Search found 9 matches

by dcllee
Thu Sep 13, 2012 5:22 pm
Forum: Gold
Topic: Ray Dalio talks a bit about Gold
Replies: 10
Views: 6070

Re: Ray Dalio talks a bit about Gold

Wow I am listening some more...listen at 47:00 when he talks about 4 economic cycle. hmm...sounds like PP to me!
by dcllee
Wed Aug 15, 2012 1:11 am
Forum: Variable Portfolio Discussion
Topic: Three Fund Portfolio
Replies: 4
Views: 3621

Re: Three Fund Portfolio

Try it out for yourself on http://www.riskcog.com/ . You'll find that for most asset weightings, it barely beats a PP despite having 5-8 times the volatility. Portfolios like that are attractive for their simplicity, but there's no logic behind the chosen funds or their weightings like there is wit...
by dcllee
Wed Aug 15, 2012 12:38 am
Forum: Variable Portfolio Discussion
Topic: Three Fund Portfolio
Replies: 4
Views: 3621

Three Fund Portfolio

Any thoughts on this vs. PP??

Lots of Bogleheads swear by it.  

http://www.bogleheads.org/wiki/Three-fund_portfolio
by dcllee
Fri Aug 10, 2012 2:21 pm
Forum: Gold
Topic: Scared to Take the PP Jump Because of Gold
Replies: 48
Views: 33841

Re: Scared to Take the PP Jump Because of Gold

For non-taxable acct (eg. Roth), is GTU a good choice still? 
by dcllee
Thu Aug 02, 2012 11:06 am
Forum: Permanent Portfolio Discussion
Topic: Is the Permanent Portfolio The Gold Medal Winner For Investing?
Replies: 63
Views: 28145

Re: Is the Permanent Portfolio The Gold Medal Winner For Investing?

I am not sure what SCV is and am assuming that EM is emerging markets. That said this looks like an interesting VP. But unless you are wealthy and can afford to take a hit I would be cautious about using this as a substitute for a PP. Emerging markets are very speculative as are LTT's in such a con...
by dcllee
Wed Aug 01, 2012 10:48 pm
Forum: Permanent Portfolio Discussion
Topic: Is the Permanent Portfolio The Gold Medal Winner For Investing?
Replies: 63
Views: 28145

Re: Is the Permanent Portfolio The Gold Medal Winner For Investing?

Two caveats: One, if we ever get a period of ungodly high rates a la Volcker that portfolio may get creamed and would have no cash to provide ammo for rebalancing when stocks and LTTs got knocked down as everyone rushed to short-term investments like T-bills and CDs to take advantage of the high re...
by dcllee
Wed Aug 01, 2012 6:03 pm
Forum: Permanent Portfolio Discussion
Topic: Is the Permanent Portfolio The Gold Medal Winner For Investing?
Replies: 63
Views: 28145

Re: Is the Permanent Portfolio The Gold Medal Winner For Investing?

Just a quick comment on Wellesley.  If you build a portfolio of 70% Wellesley, 20% Gold, 10% Cash, then you get a better return and lower SD than the PP since 1972: SD = 7.02% CARG = 10.17% PP: SD = 7.99% CARG = 9.67% 100% Wellesley gives the following: SD = 9.28% CARG = 9.98% I thought it was inte...
by dcllee
Wed Aug 01, 2012 4:55 pm
Forum: Permanent Portfolio Discussion
Topic: Is the Permanent Portfolio The Gold Medal Winner For Investing?
Replies: 63
Views: 28145

Re: Is the Permanent Portfolio The Gold Medal Winner For Investing?

Just a quick comment on Wellesley.  If you build a portfolio of 70% Wellesley, 20% Gold, 10% Cash, then you get a better return and lower SD than the PP since 1972: SD = 7.02% CARG = 10.17% PP: SD = 7.99% CARG = 9.67% 100% Wellesley gives the following: SD = 9.28% CARG = 9.98% I thought it was inte...