Search found 265 matches

by steve
Mon Jul 15, 2024 9:25 am
Forum: Permanent Portfolio Discussion
Topic: Spreadsheets to Track PP
Replies: 51
Views: 152080

Re: Spreadsheets to Track PP

this is a sample template I made yesterday 7/14/2024

by steve
Mon Oct 09, 2023 4:39 pm
Forum: Permanent Portfolio Discussion
Topic: tax-loss harvesting question
Replies: 16
Views: 30019

Re: tax-loss harvesting question

tax loss harvesting is something that you have to decide for yourself, I did it in a taxable account and replaced it with a close to identical holding so I still have my position in long term bonds. Sure they could go lower and in that case I plan on doing another tax loss harvest by selling what I ...
by steve
Mon Oct 09, 2023 9:58 am
Forum: Permanent Portfolio Discussion
Topic: Alright who’s hitting rebalancing bands?
Replies: 13
Views: 18109

Re: Alright who’s hitting rebalancing bands?

I just sold all my TLT for tax loss harvesting purposes and bought VGLT as replacement I will revisit after 30 days and if VGLT goes down I will harvest that loss as well and replace with TLT
by steve
Sun Jul 16, 2023 10:08 am
Forum: Gold
Topic: Safe deposit boxes: Revisited
Replies: 34
Views: 12610

Re: Safe deposit boxes: Revisited

Xan wrote: Sat Sep 10, 2022 7:38 pm
Mark Leavy wrote: Sat Sep 10, 2022 7:25 pm
johnnywitt wrote: Fri Sep 09, 2022 6:22 pm What is currently the best SDB Insurance?

I use https://safedepositboxinsurance.com/
by steve
Sun Jan 01, 2023 12:04 pm
Forum: Permanent Portfolio Discussion
Topic: 2022 Returns
Replies: 44
Views: 29927

Re: 2022 Returns

Ugly_Bird wrote: Sat Dec 31, 2022 7:31 pm
stpeter wrote: Fri Dec 30, 2022 5:17 pm It's a wrap! What kind of results did y'all see in your portfolios for 2022?
My US based classic 4x25 HBPP is -12.7% YTD
mine was down 12.26%
by steve
Sat May 16, 2020 7:26 am
Forum: Permanent Portfolio Discussion
Topic: Is your pp passing the coronavirus test?
Replies: 34
Views: 15996

Re: Is your pp passing the coronavirus test?

Annotation 2020-04-26 093306.jpg
Annotation 2020-04-26 093306.jpg (175.41 KiB) Viewed 9613 times
by steve
Mon Apr 13, 2020 10:00 am
Forum: Gold
Topic: Do you insure your Gold?
Replies: 48
Views: 46797

Re: Do you insure your Gold?

Yes I insure my gold.
I use https://safedepositboxinsurance.com/
by steve
Fri Apr 03, 2020 11:19 am
Forum: Stocks
Topic: Tax-Loss Harvesting Recommendation (Vanguard Total Stock Index)
Replies: 10
Views: 8728

Re: Tax-Loss Harvesting Recommendation (Vanguard Total Stock Index)

Vanguard VOO or S&P 500 correlate to total market.
by steve
Fri Apr 03, 2020 11:16 am
Forum: Permanent Portfolio Discussion
Topic: Question on adding new money
Replies: 13
Views: 6118

Re: Question on adding new money

Basically you can level the field or just put money into cash until it becomes 35% of total and then re balance or what ever re balance band you use some use 30%.
by steve
Wed Oct 09, 2019 9:48 am
Forum: Permanent Portfolio Discussion
Topic: The Bond Purchase Question!
Replies: 6
Views: 7950

Re: The Bond Purchase Question!

Everyone has an opinion but for me it is just easier to use ETFs like TLT, VGLT and EDV
by steve
Wed Oct 03, 2018 8:13 am
Forum: Permanent Portfolio Discussion
Topic: 2 PP Portfolios, 6 months performance
Replies: 39
Views: 21096

Re: 2 PP Portfolios, 6 months performance

I follow it and have been for a long time. The last time I re balanced was Dec 4 2015 I normally re balance when I get very close to the 15/35 band. Since I re balanced my portfolio it has increased just over 15% this year it is down less then 1% from the beginning of the year. At present I am aroun...
by steve
Sun Feb 25, 2018 11:47 am
Forum: Permanent Portfolio Discussion
Topic: Spreadsheets to Track PP
Replies: 51
Views: 152080

