Pretty much all the 2nd author's objections to the DAF could be solved by simply selling the assets as soon as they're transferred and donating away. The fees are a bit of an issue, but the idea is that the amount you save in capital gains taxes by donating shares should more than cover the fee. In ...

Some good advice in the posts above, but I think they're also making things complicated. I suspect the last thing the OP needs to be hearing about it momentum and other market timing strategies. He's saying that he's tried all that stuff for many years now, got burned, and now just wants to switch t...

Ok Boomer... Your experience in dentistry and narrative wreak of someone who is just realizing that his cartelized industry is being filled with more supply than before, therefore decreasing the ability to profit obscenely off of customers. I don't know what the "Right Amount" of dentists are, but ...

Unfortunately, neither Vanguard nor Fidelity provide checkwriting from an individual fund - only from an account. I don't know where you'd go to find such a beast. Sophie, I have checkwriting from many of my Vanguard funds, even a long-term muni bond fund. I think they used to provide this, in fact...

Ebike is a great idea! Or a minibike (motor-driven) that doesn't require a license like a full-on motorcycle. Those can turn what might seem to be a painful, long bike commute into something very doable. And like motorcycles you can legally weave around cars so in heavy traffic you probably might ev...

Dualstow, thanks for the heads up in your signature line! I go away to a conference for a few days and look what happens. RIP Paul Volcker, indeed. He and my father played together on their high school chess team, in Teaneck, New Jersey. It was kind of fun to hear my dad to explain how Paul Volcker ...

The biggest problem I see with the impeachment effort is that so far, it's all based on hearsay. Even some of the most impressive evidence amounted to "I heard person X say Y, and therefore I presume that Trump said Z." I would guess, along with everyone else, that the assumptions made are correct, ...

Sorry to hear that Smith, it is a little shocking how heavy handed that judgment is. For $500 I think I'd go the lawyer route to get 3 months shaved off that suspension, but I'm not sure I'd do it for $2500. That buys a lot of rideshares. Have you checked into ridesharing in Vancouver lately? I hear...

11/27/19 drumminj, I am not picking your poison because I agree with Harry Browne and craigr that all financial risks are not created equal: That's fair, and to be clear I'm not trying to convince anyone. I disagree though that there are no "FDIC limits to worry about". Your MM funds are held by a ...

New York City modified its laws a while ago - there's no sales tax on gold bullion as long as the value is more than $1,000. BTW for the benefit of readers who may not have picked up on this: the funds discussed in this thread are gold mining stocks , not gold. There's a big difference. Mining stock...

OK so I'm officially jealous.... I kind of view the state/local taxes in a larger context. I don't own or need a car and my transportation costs for commuting and 90% of trips are limited to the price of resoling shoes. Plus an extensive cat-sitting cooperative in my building. I've toyed with the i...

Seriously, everyone is now afraid to assign gender to a person based on appearance. We got a "sensitivity" training where something like that is a reportable offense (which could result in fines or even firing), if the person referred to disagrees with their gender assignment. Scary stuff. We all no...