Search found 2702 matches

by sophie
Sun Sep 23, 2018 7:54 am
Forum: Other Discussions
Topic: Kavanaugh
Replies: 71
Views: 1239

Re: Kavanaugh

As a woman who works in a place that is classic "old boy network", has gone through every kind of discrimination there is, and (yes) was once groped up at a drunken frat party in college, I think these allegations trivialize what is true sexual violence. It's also symptomatic of our times, where eve...
by sophie
Mon Sep 17, 2018 10:25 pm
Forum: Gold
Topic: Perth Mint depository online data breach
Replies: 16
Views: 526

Re: Perth Mint depository online data breach

Well, that's not pleasant....so they make all this fuss about requiring passports and not allowing you to change attached bank accounts, and then they hand all this data to a "third party" with sloppy system security? I think they know that security is what their brand is made of. Hopefully this is ...
by sophie
Sat Sep 15, 2018 8:33 am
Forum: Stocks
Topic: Stock scream room
Replies: 421
Views: 73931

Re: Stock scream room

Professor Shiller predicting 2.6% annual forward return on US stocks for next decade. Perfect indication to buy more stocks!!!! Ochotona you seriously need to read Harry Browne's book, How the Best-Laid Investment Plans Usually Go Wrong. He does a very thorough debunking of virtually all prediction...
by sophie
Sat Sep 15, 2018 8:26 am
Forum: Other Discussions
Topic: The Health Care Cartels
Replies: 15
Views: 505

Re: The Health Care Cartels

The problem with concierge practices is that they still have to deal with the mountain of regulations that apply to documentation and billing. This is what is driving costs sky-high. In an earlier post, I explained that if you remove these obstacles from the already low-margin world of outpatient me...
by sophie
Wed Sep 12, 2018 9:51 pm
Forum: Other Discussions
Topic: The Health Care Cartels
Replies: 15
Views: 505

Re: The Health Care Cartels

Actually, I don't like the $50K deductible plan, because the huge expensive structure that drives up the cost of routine office visits, tests, and meds would all remain in place. I would like to see those things removed from the arena of insurance entirely, and made all self-pay. Third party billing...
by sophie
Wed Sep 12, 2018 12:11 pm
Forum: Other Discussions
Topic: The Health Care Cartels
Replies: 15
Views: 505

Re: The Health Care Cartels

It's hard to quantify how many health care dollars can be attributed to government-imposed overhead costs, but we certainly know that the private insurance system is far worse. Going to a Medicare for all plan, with people paying premiums to Medicare rather than to private insurance companies and as...
by sophie
Tue Sep 11, 2018 9:14 am
Forum: Permanent Portfolio Discussion
Topic: Request - PP Choices - Commission Free at TD Ameritrade.
Replies: 4
Views: 481

Re: Request - PP Choices - Commission Free at TD Ameritrade.

Beware of commission-free...you have to consider expense ratios too. I have a TDA account with my HSA. I plan to hold these for long enough that the ER is what drove my choices: I decided to pay the fees and buy VTI and VBR, the Vanguard ETFs. With the lower ER of these funds, I'll recoup the commis...
by sophie
Sat Sep 08, 2018 11:40 pm
Forum: Gold
Topic: Perth Mint depository online data breach
Replies: 16
Views: 526

Re: Perth Mint depository online data breach

Yes, I'm sticking with my holdings. I did change my password and will keep an eye on news from the Mint.

Even with this, I think it's still safer than an ETF.
by sophie
Sat Sep 08, 2018 7:57 am
Forum: Other Discussions
Topic: Trump as tragicomedy
Replies: 588
Views: 40152

Re: Trump as tragicomedy

Are we talking about the NY TImes op-ed piece now? The content didn't shock me as much as I expected. Don't you all think that this is exactly what administration members have been doing for decades? Ronald Reagan, both of the George Bushes, and Bill Clinton come to mind as obvious examples where da...
by sophie
Sat Sep 08, 2018 7:23 am
Forum: Gold
Topic: Perth Mint depository online data breach
Replies: 16
Views: 526

Perth Mint depository online data breach

Email notice this AM: Dear Customer, We are writing to let you know that The Perth Mint has experienced a data breach involving the personal information of 13 Depository Online customers. At the outset we want to assure you that your Depository Online investment account at The Perth Mint remains sec...
by sophie
Sat Sep 01, 2018 11:57 pm
Forum: Other Discussions
Topic: The Permanent Supplement Regime
Replies: 203
Views: 45843

Re: The Permanent Supplement Regime

Hooray Maddy, hope you get to try building your own hydroponics system this winter! DIY is absolutely the way to go. Kits and complete systems are available, but the markup is absolutely astounding and in the end you get an unflexible system that may or may not work for you. I'm growing mainly leafy...
by sophie
Thu Aug 30, 2018 11:58 am
Forum: Other Discussions
Topic: The Permanent Supplement Regime
Replies: 203
Views: 45843

Re: The Permanent Supplement Regime

Anyone else try the Ashwaganda? That's an interesting observation Maddy! There's too many excellent questions about the benefits of vitamins & supplements. I think the evidence in their favor is mostly based on association studies, which is a deeply flawed way of selecting interventions. I cut way d...