Search found 24 matches

by Gebo
Tue Sep 11, 2012 10:19 pm
Forum: Permanent Portfolio Discussion
Topic: Taxable vs Nontaxable, e.g. IRA, 401k, etc,
Replies: 3
Views: 3104

Taxable vs Nontaxable, e.g. IRA, 401k, etc,

Would it be worthwhile to somehow have discussion groups divided up as "Taxable PP's" and as "Tax deferred, IRA, 401K PP's"? It seems sometimes there is confusion within a topic as we seem to lump "taxable" and "IRA" PP's altogether in the same topic. I may ne...
by Gebo
Mon Sep 10, 2012 12:16 pm
Forum: Permanent Portfolio Discussion
Topic: Ready to invest 80K in PP...
Replies: 8
Views: 4901

Re: Ready to invest 80K in PP...

Jimbojones,

I would do your strategy in a heartbeat if I had the cash to purchase the gold but I don't have the cash.  All my "funds" are in IRA's.  Maybe down the road....
by Gebo
Mon Sep 10, 2012 10:33 am
Forum: Permanent Portfolio Discussion
Topic: Ready to invest 80K in PP...
Replies: 8
Views: 4901

Re: Ready to invest 80K in PP...

Thanks for the advice.  I still am leaning on splitting up every account allocation into 2 funds.  It will just make me feel better...

The VFISX is 100% Treasuries with .20 ER and the SHY ER is .15
by Gebo
Sun Sep 09, 2012 5:48 pm
Forum: Permanent Portfolio Discussion
Topic: Ready to invest 80K in PP...
Replies: 8
Views: 4901

Re: Ready to invest 80K in PP...

I "can't" buy physical gold as all my money is in an IRA and I don't want to pay the 10% penalty.  Unless someone has a better idea.... ;) I have separate savings for emergency. I don't need any cash from this account so I can go a little "riskier" with my cash.  This is my IRA. ...
by Gebo
Sun Sep 09, 2012 2:11 pm
Forum: Permanent Portfolio Discussion
Topic: Ready to invest 80K in PP...
Replies: 8
Views: 4901

Ready to invest 80K in PP...

I have now transferred all my IRA money into a Vanguard account and also have a Vanguard brokerage account. I have 80K sitting just waiting to be allocated.  I'm thinking of splitting it up into 2 investments with one being this month (Sept '12) and the last one in Oct '12. I am feeling it would be ...
by Gebo
Mon Sep 03, 2012 9:59 am
Forum: Stocks
Topic: FOMC and the S&P
Replies: 7
Views: 5544

Re: FOMC and the S&P

Where'd you get the "green circle of fun" above? ;D
by Gebo
Wed Aug 22, 2012 9:39 am
Forum: Gold
Topic: Just found an interesting Gold prediction in Bogleheads
Replies: 14
Views: 7133

Re: Just found an interesting Gold prediction in Bogleheads

Notice the very last 2 sentences....
by Gebo
Wed Aug 22, 2012 9:38 am
Forum: Gold
Topic: Just found an interesting Gold prediction in Bogleheads
Replies: 14
Views: 7133

Just found an interesting Gold prediction in Bogleheads

"Rick Ferri wrote: I have absolutely no interest in 'researching' the Browne portfolio." [/color] This was a followup question: If you have no interest in researching or understanding a portfolio that has, for decades, achieved the objectives for which it was designed, how can you then po...
by Gebo
Sat Aug 18, 2012 10:28 am
Forum: Gold
Topic: Perth Mint Certificate
Replies: 14
Views: 8637

Re: Perth Mint Certificate

Pros and Cons as compared to IAU in an IRA? Gold is the last asset you want in tax deferred. IMO. Fill it first with bonds, cash and stocks. Keep some cash out for emergencies though. Gold can go in last, but don't put all of it in there. Frankly the level of trust I have for Perth Mint over an etf...
by Gebo
Fri Aug 17, 2012 4:23 pm
Forum: Gold
Topic: Perth Mint Certificate
Replies: 14
Views: 8637

Re: Perth Mint Certificate

Pros and Cons as compared to IAU in an IRA?
by Gebo
Fri Aug 17, 2012 9:39 am
Forum: Gold
Topic: Perth Mint Certificate
Replies: 14
Views: 8637

Perth Mint Certificate

The Perth Mint Certificate from Australia was mentioned on this forum as a way to hold gold in an IRA.  Comments, criticisms, opinions,....
by Gebo
Thu Aug 16, 2012 9:53 am
Forum: Permanent Portfolio Discussion
Topic: Need a little guidance
Replies: 48
Views: 17885

Re: Need a little guidance

As I see it, cash perhaps is best thought of as a bridge through time rather than as being an asset that gives a lift on its own. Some years, stocks and gold might plummet and then a couple of months later, LTT might spike up. Cash bridges that gap in time. Having cash means that when you topped up...
by Gebo
Thu Aug 16, 2012 9:50 am
Forum: Gold
Topic: Best way to hold Gold in IRA?
Replies: 28
Views: 17155

Re: Best way to hold Gold in IRA?

