Search found 3219 matches

by sophie
Thu Dec 12, 2019 9:36 am
Forum: Gold
Topic: Gold taxation thoughts
Replies: 58
Views: 11050

Re: Gold taxation thoughts

Pretty much all the 2nd author's objections to the DAF could be solved by simply selling the assets as soon as they're transferred and donating away. The fees are a bit of an issue, but the idea is that the amount you save in capital gains taxes by donating shares should more than cover the fee. In ...
by sophie
Thu Dec 12, 2019 9:25 am
Forum: Permanent Portfolio Discussion
Topic: New Member and Permanent Portfolio Novice. Asking for help
Replies: 12
Views: 599

Re: New Member and Permanent Portfolio Novice. Asking for help

Some good advice in the posts above, but I think they're also making things complicated. I suspect the last thing the OP needs to be hearing about it momentum and other market timing strategies. He's saying that he's tried all that stuff for many years now, got burned, and now just wants to switch t...
by sophie
Thu Dec 12, 2019 9:02 am
Forum: Other Discussions
Topic: Impeachment failing in battleground states
Replies: 36
Views: 477

Re: Impeachment failing in battleground states

Ok Boomer... Your experience in dentistry and narrative wreak of someone who is just realizing that his cartelized industry is being filled with more supply than before, therefore decreasing the ability to profit obscenely off of customers. I don't know what the "Right Amount" of dentists are, but ...
by sophie
Thu Dec 12, 2019 8:36 am
Forum: Cash
Topic: How do you invest the Cash portion?
Replies: 164
Views: 34317

Re: How do you invest the Cash portion?

Unfortunately, neither Vanguard nor Fidelity provide checkwriting from an individual fund - only from an account. I don't know where you'd go to find such a beast. Sophie, I have checkwriting from many of my Vanguard funds, even a long-term muni bond fund. I think they used to provide this, in fact...
by sophie
Thu Dec 12, 2019 8:32 am
Forum: Other Discussions
Topic: Dealing With Setbacks in Life
Replies: 28
Views: 674

Re: Dealing With Setbacks in Life

Ebike is a great idea! Or a minibike (motor-driven) that doesn't require a license like a full-on motorcycle. Those can turn what might seem to be a painful, long bike commute into something very doable. And like motorcycles you can legally weave around cars so in heavy traffic you probably might ev...
by sophie
Wed Dec 11, 2019 9:13 am
Forum: Other Discussions
Topic: RIP Paul Volcker
Replies: 8
Views: 151

Re: RIP Paul Volcker

Dualstow, thanks for the heads up in your signature line! I go away to a conference for a few days and look what happens. RIP Paul Volcker, indeed. He and my father played together on their high school chess team, in Teaneck, New Jersey. It was kind of fun to hear my dad to explain how Paul Volcker ...
by sophie
Wed Dec 11, 2019 9:10 am
Forum: Other Discussions
Topic: Impeachment failing in battleground states
Replies: 36
Views: 477

Re: Impeachment failing in battleground states

The biggest problem I see with the impeachment effort is that so far, it's all based on hearsay. Even some of the most impressive evidence amounted to "I heard person X say Y, and therefore I presume that Trump said Z." I would guess, along with everyone else, that the assumptions made are correct, ...
by sophie
Fri Dec 06, 2019 1:15 pm
Forum: Other Discussions
Topic: Dealing With Setbacks in Life
Replies: 28
Views: 674

Re: Dealing With Setbacks in Life

Sorry to hear that Smith, it is a little shocking how heavy handed that judgment is. For $500 I think I'd go the lawyer route to get 3 months shaved off that suspension, but I'm not sure I'd do it for $2500. That buys a lot of rideshares. Have you checked into ridesharing in Vancouver lately? I hear...
by sophie
Fri Dec 06, 2019 9:52 am
Forum: Cash
Topic: How do you invest the Cash portion?
Replies: 164
Views: 34317

Re: How do you invest the Cash portion?

11/27/19 drumminj, I am not picking your poison because I agree with Harry Browne and craigr that all financial risks are not created equal: That's fair, and to be clear I'm not trying to convince anyone. I disagree though that there are no "FDIC limits to worry about". Your MM funds are held by a ...
by sophie
Fri Dec 06, 2019 9:32 am
Forum: Gold
Topic: worst gold fund for 2019
Replies: 50
Views: 802

Re: worst gold fund for 2019

New York City modified its laws a while ago - there's no sales tax on gold bullion as long as the value is more than $1,000. BTW for the benefit of readers who may not have picked up on this: the funds discussed in this thread are gold mining stocks , not gold. There's a big difference. Mining stock...
by sophie
Fri Dec 06, 2019 9:26 am
Forum: Gold
Topic: Gold taxation thoughts
Replies: 58
Views: 11050

Re: Gold taxation thoughts

OK so I'm officially jealous.... I kind of view the state/local taxes in a larger context. I don't own or need a car and my transportation costs for commuting and 90% of trips are limited to the price of resoling shoes. Plus an extensive cat-sitting cooperative in my building. I've toyed with the i...
by sophie
Fri Dec 06, 2019 9:11 am
Forum: Other Discussions
Topic: The Left is Eating Itself Pt. II
Replies: 458
Views: 61374

Re: The Left is Eating Itself Pt. II

Seriously, everyone is now afraid to assign gender to a person based on appearance. We got a "sensitivity" training where something like that is a reportable offense (which could result in fines or even firing), if the person referred to disagrees with their gender assignment. Scary stuff. We all no...