Search found 2756 matches

by sophie
Thu Dec 13, 2018 8:04 am
Forum: Permanent Portfolio Discussion
Topic: The Lively HSA
Replies: 63
Views: 12635

Re: The Lively HSA

Wow, this is important to look into. A quick check of the website reveals two things: 1) there's a fee of $12/quarter and not clear whether this applies to individual accounts, and 2) investments are limited to a list of Fidelity funds that isn't posted yet. About the fees, there's something about t...
by sophie
Thu Dec 13, 2018 7:42 am
Forum: Other Discussions
Topic: Fear is the mind-killer
Replies: 85
Views: 3713

Re: Fear is the mind-killer

The happiest retired people I know are very busy, and many of them are earning quite a bit of money from their post-retirement activities, such as selling art, teaching classes, giving panels at conferences, earning royalties from the sale of books and music, selling wax and honey from beekeeping--...
by sophie
Thu Dec 13, 2018 7:30 am
Forum: Cash
Topic: New I Bond Rate 11/1/18 to 4/30/18
Replies: 36
Views: 2009

Re: New I Bond Rate 11/1/18 to 4/30/18

So barrett, are you all good with your plans for your I bonds? They've turned out to be pretty darned good investments! Hey sophie, It seems that the best course of action based on current assumptions and multiple i-ORP runs is to keep income low for now to take advantage of ACA subsidies, and then...
by sophie
Sat Dec 08, 2018 7:04 am
Forum: Cash
Topic: New I Bond Rate 11/1/18 to 4/30/18
Replies: 36
Views: 2009

Re: New I Bond Rate 11/1/18 to 4/30/18

I bought my I bonds before the end of November. Not so sure about inflation receding.

So barrett, are you all good with your plans for your I bonds? They've turned out to be pretty darned good investments!
by sophie
Thu Nov 29, 2018 5:22 am
Forum: Permanent Portfolio Discussion
Topic: Stupid to Look at Portfolio Too Often
Replies: 25
Views: 1396

Re: Stupid to Look at Portfolio Too Often

I justify looking at the portfolio once a month in order to log into my accounts. I pick up messages and it keeps them active, and if the account were broken into I'd be more likely to detect it in time to do something about it. I was thinking about going to once per quarter, but not less than that....
by sophie
Mon Nov 26, 2018 9:02 pm
Forum: Other Discussions
Topic: Fear is the mind-killer
Replies: 85
Views: 3713

Re: Fear is the mind-killer

The best way to fight boredom is to do something productive. Granted, trying to suddenly self-motivate is pretty tough after years of atrophy brought on by a lifetime of depending on a parent or boss to give you direction. But with a bit of exercise and a few growing pains it gets a lot easier. I'm...
by sophie
Sun Nov 25, 2018 8:28 am
Forum: Other Discussions
Topic: Fear is the mind-killer
Replies: 85
Views: 3713

Re: Fear is the mind-killer

Since the last time I posted here, I'm now making $600 a month from my KDE hobby. Life feels so much more vibrant now than it did when my focus was on guarding my gains. It's glorious out there. So what are you doing these days apart from the KDE hobby and some home renovation projects, that's maki...
by sophie
Sun Nov 25, 2018 8:02 am
Forum: Other Discussions
Topic: Most maintainable showers
Replies: 13
Views: 750

Re: Most maintainable showers

Ochotona, you'd put in a staircase chairlift and hire an aide. That's what we did for my dad until he was too impaired for anything other than a hospital bed in the living room, Hoyer lift to get into a wheelchair, and bed baths. My mom now uses the chairlift to get heavy items up and down the stairs.
by sophie
Fri Nov 23, 2018 7:25 am
Forum: Other Discussions
Topic: Most maintainable showers
Replies: 13
Views: 750

Re: Most maintainable showers

My architect brother went with tile in his bathroom and shower curtains rather than a door, if that helps. He gave me a useful tip: wipe down the wall tile after showering. Takes about 30 seconds. That plus tile grout sealing should work well, if you go that route. FWIW, I've got traditional tile & ...
by sophie
Tue Nov 20, 2018 7:12 am
Forum: Other Discussions
Topic: Fear is the mind-killer
Replies: 85
Views: 3713

Re: Fear is the mind-killer

Yeah, and living through the Depression and WW2 just completely colored an entire generation's thinking about money in a major way; and that was a worldwide phenomenon, not just in the USA. I remember my dad's stories about growing up in the Depression era. He was all about frugality, DIY'ing, and ...
by sophie
Fri Nov 16, 2018 7:45 am
Forum: Other Discussions
Topic: Fear is the mind-killer
Replies: 85
Views: 3713

Re: Fear is the mind-killer

Welcome back Pointedstick! I do wonder, though, what precisely motivated you to come back? I know the market may drop 75% tomorrow and take 40 years to recover. And I say, "so what?" I don't care. The one time I found myself living off of my investments, I hated it. I felt like a useless penny-pinch...
by sophie
Wed Nov 14, 2018 11:39 am
Forum: Gold
Topic: best place to have paper gold invested now
Replies: 4
Views: 285

Re: best place to have paper gold invested now

That reminds me of gold ETF trading strategy we used to talk about: buy gold ETFs at discounts, then sell when they show a premium. Trade between ETFs as needed. I'm too busy/lazy to do this, but it's kind of a fun hobby if anyone wants to give it a shot. Would be nice to report premium/discount lev...