Search found 4416 matches

by sophie
Fri May 07, 2021 9:54 am
Forum: Other Discussions
Topic: Reasons why I will not be getting injected for the Wuhan
Replies: 660
Views: 15776

Re: Reasons why I will not be getting injected for the Wuhan

I'd say calling the vaccine a mass genocide is way over the top. I do think it's a rushed, panic-driven response that may prove to be a bad bargain for people at low risk for COVID complications. The deaths and serious outcomes reported on VAERS to the CDC may or may not have anything to do with the...
by sophie
Thu May 06, 2021 12:24 pm
Forum: Other Discussions
Topic: Reasons why I will not be getting injected for the Wuhan
Replies: 660
Views: 15776

Re: Reasons why I will not be getting injected for the Wuhan

And what if this summer is a lull before another fall/winter "case" spike? I have already seen several articles in the last week or so starting to warn people about the coming resurgence this fall. Even if you believe things will open up a bit in the summer, what makes you think politicians and cit...
by sophie
Wed May 05, 2021 5:49 pm
Forum: Other Discussions
Topic: Reasons why I will not be getting injected for the Wuhan
Replies: 660
Views: 15776

Re: Reasons why I will not be getting injected for the Wuhan

And what if this summer is a lull before another fall/winter "case" spike? I have already seen several articles in the last week or so starting to warn people about the coming resurgence this fall. Even if you believe things will open up a bit in the summer, what makes you think politicians and cit...
by sophie
Tue May 04, 2021 9:15 am
Forum: Other Discussions
Topic: Reasons why I will not be getting injected for the Wuhan
Replies: 660
Views: 15776

Re: Reasons why I will not be getting injected for the Wuhan

Whichever side of the fence you're on, it would seem that both sides should agree that there's no good reason to keep the pandemic going. You would think that would be the case. Unfortunately there are two reasons I can see why the pandemic will not be off the radar anytime soon. 1) Over-testing, a...
by sophie
Mon May 03, 2021 2:40 pm
Forum: Politics
Topic: 70% of Republicans Believe Falsehood of Stolen Election
Replies: 10
Views: 225

Re: 70% of Republicans Believe Falsehood of Stolen Election

The undertone here is: How dare the American people disagree with us, CNN, the font of all that is holy?? Based on their numbers it looks like about half the population (70% of Republicans, 30% of Democrats) believe that the election results were not valid. I don't care what CNN's opinion is, in the...
by sophie
Mon May 03, 2021 9:39 am
Forum: Permanent Portfolio Discussion
Topic: Dragon Portfolio
Replies: 15
Views: 640

Re: Dragon Portfolio

Some random internet dude (https://www.investwithfire.com/dragon-portfolio-protect-your-wealth/) suggested this allocation: Dragon Portfolio 24% Vanguard Total Stock Market ETF (VTI) 18% Long-Term Government Bonds – via the iShares Barclays 20+ Year US Treasury Bond ETF (TLT) 21% Long Volatility – ...
by sophie
Mon May 03, 2021 9:03 am
Forum: Other Discussions
Topic: Reasons why I will not be getting injected for the Wuhan
Replies: 660
Views: 15776

Re: Reasons why I will not be getting injected for the Wuhan

I think the argument is that more of the people who took the vaccine would have died if they hadn't got it. I have to say though, there are a lot of young faces in this group....with an attendance extremely low risk for COVID death. I heard about a family member of a friend who developed kidney fail...
by sophie
Sun May 02, 2021 12:52 pm
Forum: Other Discussions
Topic: Coronavirus General Discussion
Replies: 4304
Views: 290389

Re: Coronavirus General Discussion

As a side note, do you think it’s helpful to use the politically charged blanket term “anti-vaxx” to refer to the teachers who may have chosen not to get the Covid vaccine yet? Do you know whether they oppose all vaccines in general? Point taken. Probably not the correct terminology. So going forwa...
by sophie
Thu Apr 29, 2021 10:19 am
Forum: Other Discussions
Topic: Coronavirus General Discussion
Replies: 4304
Views: 290389