Re: Spreadsheets to Track PP

Steve, Do you have long term data showing the performance over decade or more. If so can you share exactly what you used and how you obtained the data. You can go to https://www.etfreplay.com/combine.aspx and play around comparing different portfolios I shared what I could to help the group without...
by steve
Sat Feb 17, 2018 7:32 am
Forum: Permanent Portfolio Discussion
Topic: Spreadsheets to Track PP
Replies: 51
Views: 152080

document has been removed
by steve
Thu Jan 25, 2018 7:05 am
Forum: Permanent Portfolio Discussion
Topic: Out of balance
Replies: 55
Views: 31401

Re: Out of balance

If I hit the 35% band I would re-balance.
by steve
Thu Jan 04, 2018 9:00 am
Forum: Permanent Portfolio Discussion
Topic: Out of balance
Replies: 55
Views: 31401

Re: Out of balance

Way I look at it I would gladly by long term bonds to re balance , If interest rates keep rising and the value goes down I would just keep tax loss harvesting, No one can predict the future and things do not always go as expected. If the value keeps going down until it once again hit the lower re ba...
by steve
Sat Dec 23, 2017 8:19 am
Forum: Permanent Portfolio Discussion
Topic: Out of balance
Replies: 55
Views: 31401

Re: Out of balance

If my portfolio were out of balance I would buy bonds in a heartbeat! I remember some years back when everyone was talking about interest rate hikes and how bonds were going down. I taxed loss harvested a bond position that I had, I sold tlt and immediately replaced it with the 50/50 split of edv an...
by steve
Thu Apr 20, 2017 5:03 pm
Forum: Gold
Topic: Where and how do you purchase physical gold?
Replies: 160
Views: 113209

Re: Where and how do you purchase physical gold?

ochotona wrote:Most local dealers won't be competitive. You need to get comfortable with using insured shipping.
In my area I found a local dealer that is competitive, I agree not all are, I once walked out of a place when a dealer would not meet the price he quoted over the phone.
by steve
Thu Apr 20, 2017 7:40 am
Forum: Gold
Topic: Where and how do you purchase physical gold?
Replies: 160
Views: 113209

Re: Where and how do you purchase physical gold?

I like to purchase from local dealer where I pay with a personal check and can walk out with gold in hand. Maybe not walk out the same day as purchase but soon after.
by steve
Thu Apr 20, 2017 7:29 am
Forum: Gold
Topic: Any downside to bars?
Replies: 77
Views: 42887

Re: Any downside to bars?

I enjoy owning bars, and coins. The bars I have are Pamp Swiss, and they are beautiful, I also have a collection of Eagles and Buffalo coins. I do not see a downside to owning any gold. If the price goes down it goes down for all and that would not bother me either. In the past I sold online gold fo...
by steve
Sat Mar 18, 2017 1:05 pm
Forum: Gold
Topic: Do you insure your Gold?
Replies: 48
Views: 46797

Re: Do you insure your Gold?

And also, Steve, do you have to update things with major changes in the price of gold or you just tell them how many oz coins you have? I insure my safe deposit box for a set amount for a set price. I do not have to tell them what is in the safe deposit box. If there is a bank robbery where the box...
by steve
Thu Mar 16, 2017 8:43 am
Forum: Gold
Topic: Do you insure your Gold?
Replies: 48
Views: 46797

Re: Do you insure your Gold?

I insure my gold. Well worth the peace of mind https://safedepositboxinsurance.com
by steve
Thu Mar 16, 2017 8:37 am
Forum: Permanent Portfolio Discussion
Topic: Question for original forum members
Replies: 42
Views: 32500

Re: Question for original forum members

I'm still 100% invested in PP, I re-balance when necessary. I do not post much anymore because there really is not much to say that hasn't been said.
by steve
Thu Mar 02, 2017 7:42 am
Forum: Gold
Topic: Any downside to bars?
Replies: 77
Views: 42887

Re: Any downside to bars?

I like bars and coins and have both, I do not see much of a downside. You can keep them in a safe deposit box and get insurance. If you get bars from a reputable dealer it should not be a problem.
by steve
Thu Jan 05, 2017 9:12 pm
Forum: Permanent Portfolio Discussion
Topic: PP Performance for 2016
Replies: 101
Views: 67104

Re: PP Performance for 2016

Finished the year at about 5.6% gain
Last time I re- balanced was Dec 4 2015 4/25
by steve
Wed Jan 20, 2016 6:12 pm
Forum: Gold
Topic: Sprott Intends to Make Exchange Offers for Central GoldTrust and Silver Bullion
Replies: 192
Views: 103539

Re: Sprott Intends to Make Exchange Offers for Central GoldTrust and Silver Bullion

Same here. As much as I detest what Sprott has done to Gold Trust I see no other option to maintain paper gold under favorable US capital gain taxation rules. My understanding is that shifting to GLD or IAU exposes to clearly spelled out 28% collectible tax rate, besides the ETF papers not being ba...