Wild Harry and Rick, I understand both of your points.  My problem as a newbie looking to put at least 100K (up to 200K) of Retirement 401K into a PP, it gets confusing.  It's like listening to the opening statements of the Prosecuting Atty and Defense Atty.  Right after each finishes, I believe the...
by Gebo
Thu Aug 16, 2012 1:09 am
Forum: Permanent Portfolio Discussion
Topic: Need a little guidance
Replies: 48
Views: 17885

Re: Need a little guidance

Understood. No problem  ;D
by Gebo
Wed Aug 15, 2012 12:22 pm
Forum: Permanent Portfolio Discussion
Topic: Need a little guidance
Replies: 48
Views: 17885

Re: Need a little guidance

Gotcha
by Gebo
Wed Aug 15, 2012 11:58 am
Forum: Permanent Portfolio Discussion
Topic: Need a little guidance
Replies: 48
Views: 17885

Re: Need a little guidance

I have a brokerage acct at Vanguard from years ago that is still active.  I'm confused as in your podcast you said to buy 25-30 year bonds and sell at 20 years.  Now you are saying sell at 5-10 years.  


Exactly what do I purchase through Vanguard Brokerage for my LT bond portion of the PP?
by Gebo
Wed Aug 15, 2012 11:53 am
Forum: Gold
Topic: Best way to hold Gold in IRA?
Replies: 28
Views: 17155

Re: Best way to hold Gold in IRA?

Do a search on this site for GTU, a Canadian closed-end fund that holds gold.  Better fundamentals/structure than IAU/GLD, but you have to deal with the premium/discount of a closed-end fund.  It is worth a look. I think what foglifter is getting at is that Harry Browne preferred holding physical g...
by Gebo
Wed Aug 15, 2012 11:45 am
Forum: Bonds
Topic: New TLT prospectus; good change?
Replies: 4
Views: 3009

Re: New TLT prospectus; good change?

They can still engage in securities lending, which generated much of the non-treasury income if I recall correctly. So, they may hold 95% treasury bonds, but there is still counter-party risk in securities lending. What do you feel would be a better choice in an IRA? This is where I was leaning.  Y...
by Gebo
Wed Aug 15, 2012 11:11 am
Forum: Permanent Portfolio Discussion
Topic: Need a little guidance
Replies: 48
Views: 17885

Re: Need a little guidance

If you are going to vanguard, just park it in their short term treasury fund. It is low risk for your cash even if not 100% ideal. Their funds have been moving more towards 100% treasuries the past many months as well.Their treasury money market would also be OK but it's closed to new investors. So...
by Gebo
Wed Aug 15, 2012 11:07 am
Forum: Permanent Portfolio Discussion
Topic: Need a little guidance
Replies: 48
Views: 17885

Re: Need a little guidance

With interest rates at near zero, I can understand your reluctance to have any portion of your portfolio sitting idle.  You might consider putting that cash in preferred stock. Many high-quality companies are issuing preferred stock that pay 5-7% annually.  I believe that if you focus on the better...
by Gebo
Wed Aug 15, 2012 8:27 am
Forum: Permanent Portfolio Discussion
Topic: Need a little guidance
Replies: 48
Views: 17885

Need a little guidance

I'm 55 and I've got about 200K to reinvest in IRA.  Leaving Fairholme and going to Vanguard with everything.  Gonna do at least 50% in PP with 50% in Wellesley.  I got the Stock part with VISAX and the Gold with IAU.  It looks to me TLT and SHY will take care of my bonds and cash. From reading and l...
by Gebo
Wed Aug 15, 2012 8:08 am
Forum: Gold
Topic: Best way to hold Gold in IRA?
Replies: 28
Views: 17155

Re: Best way to hold Gold in IRA?

What exactly do you mean, "pair IRA gold holdings with some physical bullion"?  Say I have 10,000 in IAU? What are you suggesting?
by Gebo
Tue Aug 14, 2012 10:52 pm
Forum: Gold
Topic: Best way to hold Gold in IRA?
Replies: 28
Views: 17155

Best way to hold Gold in IRA?

What is the best way to hold gold in an IRA?
by Gebo
Tue Aug 14, 2012 10:04 pm
Forum: Permanent Portfolio Discussion
Topic: Book Endorsers for the new Permanent Portfolio book.
Replies: 54
Views: 24797

Re: Book Endorsers for the new Permanent Portfolio book.

Alanw wrote: Bill O'Reilly.  Whether you like or dislike his political views, he has a large following.  He also has written several books.  A conservative investment approach like the PP may even get you an interview on The Factor.
I second this motion!