Re: Coronavirus General Discussion

Just saw this on another forum: New York City opens fully (100%) on July 1!! We just received that announcement this morning. Wow! Fully capacity, this states, for restaurants, sports events, and Broadway, among all the others. And fully open schools in the fall. This is the result of dropping indi...
by sophie
Thu Apr 29, 2021 9:53 am
Forum: Permanent Portfolio Discussion
Topic: Institutional diversification (Fidelity worries)
Replies: 26
Views: 785

Re: Institutional diversification (Fidelity worries)

Long time Fidelity customer here. You have to keep in mind that they are a discount brokerage. They provide excellent services, but their customer service at the individual level is meant to be used only minimally. I have had generally - but not universally - good experiences when calling them for a...
by sophie
Wed Apr 28, 2021 3:26 pm
Forum: Other Discussions
Topic: Coronavirus General Discussion
Replies: 4304
Views: 290389

Re: Coronavirus General Discussion

Comparing COVID 19 to the 1918 flu epidemic is frankly insulting to anyone who lived through that. And a slap in the face to the field of epidemiology. The 1918 flu, if it occurred today, would have killed 600 million people worldwide by now. And you may recall that a substantial proportion of COVID...
by sophie
Tue Apr 27, 2021 9:25 pm
Forum: Other Discussions
Topic: You can't take it with you...
Replies: 18
Views: 662

Re: You can't take it with you...

Love this thread! I had a similar conversation with a friend of mine the other day. She has always been extremely frugal, but she's been starting to treat herself to things she wants - and she can certainly afford it, so why not. Maybe it has to do with getting older, or maybe it's the effect of a y...
by sophie
Tue Apr 27, 2021 9:12 pm
Forum: Permanent Portfolio Discussion
Topic: Golden Butterfly asset location when retired with RMDs
Replies: 43
Views: 1602

Re: Golden Butterfly asset location when retired with RMDs

An RMD cannot be rolled over to a Roth. If you are above the age at which RMDs are required, you must take your RMD before you do any Roth conversions. Ah, didn't know that. If you don't have a lot of money in tax-deferred I guess you wouldn't need to worry so much about withdrawals kicking you int...
by sophie
Tue Apr 27, 2021 9:03 am
Forum: Permanent Portfolio Discussion
Topic: Golden Butterfly asset location when retired with RMDs
Replies: 43
Views: 1602

Re: Golden Butterfly asset location when retired with RMDs

Another consideration: inheritance. This is going to be extra tricky to manage because we simply don't know whether Biden's current proposals will pass. These include reducing the estate tax exclusion from $11.5M to $3.5M, which will devastate small businesses that will effectively be forced to liqu...
by sophie
Sat Apr 24, 2021 9:24 am
Forum: Other Discussions
Topic: Housing prices
Replies: 117
Views: 4749

Re: Housing prices

Even better than a mortgage: intrafamily loans. No fees, no application process, and way better interest rates for both borrower and lender. You just need to draw up a document spelling out loan terms, as per IRS rules, and you can regard them as mortgages for income tax purposes. The IRS prescribes...
by sophie
Sat Apr 24, 2021 8:22 am
Forum: Other Discussions
Topic: Reasons why I will not be getting injected for the Wuhan
Replies: 660
Views: 15776

Re: Reasons why I will not be getting injected for the Wuhan

The appetite for it among politicians and the citizens is just not there any more. Unfortunately that's not the case.... COVID cases in NY (real cases, not "positive tests") are now minimal, and have been for quite some time. And, most older adults who want to be vaccinated have been. But, many of ...
by sophie
Sat Apr 24, 2021 8:13 am
Forum: Other Discussions
Topic: Chauvin Verdict
Replies: 199
Views: 5052

Re: Chauvin Verdict

Yikes, indeed. If the new precedent being set -- at least in MN -- is that a cop can be convicted of murder or manslaughter any time they apply procedurally-approved force to a suspect and the suspect dies in the process, then I have no idea why anybody would choose to become a cop. Way too much ri...
by sophie
Thu Apr 22, 2021 12:30 pm
Forum: Other Discussions
Topic: Does anyone om know anyone that is even sick?
Replies: 116
Views: 3584

Re: Does anyone om know anyone that is even sick?

