Search found 3854 matches

by sophie
Sat Sep 19, 2020 7:50 am
Forum: Other Discussions
Topic: Biden plan to limit 401K deductions
Replies: 6
Views: 134

Re: Biden plan to limit 401K deductions

Yes that’s a common theme. Voting for Biden goes against self interest for anyone above poverty level income or who is not a favored minority. Restoring the federal salt deduction, which Biden promises to do, will help some. Of course, I don’t see how he’ll be able to do that while trying to push th...
by sophie
Fri Sep 18, 2020 12:52 pm
Forum: Other Discussions
Topic: Biden plan to limit 401K deductions
Replies: 6
Views: 134

Re: Biden plan to limit 401K deductions

Just playing Biden's advocate here, in terms of the retirement crisis: If there's a fixed 20% refundable tax credit, then many people who have low incomes with virtually no incentive to save currently (because a current tax deduction doesn't do much for them) now suddenly are being paid to put mone...
by sophie
Fri Sep 18, 2020 11:41 am
Forum: Variable Portfolio Discussion
Topic: 60-40 Portfolio Won't Prepare Investors for Retirement
Replies: 11
Views: 208

Re: 60-40 Portfolio Won't Prepare Investors for Retirement

Sadly no. I keep asking if in-service rollovers are allowed just in case the answer changes...it would certainly be helpful to roll it into my solo 401K which would allow me to continue making back-door Roth contributions.
by sophie
Fri Sep 18, 2020 11:32 am
Forum: Other Discussions
Topic: Biden plan to limit 401K deductions
Replies: 6
Views: 134

Biden plan to limit 401K deductions

In case you all missed it....here's part of his plan to "tax the rich": https://www.forbes.com/sites/ebauer/2020/08/25/joe-biden-promises-to-take-away-401k-style-retirement-savings-whats-that-mean/#4021a1604eb0 This is of course a long way from becoming law, and there are a lot of uncertainties in w...
by sophie
Fri Sep 18, 2020 11:16 am
Forum: Variable Portfolio Discussion
Topic: 60-40 Portfolio Won't Prepare Investors for Retirement
Replies: 11
Views: 208

Re: 60-40 Portfolio Won't Prepare Investors for Retirement

Yep! Love how Harry Browne picked up where this article left off. I am nervous about the 60/40 that I've got in my active retirement accounts. I would switch it to a PP in a heartbeat if my retirement plan permitted gold investment (i.e. a brokerage window). Once I retire and/or have access to that ...
by sophie
Fri Sep 18, 2020 11:11 am
Forum: Other Discussions
Topic: Coronavirus General Discussion
Replies: 2855
Views: 108641

Re: Coronavirus General Discussion

@Sophie: Now that weather is getting colder and people will be moving inside, would setting up a fan to circulate air be helpful or make things worse? No idea about whether fans would help or not. Increasing #air exchanges probably makes more sense but no data to support that. We know that respirat...
by sophie
Tue Sep 15, 2020 7:28 pm
Forum: Other Discussions
Topic: Effect of delayed election results
Replies: 34
Views: 683

Re: Effect of delayed election results

Probably the easiest form of fraud with mail-in ballots is the people who open the mail. It's got to be incredibly easy for them to open a ballot, spot a vote they don't favor, and toss it in the trash. Or even easier, just say it's not appropriately filled out. They could even mark it up in a way t...
by sophie
Tue Sep 15, 2020 10:02 am
Forum: Other Discussions
Topic: Apple News App - delete racial justice section?
Replies: 32
Views: 639

Re: Apple News App - delete racial justice section?

Hey dualstow, check your phone. On mine, the "Racial Justice" section no longer appears! Since BLM support has now dropped and is not much higher than it was before the George Floyd murder, this isn't going to the Democratic wedge issue they were hoping for. Apple news has responded accordingly. I s...
by sophie
Tue Sep 15, 2020 9:37 am
Forum: Other Discussions
Topic: Daily "Check In" Thread For Us
Replies: 1024
Views: 37833

Re: Daily "Check In" Thread For Us

I have plain vanilla Verizon FIOS, which is 50 Mbps for both up and downstreaming. I've never had any reason to need more, and I have no desire to pay extra for faster speeds. The interesting question is what's going to happen when true 5G phones are introduced. 5G will be even faster than this, so ...
by sophie
Mon Sep 14, 2020 12:18 pm
Forum: Other Discussions
Topic: Is Trump doing a good job?
Replies: 993
Views: 71361

Re: Is Trump doing a good job?

The proscribed United States diet is not based upon science but based upon politics, driven by lobbyists. Vinny But it all started with Ancel Keys, a scientist, cherry picking data to fit his "saturated fat is bad" dogma. Right, and who's to say the same isn't true about masks? Bingo. I guess I hav...
by sophie
Mon Sep 14, 2020 11:25 am
Forum: Other Discussions
Topic: Is Trump doing a good job?
Replies: 993
Views: 71361

Re: Is Trump doing a good job?

Sigh here too, Sophie. I am not one to 100% follow science, evidence by cholesterol theory and the standard American diet both of which I believe are BS. I don't know what to think, only that I am frustrated that there is no consistency anywhere, You're explaining your confusion here very well....a...
by sophie
Mon Sep 14, 2020 10:15 am
Forum: Other Discussions
Topic: Is Trump doing a good job?
Replies: 993
Views: 71361

Re: Is Trump doing a good job?

Cortopassi, the study you are looking for has effectively already been done. Take a look at photos of the early June Black Lives Matter protests in New York City. I bet the photos were carefully vetted to maximize the number of mask wearers shown, but you can easily find non-mask wearing protesters...