Be aware of leveraged ETFs. They are ONLY for short term trading http://seekingalpha.com/article/286027-stay-away-from-leveraged-etfs If a non leveraged ETF lose a 10%, it needs a 11% to recover, but if you use a leveraged ETF you lose 2x10% and need a 25% to recover, that is a 3% more than 2x11%. S...

Sandoor, as you say building a good and cheap mutual fund PP is very hard and at the moment I prefer an ETF PP. The tax advantage is that transfer funds between mutual funds is tax-free, so you can rebalance at no cost. Not a big deal, but if I can find good and cheap mutual funds I´ll study the opt...

Hi Wenomo, What I use are the following EFTs; Stock, DXET (TER, 0,00%) Bonds, EXX6 (TER 0,16%) Cash, EXHB (TER 0,16%) Gold, PHAU (TER 0,40%) Easy, simple, cheap. Please bear in mind that ETFs are a bit more expensive here in Europe than in the US. I haven't run into Amundi ETFs here a lot in Europe...

Hello everybody, I´ve read the thread about euro PP with ETFs and it shows very good ideas. I´d like to collect your ideas about the same euro PP with mutual funds. I´ve found a few quite good, but all of them are equity funds. http://www.amundi-funds.com - Amundi Funds Index Equity Euro, tracks MSC...

I´m from Spain. Here, the tax system works in this way. Capital gains, dividens and interest are taxed in a range from 19% to 27%. Stock dividends enjoy an exemption on the first 1500€. Then you can transfer funds among mutual funds tax free. This applies only for mutual funds, not for ETFs. So, loo...

Thanks kw, you have been very helpful, EXX6 was in my watchlist long time ago. I didn´t know what means KAG. It´s very good to know those fees don´t apply to us. The 10$/month commission is the minimum per month. http://individuals.interactivebrokers.com/en/p.php?f=minimumDeposits If you don´t trade...

I think that 1000€ minimums makes more sense, I´ll check it out.

On purpose, I agree with you in the case of 3-month bills. I mean they´re better than SHY or another ETF. It just an opinion, of course. 

Hi wenemo, If I can suggest: do not bother with ishares for long term bond if you can acquire directly German bond 3.25% 2042 (isin: DE0001135432).  Much superior in my opinion. I thought to buy directly Government bonds, but there are two problems. How to buy and to sell in a cheap way. I mean, if...

Hi kw, I have a doubt about EXX6 and maybe you can help me I´ve seen here http://de.ishares.com/en/rc/products/EXX6 an uncommon thing about fees. At the bottom of key facts page there is a box entitled fee breakdown, and there are a couple of fees that you can´t see in other ETFs. These ones are Acq...