Very sad news indeed. So sorry to hear that, Shrugged. The vaccines are supposed to confer protection by 2 weeks after the first shot. So the 10 day would mean maybe ok, maybe partial protection. The 1-2 day would be probably almost no protection, not really different from not vaccinated. Of course,...
by sophie
Thu Apr 22, 2021 11:07 am
Forum: Other Discussions
Topic: Chauvin Verdict
Replies: 199
Views: 5052

Re: Chauvin Verdict

I wonder what police force members think of the conviction. It's possible that a martyr has just been created. A "there but for the grace of God go I" situation. There's a reason why police have enjoyed relative immunity up to now. They are put into dangerous situations on a regular basis, and bad t...
by sophie
Thu Apr 22, 2021 10:59 am
Forum: Other Discussions
Topic: Optimal Diet
Replies: 144
Views: 4673

Re: Optimal Diet

Good point pugchief!!

Does it matter if the plastic is BPA-free? I almost never buy plastic bottles of water, but I have a Sodastream plastic bottle that I use for making sparkling water from my tap. Otherwise I chill water in a metal SIG bottle.
by sophie
Thu Apr 22, 2021 8:57 am
Forum: Other Discussions
Topic: Chauvin Verdict
Replies: 199
Views: 5052

Re: Chauvin Verdict

In addition to Maddy's excellent points about how critically important it is to keep judicial proceedings fair to everyone (not just selectively favored groups or people), I've been thinking about the long-term ramifications of this conviction. If I were a police officer, I'd be terrified of what mi...
by sophie
Wed Apr 21, 2021 11:59 am
Forum: Permanent Portfolio Discussion
Topic: Golden Butterfly asset location when retired with RMDs
Replies: 43
Views: 1602

Re: Golden Butterfly asset location when retired with RMDs

Thanks pp4me! That's virtually identical to what I'm doing. I'm still saving and not drawing down of course, but the asset distribution among accounts should be the same. Main difference is that when I retire, I'll dump out all my 401K/403b accounts into a single IRA so that I have full control over...
by sophie
Wed Apr 21, 2021 11:45 am
Forum: Other Discussions
Topic: Optimal Diet
Replies: 144
Views: 4673

Re: Optimal Diet

Looks yummy Mark! But mojito has a ton of sugar. Pugchief back to the fluoride question....I disagree about fluoride in toothpaste not being systemically absorbed. If it can get into your teeth, it should be much more easily absorbed through gums and mucus membranes. It's also a small molecule so ve...
by sophie
Wed Apr 21, 2021 9:57 am
Forum: Permanent Portfolio Discussion
Topic: Golden Butterfly asset location when retired with RMDs
Replies: 43
Views: 1602

Re: Golden Butterfly asset location when retired with RMDs

I would do what I'm already doing: pack the tax-deferred accounts with cash, gold and bonds. These are the assets that are likely to gain the least over time. use tax-exempt (Roth and HSA) for stocks. I put some gold in here also. In taxable you want stocks, savings bonds, and "deep" physical gold. ...
by sophie
Wed Apr 21, 2021 9:38 am
Forum: Other Discussions
Topic: Chauvin Verdict
Replies: 199
Views: 5052

Re: Chauvin Verdict

What Maddy said! Almost everything that the Democratic/liberal establishment claims to do for racial minorities contains in it an assumption that they need help to survive in our society, and are congenitally unable - by virtue of their race - to do so on their own. How on earth can you not call tha...