
Highest fixed rate since I've been paying attention to I-Bonds
- Wed Oct 04, 2023 5:00 pm
- Forum: Permanent Portfolio Discussion
- Topic: Alright who’s hitting rebalancing bands?
- Replies: 13
- Views: 21948
Re: Alright who’s hitting rebalancing bands?
Yeah, I need to look into this -- I'm pretty sure I need to put some funds into LTT (although I have a low target allocation to LTT vs PP)
- Sat Jul 22, 2023 4:42 pm
- Forum: Permanent Portfolio Discussion
- Topic: PP Mistakes
- Replies: 43
- Views: 120278
Re: PP Mistakes
Overall, if I hadn't applied PP aspects to my retirement portfolio starting in 2012 (never been full PP), if I'd stayed the course, I'd have had higher returns. If I'd gone the other way and 100% into S&P 500, I'd have done even better Of course, I wouldn't have slept as well, might not have sta...
- Sun Jul 16, 2023 7:24 pm
- Forum: Cash
- Topic: New I-Bond Rate for 5/1/23 to 10/31/23
- Replies: 33
- Views: 30013
Re: New I-Bond Rate for 5/1/23 to 10/31/23
What's the way to think about using I-Bonds if the yield dips significantly below T-Bills? Well, I don't have that much in I-Bonds (have more in T-Bills / Money Markets) So, I'll likely not add; rollover older than May 2023 I-Bonds to higher fixed rate ones as it makes sense. Stay the course to hav...
- Fri Jul 14, 2023 11:08 pm
- Forum: Other Discussions
- Topic: Daily "Check In" Thread For Us
- Replies: 2668
- Views: 1657760
Re: Daily "Check In" Thread For Us
While we are on the topic is surprises me that we don't have more members of this forum that are gamers, given that it seems like we are mostly male. Is it a generational thing? Used to do a bit -- Table Top RPGs (Basic and AD&D, Star Frontiers) and a bit of Wargaming (Panzer Leader, Dawn Patro...
- Sun Jul 09, 2023 4:40 pm
- Forum: Bonds
- Topic: What to do with a Low-Yielding 30-Year Bond
- Replies: 31
- Views: 37271
Re: What to do with a Low-Yielding 30-Year Bond
This is someone else's take on the prior article: https://www.mymoneyblog.com/treasury-bonds-vs.-tips-vs.-lifetime-income-annuities-compared.html?lctg=9627344 Treasury Bonds vs. TIPS vs. Lifetime Income Annuities Compared JUNE 25, 2023 BY JONATHAN PING "My lightning recap: Moderate inflation (...
- Mon Jun 05, 2023 11:15 am
- Forum: Cash
- Topic: iBonds / TreasuryDirect
- Replies: 39
- Views: 21315
Re: iBonds / TreasuryDirect
And a video on the new iBond rate and when to maybe “roll over” 0.00 fixed rate iBonds to buy into the new 0.90 fixed rate
https://youtu.be/7ooIgdycrfw
https://youtu.be/7ooIgdycrfw
- Sat May 27, 2023 3:21 pm
- Forum: Bonds
- Topic: Is anyone else buying TIPS?
- Replies: 28
- Views: 16163
Re: Is anyone else buying TIPS?
I wouldn’t say “totally”, but yeah, different
- Fri May 26, 2023 12:52 am
- Forum: Bonds
- Topic: Is anyone else buying TIPS?
- Replies: 28
- Views: 16163
Re: Is anyone else buying TIPS?
I own some of the Vanguard short-term TIPS fund, but, not increasing my allocation
- Fri May 19, 2023 12:43 pm
- Forum: Gold
- Topic: Buy gold now?
- Replies: 13
- Views: 17454
Re: Buy gold now?
Well, obviously, it SHOULD shine when _I_ expect it toflyingpylon wrote: ↑Fri May 19, 2023 8:39 amDoes gold have an obligation to shine when people want/expect it to?
It shines when it does. ¯\_(ツ)_/¯
I mean, really