Even if you’re in the U.S. or another region, please share your setup — and for those in Europe who run an American PP, I’d also love to know what ETFs you picked. Australia : 25 Gold 75% VDCO <snip> The PP can be difficult to implement in 401(k) plans. Stock index funds and money market funds are ...

I got some more iBonds in late October with the fixed 1.1% rate

As of Nov 1, .9% fixed rate

Ugly_Bird wrote: ↑Thu Oct 16, 2025 3:39 pm <snip>

Weird to buy TLTs now. But I do not care, just staying on the course. :-)

At least interest rates are above 1%!

I don't have the stomach for Long Term Treasuries

(while I hang out here and hold Gold, I don't have what I'd call a PP)

I have rebalanced my 4x25HBPP from 35% Gold today. Yeeeeah! :-) Crazy, innit? Especially with SP500 being up ~14%, cash around 4%, TLT up 7% When did you last rebalance / what were you at at the beginning of the year? Did you rebalance to 25% or something else? And, did you rebalance everything to ...

Dieter wrote: ↑Thu Jan 02, 2025 11:09 pm If it performs how it's done every day so for in 2025, wouldn't be a bad return
(IAU up 1.37% every trading day through 1/2/2025 )

(although what that would say about the rest of the economy in 2025, ugh)

Hasn't done that well, but, damn it's doing well so far this year

I bought a little IBIT Plan to do quarterly purchases Guess it's time for it all to come crashing down Hi Nice move on starting small and scaling in with quarterly buys — that’s a solid way to build a position over time. Curious though… why did you decide to go with IBIT instead of self-custody? Fr...

flyingpylon wrote: ↑Fri Oct 10, 2025 9:50 am Just scheduled a time to have my lawn aerated, and the guy said he'd give me a 10% discount for paying in bitcoin. He says it's going to $202k soon.

So I told him "Well if that's true then I guess I'll be paying in cash!"

lol!

I'm an investment genius -- silver zagged in the appropriate (up) direction when gold zigged (down)

I've got a track record of close to 24 hours

Worship me!



(Just, ignore my IBIT purchase yesterday )

I almost want to go check out the new Boglehead thread

Almost

But doubt I'd learn anything new

yeah, I would have had higher returns in the SP500 vs my gold investments

But, I like the non correlation

and we'll see how the next few years play out

See, the sky is falling, IBIT lost close to 2% today / the day after I invested

Anyone who shorted it, you are welcome



(and yes, I went into it expecting high volatility, so, not surprised or angst ridden )

So surreal Golds recent returns

I bought a little SIVR

Plan to do quarterly purchases

Guess it's time for it all to come crashing down

I bought a little IBIT

Plan to do quarterly purchases

Guess it's time for it all to come crashing down

With the huge jump in Gold, I was thinking of switching a little into Silver Any ETF recommendations? General thoughts? What is the rationale? I think Ad O used to pay attention to the silver:gold ratio. Silver has moved up along with gold. Or is it because you expect silver to behave like a hyperc...

With the huge jump in Gold, I was thinking of switching a little into Silver

Any ETF recommendations?

General thoughts?

IBIT is the most liquid i think for a general investor, IBIT is easiest and safest. I don't think crypto exchanges like coinbase are particularly safe. I cold wallets are a good problem holding the seed keys. The issue is even bank safety deposit boxes in the US. I saw in the news that people have ...

Well, it seems a better deep emergency fund location vs high-yield savings accounts, CDs, or money market accounts for me

Especially if rates drop and\or inflation picks up

For times don't want to sell gold, stocks, or bonds

For those of you who own Gold in ETF form ... which of the following is your preferred tax location and why? 1) Taxable 2) Traditional IRA 3) Roth IRA Mostly 2 (Traditional IRA) ; some in 3 (Roth IRA) Don't have that much total in taxable (1), so, never really had funds to put any Gold there I have...

So, given the expectation that fed rates are coming down in the near future, anyone else thinking about getting I-Bonds before 1 Nov 2025 to lock in the 1.1% fixed rate? On my 'likely' to do list for late September or October I-Bond - "Cash" with: * Currently 3.98% - Guaranteed at least 1...

So, given the expectation that fed rates are coming down in the near future, anyone else thinking about getting I-Bonds before 1 Nov 2025 to lock in the 1.1% fixed rate? On my 'likely' to do list for late September or October I-Bond - "Cash" with: * Currently 3.98% - Guaranteed at least 1....

The gold portion of my 4xHBPP is still hanging around 30%. Just thinking if I should rebalance now and not wait for it to approach my rebalance band at 35%. Do not want to time the market but do not want to miss the opportunity either. The Fed's say that they anticipate 3 rate cuts by the end of th...

I gained confidence in Hegseth. He stated the obvious. If you go in to buy a car... you don't state the obvious to the dealer, "this is an all-cash deal" even if it is, even if you have a Rolex on your wrist and everyone can see it. You hold that close to your vest, let them think they ar...

At least according to https://dqydj.com/average-median-top-income-by-age-percentiles, the median income doesn't materially change between age 35 and 65. However 65 year-olds have had decades more to accumulate wealth, so they're certainly richer on average than younger folks. Therefore I would expe...

At least according to https://dqydj.com/average-median-top-income-by-age-percentiles, the median income doesn't materially change between age 35 and 65. However 65 year-olds have had decades more to accumulate wealth, so they're certainly richer on average than younger folks. Therefore I would expe...

Given that Elon is now in the US Treasury IT infrastructure, I'm going to get fresh copies of my I-BOND values, and also my and my wife's Social Security statement, before they get stepped-on (accidentally or otherwise). Nothing more dangerous than having someone poke around in a live, production I...