Wow I am listening some more...listen at 47:00 when he talks about 4 economic cycle. hmm...sounds like PP to me!

http://www.youtube.com/watch?v=SFaRazMp ... e=youtu.be

Start at 43:00

Try it out for yourself on http://www.riskcog.com/ . You'll find that for most asset weightings, it barely beats a PP despite having 5-8 times the volatility. Portfolios like that are attractive for their simplicity, but there's no logic behind the chosen funds or their weightings like there is wit...

Any thoughts on this vs. PP??

Lots of Bogleheads swear by it.  

http://www.bogleheads.org/wiki/Three-fund_portfolio

For non-taxable acct (eg. Roth), is GTU a good choice still? 

I am not sure what SCV is and am assuming that EM is emerging markets. That said this looks like an interesting VP. But unless you are wealthy and can afford to take a hit I would be cautious about using this as a substitute for a PP. Emerging markets are very speculative as are LTT's in such a con...

Two caveats: One, if we ever get a period of ungodly high rates a la Volcker that portfolio may get creamed and would have no cash to provide ammo for rebalancing when stocks and LTTs got knocked down as everyone rushed to short-term investments like T-bills and CDs to take advantage of the high re...

Just a quick comment on Wellesley.  If you build a portfolio of 70% Wellesley, 20% Gold, 10% Cash, then you get a better return and lower SD than the PP since 1972: SD = 7.02% CARG = 10.17% PP: SD = 7.99% CARG = 9.67% 100% Wellesley gives the following: SD = 9.28% CARG = 9.98% I thought it was inte...

Just a quick comment on Wellesley.  If you build a portfolio of 70% Wellesley, 20% Gold, 10% Cash, then you get a better return and lower SD than the PP since 1972: SD = 7.02% CARG = 10.17% PP: SD = 7.99% CARG = 9.67% 100% Wellesley gives the following: SD = 9.28% CARG = 9.98% I thought it was inte...